$495,000
$3K PRICE DROP

Ocean Reef 14415 Front Beach Rd Unit 702 Panama City Beach, FL 32413

Estimated payment $4,060/month

Total Views 2,627
2 Beds
2 Baths
1,146 Sq Ft
$432 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated Indoor Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • 24-Hour Security

About This Home

***MOTIVATED SELLER-ALL OFFERS WELCOME!*** Don't miss this exceptional opportunity-seller is extremely motivated and willing to help reduce your interest rate with a rate buy down. This is one of the best valued units in the complex. This beautifully furnished 2 bedroom, 2 bathroom 7th floor condo offers stunning views and a premium corner parking space just 2 floors below, ideally located next to the stairwell for quick access during busy seasons. Recent upgrades include: 2019: New living room furniture, full size washer and dryer. 2020: New HVAC system. 2021: Stainless steel appliances, balcony furniture with dual Sunbrella covers, king mattress. 2022: Two 65'' smart TV's. Nest thermostat for energy efficiency. Ocean Reef amenities include: Gulf front pool, heated indoor pool, hot tub, sauna, steam room, fitness center, BBQ area, and ample guest parking. All information is approximate and should be independently verified by buyers.

Listing Agent

Mario Gobel

RE/MAX Freedom License #0647660 Listed on: 06/22/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,705

Year Built

  • Built in 2008

Lot Details

HOA Fees

  • $888 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Gated Parking
  • Secured Garage or Parking
  • Additional Parking
  • Parking Lot
  • Assigned Parking

Home Design

  • Slab Foundation
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,146 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Family Room
  • Smart Thermostat

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Heated Indoor Pool
  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Community Details

Overview

  • Association fees include cable TV, insurance, internet, legal/accounting, ground maintenance, pest control, pool(s), trash, water
  • High-Rise Condominium
  • Ocean Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Elevator

Recreation

  • Beach
  • Community Spa
  • Fishing
  • Park

Security

  • 24-Hour Security
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,705

Year Built

Built in 2008

Lot Details

0

HOA Fees

$888 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Ocean Reef
  • Architectural Style: High Rise
  • Entry Level: 7
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Recessed Lighting, Smart Thermostat
  • Spa Features: Community
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1146.0
  • Dining Room Type: Bedroom, Family Room, Full Bath, Laundry, Primary Bathroom, Primary Bedroom

Exterior Features

  • Pool Features: Gunite, Electric Heat, Indoor, In Ground, Pool, Pool/Spa Combo, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Assigned, Attached, Garage, Gated, Parking Lot
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Trash Collection, Underground Utilities
  • Security Features: Gated with Guard, Secured Garage/Parking, 24 Hour Security, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 2663.0
  • Community Features: Barbecue, Beach, Elevator, Fitness Center, Fishing, Gated, Park, Sauna, Short Term Rental Allowed, Waterfront, Pool, Sidewalks
  • Amenities: Beach Rights, Gated, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 5705.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

About Ocean Reef

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,465 $401,630 -- --
2023 $5,465 $365,118 $0 $488,750
2022 $4,390 $331,925 $0 $0
2021 $3,742 $301,750 $0 $301,750
2020 $3,383 $280,500 $0 $280,500
2019 $2,980 $246,500 $0 $246,500
2018 $2,845 $229,500 $0 $0
2017 $2,710 $238,000 $0 $0
2016 $2,773 $239,275 $0 $0
2015 $2,631 $219,938 $0 $0
2014 $2,458 $205,615 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Price Changed $495,000 -0.6% $432 / Sq Ft
06/22/2025 06/22/25 For Sale $498,000 -5.8% $435 / Sq Ft
06/17/2024 06/17/24 Sold $528,500 -4.8% $461 / Sq Ft
04/08/2024 04/08/24 Price Changed $554,990 -1.8% $484 / Sq Ft
03/25/2024 03/25/24 For Sale $564,980 +142.6% $493 / Sq Ft
06/20/2022 06/20/22 Off Market $232,900 -- --
10/16/2012 10/16/12 Sold $232,900 0.0% $203 / Sq Ft
10/16/2012 10/16/12 Pending -- -- --
10/16/2012 10/16/12 For Sale $232,900 -- $203 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $528,500 None Listed On Document
Warranty Deed $528,500 None Listed On Document
Quit Claim Deed $300,000 Attorney
Deed $100 --
Warranty Deed $232,900 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,203 New Conventional
Closed $240,203 New Conventional
Previous Owner $211,000 New Conventional
Previous Owner $210,000 New Conventional
Previous Owner $182,500 New Conventional
Previous Owner $202,900 Seller Take Back
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 775290

Central Panhandle Association of REALTORS®

APN: 40001-250-010

Florida Bay County Panama City Beach 32413

14415 Front Beach Rd Unit 702, Panama City Beach, FL

This home is located at 14415 Front Beach Rd Unit 702, Panama City Beach, FL 32413 and is currently priced at $495,000, approximately $431 per square foot. This property was built in 2008. 14415 Front Beach Rd Unit 702 is a home located in Bay County with nearby schools including J.R. Arnold High School, Hutchison Beach Elementary School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Mario Gobel
Listing Agent
Mario Gobel
Section Image
RE/MAX Freedom
(448) 218-4822