NOT LISTED FOR SALE

14449 Whispering Ridge Rd San Diego, CA 92131

Rancho Encantada Neighborhood

Estimated Value: $2,095,000 - $2,597,000

5 Beds
4.5 Baths
4,369 Sq Ft
$560/Sq Ft Est. Value

Last Sold October 17, 2019

Last sale price $1,247,500 $286 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $14,929/month

12 Days on Market

Highlights

  • Family Room with Fireplace
  • Retreat
  • Mediterranean Architecture
  • Morning Creek Elementary School Rated A
  • Wood Flooring
  • Bonus Room

About This Home

As of October 2019

Welcome Home to Prestigious Stonebridge Estates! This Elegant Serenity home boasts an open floor plan w/spaces designed for formal & informal living. Stunning hardwood floors greet you at the front door & flow throughout. Large chef's kitchen has dual ovens, 5 burner gas stovetop, stainless steel appliances, granite countertops & backsplash & an extra large center island. Spacious Master Retreat is designed for relaxing w/sitting area, spa-like soaker tub & shower, & walk-in closet. 1 Bed/Bath downstairs Additional features and upgrades include: 2 fireplaces, plantation shutters throughout, Outdoor kitchen, fire pit, gazebo, large bonus/media room, marble countertops and jacuzzi tub in master bathroom, upgraded backsplash in office bathroom, 4 car garage. Scripps Ranch Swim and Racquet Club Membership can be transferred to new buyers. The Stonebridge Estate neighborhood provides hiking, biking trails, parks, and it's located in Poway School District.

Last Agent to Sell the Property

Peggy Webb

San Diego Castles Realty License #01761918 Listed on: 09/13/2019

Last Buyer's Agent

Krista Lombardi

1st Class Real Estate SD License #01504924

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $21,513

Year Built

  • Built in 2009

Lot Details

  • 0.34 Acre Lot
  • Property is Fully Fenced
  • Wood Fence
  • Level Lot
  • Sprinkler System

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Tandem Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Turnkey
  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 4,369 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Family Room with Fireplace
  • 2 Fireplaces
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Bonus Room

Kitchen

  • Breakfast Area or Nook
  • Double Oven
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Retreat
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathtub
  • Shower Only

Laundry

  • Laundry Room
  • Dryer

Outdoor Features

  • Concrete Porch or Patio
  • Gazebo
  • Outdoor Grill

Utilities

  • Separate Water Meter
  • Gas Water Heater

Community Details

  • Association fees include common area maintenance
  • Walters Management Association, Phone Number (858) 495-0900

Listing and Financial Details

  • Assessor Parcel Number 325-082-04-00
  • $6,000 annual special tax assessment

Home Details

Home Type

Single Family

Est. Annual Taxes

$21,513

Year Built

Built in 2009

Lot Details

0

HOA Fees

$140 per month

Parking

4

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Architectural Style: Mediterranean/Spanish
  • Residential Styles: Detached
  • Property Condition: Turnkey
  • Market Area: North County Inland
  • Cross Street: Carowind Lane
  • Neighborhood: Serenity
  • Supplement: Additional features and upgrades include: 2 fireplaces, plantation shutters throughout, Outdoor kitchen, fire pit, gazebo, large bonus/media room, marble countertops and jacuzzi tub in master bathroom, upgraded backsplash in office bathroom, 4 car garage. Scripps Ranch Swim and Racquet Club Membership can be transferred to new buyers. The Stonebridge Estate neighborhood provides hiking, biking trails, parks, and it's located in Poway School District.
  • LP / Sq Ft: 289.54
  • Price Per Sq Ft: 285.53
  • SP/ Sq Ft: 285.53
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 2009
  • Allow Comments Review: No
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Bathtub, Built-Ins, Ceiling Fan, Granite Counters, Kitchen Island, Shower, Tandem, Kitchen Open To Family Rm
  • Flooring: Carpet, Tile, Wood
  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Refrigerator, Double Oven, Gas Stove, Barbecue, Built-In
  • Fireplaces: 2
  • Fireplace: Fp In Family Room, Fp In Living Room
  • Searchable Rooms: Bedroom Entry Level, Bonus Room, Breakfast Area, Dining Room/Separate, Family Room, Master Retreat, Office, Retreat, Living Room, Family Kitchen, Laundry, Master Bathroom, Walk-In Closet
  • Total Bedrooms: 5
  • Bedrooms: 5
  • Master Bedroom Dimensions: 18x14
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 4369
  • Total Bathrooms: 5

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full, Wood
  • Patio: Gazebo, Concrete
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached, Tandem
  • Garage Spaces: 4
  • Non Garage Parking: Driveway
  • Garage Spaces: 2
  • Parking Spaces Total: 6

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Water Heater Type: Gas
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Total Fees: 1680.0
  • Community: SCRIPPS RANCH
  • Home Owner Association: Walters Management
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 140.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 858-495-0900

Fee Information

  • CFD Mello Roos Fee: 6000.0
  • CFD Mello Roos Fee Reflects: Year
  • Total Monthly Fees: 640
  • CFD Mello Roos Fee Frequency: Semi-Annually

Lot Info

  • Irrigation: Sprinklers
  • Lot Size: .25 to .5 AC
  • Site: Curbs, Sidewalks
  • Topography: Level
  • Assessor Parcel Number: 325-082-04-00
  • Estimated Lot Sq Ft: 14898
  • Other Structures: Gazebo

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2019
Closed on
Nov 15, 2019
Sold by
West Sandra and West Jason
Bought by
West Jason D and West Sandra J
Seller's Agent
Peggy Webb
San Diego Castles Realty
Buyer's Agent
Krista Lombardi
1st Class Real Estate SD
List Price
$1,265,000
Sold Price
$1,247,500
Premium/Discount to List
-$17,500
-1.38%
Current Estimated Value
$2,353,049

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,105,549
Avg. Annual Appreciation
11.18%
Original Mortgage
$747,500
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 13, 2019
Closed on
Sep 27, 2019
Sold by
Waterhouse Steven Paul and Waterhouse Jodi Lee
Bought by
West Sandra and West Jason
Seller's Agent
Peggy Webb
San Diego Castles Realty
Buyer's Agent
Krista Lombardi
1st Class Real Estate SD
List Price
$1,265,000
Sold Price
$1,247,500
Premium/Discount to List
-$17,500
-1.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$747,500
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 2, 2016
Sold by
Waterhouse Steven Paul and Waterhouse Jodi Lee
Bought by
The Waterhouse Family Trust and Waterhouse Jodi Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$641,000
Interest Rate
3%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 28, 2012
Sold by
Waterhouse Steven Paul and Waterhouse Jodi Lee
Bought by
Waterhouse Steven Paul and Waterhouse Jodi Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$682,000
Interest Rate
3.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2011
Sold by
Waterhouse Steven Paul and Waterhouse Jodi Lee
Bought by
Waterhouse Steven Paul and Waterhouse Jodi Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$696,500
Interest Rate
4.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2009
Sold by
Brookfield 8 Llc
Bought by
Waterhouse Steven Paul and Waterhouse Jodi Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$735,200
Interest Rate
5.59%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
West Jason D -- None Available
West Sandra $1,247,500 Corinthian Title Company
The Waterhouse Family Trust -- Chicago Title Company
Waterhouse Steven Paul -- Chicago Title Company
Waterhouse Steven Paul -- Chicago Title Company
Waterhouse Steven Paul -- Chicago Title Company
Waterhouse Steven Paul -- Chicago Title Company
Waterhouse Steven Paul -- Chicago Title Company
Waterhouse Steven Paul $919,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open West Jason D $1,025,000
Closed West Sandra $747,500
Previous Owner Waterhouse Steven Paul $641,000
Previous Owner Waterhouse Steven Paul $682,000
Previous Owner Waterhouse Steven Paul $696,500
Previous Owner Waterhouse Steven Paul $697,500
Previous Owner Waterhouse Steven Paul $735,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/17/2019 10/17/19 Sold $1,247,500 -1.4% $286 / Sq Ft
09/26/2019 09/26/19 Pending -- -- --
09/13/2019 09/13/19 For Sale $1,265,000 -- $290 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $21,513 $1,415,318 $546,820 $868,498
2024 $21,513 $1,387,568 $536,099 $851,469
2023 $20,756 $1,336,342 $525,588 $810,754
2022 $20,114 $1,285,631 $515,283 $770,348
2021 $19,726 $1,260,424 $505,180 $755,244
2020 $19,483 $1,247,500 $500,000 $747,500
2019 $17,466 $1,063,404 $277,710 $785,694
2018 $17,117 $1,042,554 $272,265 $770,289
2017 $16,779 $1,022,113 $266,927 $755,186
2016 $16,271 $1,002,073 $261,694 $740,379
2015 $15,999 $987,022 $257,764 $729,258
2014 $15,640 $967,688 $252,715 $714,973
Source: Public Records

Agents Affiliated with this Home

  • Peggy Webb

    Seller's Agent in 2019

    Peggy Webb

    San Diego Castles Realty

    (858) 335-0726

    1 in this area

    14 Total Sales

    Section Image
  • Krista Lombardi

    Buyer's Agent in 2019

    Krista Lombardi

    1st Class Real Estate SD

    (619) 519-3251

    36 Total Sales

    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 190050857

San Diego MLS

APN: 325-082-04

California San Diego County San Diego 92131 Rancho Encantada

14449 Whispering Ridge Rd, San Diego, CA

This home is located at 14449 Whispering Ridge Rd, San Diego, CA 92131 since 13 September 2019 and is currently estimated at $2,445,492, approximately $559 per square foot. This property was built in 2009. 14449 Whispering Ridge Rd is a home located in San Diego County with nearby schools including Morning Creek Elementary School, Meadowbrook Middle, and Mt. Carmel High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

San Diego MLS This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.

Nearby Homes