$338,500
SOLD FEB 14, 2025
2 Beds
2 Baths
1,108 Sq Ft
$298/mo HOA Fee

Recently Sold

$306 Per Sq Ft

3% Below List Price

25 Days on Market

Highlights

  • Open Floorplan
  • Granite Countertops
  • Walk-In Closet
  • Deck
  • Balcony
  • <<tubWithShowerToken>>

About This Home

As of February 2025

Transferable Short Term Vacation Rental Eligible.

Discover 1445 Fagan St, Unit 212 - a stylish 2-bedroom, 2-bathroom condo in the sought-after Fagan Flats community, nestled in the vibrant Park District. This thriving neighborhood puts you within walking distance of Chattanooga's top Southside destinations, including local restaurants, trendy bars, boutique shops, live music venues, and scenic parks like Montague Park, Sculpture Fields, and Jefferson Heights Park.

Inside, this condo offers a sophisticated blend of modern design and classic charm. The open-concept living area features custom cabinetry, a chic tile backsplash, sleek white countertops, and stainless steel appliances, creating a kitchen that's as functional as it is beautiful. A large island provides extra meal prep space and seating, making it perfect for casual dining or entertaining. There's also room for a dining table to enjoy delicious meals with family and friends. Sunlight pours through expansive windows, enhancing the airy feel of the living space, while the private balcony beckons you to savor your morning coffee or unwind after a busy day.

The primary suite is a serene retreat with its spacious layout, walk-in closet, and en suite bathroom featuring a double vanity and walk-in shower with elegant tile detailing. The second bedroom provides flexibility and comfort, with convenient access to a well-appointed bathroom complete with a tub-shower combination.

Additional highlights include a dedicated parking space and ample guest parking on the street. The UGX zoning opens the door to the potential for short-term vacation rental use, though applications are subject to building regulations and approval processes.

**Working through the preferred lender, this property qualifies for below market interest rates AND a 2% lender paid assistance up to $6,000. Borrower must meet certain other criteria for income and credit. Inquire with listing agent for details!** This is your chance to embrace Southside living and be part of one of Chattanooga's most dynamic neighborhoods. Schedule a tour today and see why this condo could be the perfect fit for your lifestyle! Local lenders are preferred.

The HOA covers water, landscaping, general exterior maintenance (covering certain items), and security cameras. Local lenders are preferred. Schedule your showing today!

Last Agent to Sell the Property

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028 Listed on: 12/17/2024

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Jill Christy

Keller Williams Realty License #319937

Keller Williams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,973

Year Built

  • Built in 2021

HOA Fees

  • $298 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 1,108 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vinyl Clad Windows
  • Insulated Windows

Kitchen

  • Free-Standing Electric Range
  • <<microwave>>
  • Dishwasher
  • Granite Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • <<tubWithShowerToken>>

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Home Security

Eco-Friendly Details

  • Energy-Efficient HVAC

Outdoor Features

  • Balcony
  • Deck
  • Patio

Schools

  • Battle Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 146p F 007 C212

Community Details

Overview

  • $1,000 Initiation Fee
  • Association fees include ground maintenance, maintenance structure, water
  • Fagan Flats Subdivision
  • On-Site Maintenance

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,973

Year Built

Built in 2021

Lot Details

0

HOA Fees

$298 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: 0
  • Subdivision Name: Fagan Flats
  • Directions: From downtown Chattanooga, head south on Market Street; turn left on Main St; after you pass Central Ave, turn left onto Fagan St. Building will be on the left. Please do not park in any numbered spaces (except for 212) during showings. Plenty of street parking available.
  • Above Grade Finished Sq Ft: 1108.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1108.0
  • New Construction: No
  • Efficiency: HVAC
  • Structure Type: Free Standing Building, Multi Family
  • Year Built: 2021
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 146p F 007 C212
  • Location Tax and Legal Elementary School: Battle Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 2972.84
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1108.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Laundry Features Laundry Room: Yes
  • Flooring:Vinyl: Yes
  • Structure Type Multi Family: Yes
  • Additional Association Fees Initiation Fee Amount: 1000.0
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Tile, Vinyl
  • Interior Amenities: Granite Counters, Open Floorplan, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Assessor
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Fiber Cement
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 297.53
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 297.53
  • General Property Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Maintenance Structure: Yes
  • Association Fee Includes:Water: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure, Water, Other

Schools

  • Elementary School: Battle Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 146p F 007 C212

Green Features

  • Green Energy Efficient:HVAC: Yes

Tax Info

  • Tax Annual Amount: 2972.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2022
Closed on
May 31, 2022
Sold by
Chatta Resi Partners Llc
Bought by
Anchanattu Justin S and Anchanattu Abigail G
Seller's Agent
Bobby Ankar
The Agency Chattanooga
Buyer's Agent
Sean Smith
Keller Williams Realty
List Price
$215,000
Sold Price
$244,900
Premium/Discount to List
$29,900
13.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$195,920
Outstanding Balance
$186,951
Interest Rate
5.1%
Estimated Equity
$114,763
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $244,900 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,920 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Price Changed $258,000 0.0% $321 / Sq Ft
06/24/2025 06/24/25 Price Changed $1,795 -10.0% $2 / Sq Ft
06/04/2025 06/04/25 For Rent $1,995 0.0% --
04/21/2025 04/21/25 For Sale $320,000 +20.8% $289 / Sq Ft
04/16/2025 04/16/25 Price Changed $265,000 -5.2% $330 / Sq Ft
03/18/2025 03/18/25 For Sale $279,500 -17.4% $348 / Sq Ft
02/14/2025 02/14/25 Sold $338,500 -3.3% $306 / Sq Ft
01/11/2025 01/11/25 Pending -- -- --
12/17/2024 12/17/24 For Sale $350,000 0.0% $316 / Sq Ft
09/21/2024 09/21/24 Off Market $1,500 -- --
04/30/2023 04/30/23 Rented -- -- --
04/30/2023 04/30/23 Rented $1,500 -99.4% --
04/25/2023 04/25/23 Under Contract -- -- --
04/10/2023 04/10/23 Sold $264,900 0.0% $330 / Sq Ft
03/28/2023 03/28/23 For Rent $1,500 0.0% --
01/14/2023 01/14/23 Off Market $264,900 -- --
12/29/2022 12/29/22 Price Changed $264,900 -3.6% $330 / Sq Ft
11/04/2022 11/04/22 Price Changed $274,900 -1.8% $342 / Sq Ft
10/13/2022 10/13/22 For Sale $279,900 +14.3% $349 / Sq Ft
05/31/2022 05/31/22 Sold $244,900 +13.9% $327 / Sq Ft
04/27/2022 04/27/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $215,000 -8.5% $287 / Sq Ft
04/08/2022 04/08/22 Sold $235,000 +25.3% $293 / Sq Ft
04/05/2022 04/05/22 Sold $187,500 -27.9% $233 / Sq Ft
04/04/2022 04/04/22 For Sale $259,900 0.0% $235 / Sq Ft
03/31/2022 03/31/22 Sold $259,900 -17.5% $235 / Sq Ft
03/31/2022 03/31/22 Sold $314,900 +20.2% $284 / Sq Ft
03/31/2022 03/31/22 Pending -- -- --
03/24/2022 03/24/22 Sold $261,900 -16.9% $236 / Sq Ft
03/22/2022 03/22/22 Sold $315,000 +20.3% $295 / Sq Ft
03/22/2022 03/22/22 Sold $261,900 +0.6% $236 / Sq Ft
03/22/2022 03/22/22 Sold $260,400 -12.3% $235 / Sq Ft
03/19/2022 03/19/22 For Sale $297,000 0.0% $268 / Sq Ft
03/16/2022 03/16/22 Sold $297,000 +18.8% $268 / Sq Ft
03/16/2022 03/16/22 Sold $249,900 +33.3% $234 / Sq Ft
03/16/2022 03/16/22 Sold $187,500 -14.8% $233 / Sq Ft
03/14/2022 03/14/22 Sold $220,000 -30.2% $274 / Sq Ft
03/14/2022 03/14/22 Pending -- -- --
03/11/2022 03/11/22 Sold $315,400 +0.2% $285 / Sq Ft
12/10/2021 12/10/21 Pending -- -- --
12/06/2021 12/06/21 For Sale $314,900 +20.2% $295 / Sq Ft
11/01/2021 11/01/21 Sold $261,900 -20.6% $236 / Sq Ft
09/05/2021 09/05/21 Pending -- -- --
09/05/2021 09/05/21 Pending -- -- --
08/14/2021 08/14/21 Pending -- -- --
08/10/2021 08/10/21 For Sale $329,900 +40.4% $298 / Sq Ft
08/10/2021 08/10/21 For Sale $235,000 -28.8% $293 / Sq Ft
08/10/2021 08/10/21 For Sale $329,900 +50.0% $298 / Sq Ft
08/09/2021 08/09/21 Pending -- -- --
08/09/2021 08/09/21 For Sale $220,000 -15.4% $274 / Sq Ft
04/09/2021 04/09/21 For Sale $259,900 0.0% $235 / Sq Ft
04/08/2021 04/08/21 Pending -- -- --
03/17/2021 03/17/21 Pending -- -- --
03/17/2021 03/17/21 For Sale $259,900 0.0% $235 / Sq Ft
03/15/2021 03/15/21 Pending -- -- --
03/15/2021 03/15/21 For Sale $259,900 0.0% $235 / Sq Ft
10/16/2020 10/16/20 Pending -- -- --
08/26/2020 08/26/20 For Sale $259,900 +38.6% $235 / Sq Ft
08/13/2020 08/13/20 Pending -- -- --
02/03/2020 02/03/20 Pending -- -- --
01/27/2020 01/27/20 Pending -- -- --
10/14/2019 10/14/19 For Sale $187,500 -25.0% $233 / Sq Ft
09/11/2019 09/11/19 For Sale $249,900 +33.3% $234 / Sq Ft
04/17/2019 04/17/19 For Sale $187,500 -- $233 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,203 $53,750 $0 $0
2023 $1,203 $53,750 $0 $0
2022 $1,203 $53,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1504570

Greater Chattanooga REALTORS®

APN: 146P-F-007-C106