NOT LISTED FOR SALE

14453 Custer Ave NW Monticello, MN 55362

Estimated Value: $590,000 - $707,000

5 Beds
2 Baths
2,428 Sq Ft
$269/Sq Ft Est. Value

Last Sold January 12, 2023

Last sale price $659,000 $271 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,821/month

Highlights

  • Lake Front
  • No HOA
  • 2 Car Attached Garage
  • Pinewood Elementary School Rated A-
  • The kitchen features windows
  • Wet Bar

About This Home

As of January 2023

Are you looking for that year-round lakeshore living? Then look no further! This is everything you have
been looking for and more! This 5 bedroom 2 bathroom home features an incredible outdoor space with
decks, flagstone and boulder patios, firepit, and a flat gradual walkout to your beautiful 75' feet of
sandy beach. Perfect property for entertaining and is just minutes to I-94 and midway between St. Cloud
and Monticello. The home has been completely remodeled inside and out! All new windows and exterior have
recently been finished with top-of-line products. Wait until you see the enormous gourmet kitchen just
renovated! So many things you're going to LOVE about this home including the new bar area overlooking
the water! Lakeshore like this doesn't last long, so schedule your showing today

Last Agent to Sell the Property

Heather Konsor

Real Broker, LLC Listed on: 11/17/2022

Real Broker, LLC

Co-Listed By

Paul Konsor

Real Broker, LLC

Last Buyer's Agent

Jenna Potter

Oak Realty LLP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,766

Year Built

  • Built in 1991

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 75x196x75x206
  • Lake Front
  • Unpaved Streets
  • Few Trees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Split Level Home

Interior Spaces

  • Wet Bar
  • Electric Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Crawl Space
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • 150 Amp Service
  • 60 Amp Service
  • Private Water Source
  • Well
  • Water Softener is Owned
  • Septic System

Community Details

  • No Home Owners Association
  • Shady Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number 216125000090

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,766

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Well
  • Year Built: 1991
  • Above Grade Finished Sq Ft: 1564
  • Water Body Name: Locke
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space, Egress Window(s), Finished, Partial
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Electric, Living Room
  • Living Area: 2428
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 864
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Kitchen, Family Room, Living Room, Bar/Wet Bar Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Laundry
  • SqFtTotal: 2428.00

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: Lake
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Deck,Front Porch,Patio
  • Lake Bottom: Hard
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Electric: Circuit Breakers, Service - 60 Amp, 150 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony,Deck,Hardwood Floors,Kitchen Window,Natural Woodwork,Patio,Porch,Satelite Dish,Skylight,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: Monticello
  • SchoolDistrictPhone: 763-272-2000

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 75x196x75x206
  • Lot Size Sq Ft: 20734.56
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: SquareFeet
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Engineered Wood

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 216125000090
  • Tax Annual Amount: 3766
  • TaxWithAssessments: 3766.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2022
Closed on
Jan 12, 2023
Sold by
Middendorf Joyce and Jesinoski Toni
Bought by
Lunde James and Lunde Sharon
Seller's Agent
Heather Konsor
Real Broker, LLC
Buyer's Agent
Jenna Potter
Oak Realty LLP
List Price
$659,000
Sold Price
$659,000
Current Estimated Value
$652,549

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,451
Avg. Annual Appreciation
-0.35%
Original Mortgage
$649,000
Outstanding Balance
$628,523
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$24,026

Purchase Details

Closed on
Mar 12, 2020
Sold by
Middendorf Elizabeth
Bought by
Middendorf Joyce Elizabeth and Jesinoski Toni

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$342,200
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 6, 2018
Sold by
Ira Services Trsut Company
Bought by
Jesinoski Toni

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$342,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 5, 2018
Sold by
Jesinoski Toni Toni
Bought by
Middendorf Joyce Joyce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$342,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 2015
Bought by
Jesinoski Toni Toni

Purchase Details

Closed on
Oct 10, 2013
Sold by
Not Provided
Bought by
Ira Services Trust Company and Not Provided

Purchase Details

Closed on
Jun 2, 2006
Sold by
Martens Barbara A
Bought by
Melbostad Sherri Ellen and Straud Larry Wayne

Purchase Details

Closed on
Aug 17, 2000
Sold by
Faltersack Patrick F and Faltersack Linda M
Bought by
Martens Franklin C and Martens Barbara A
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lunde James $659,000 --
Middendorf Joyce Elizabeth -- Solidifi Title & Closing Llc
Jesinoski Toni $305,000 Executive Title Tom
Middendorf Joyce Joyce $360,000 --
Middendorf Joyce Elizabeth $360,000 Executive Title Tom
Jesinoski Toni Toni $305,000 --
Ira Services Trust Company $240,000 --
Melbostad Sherri Ellen $378,000 --
Martens Franklin C $245,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lunde James $649,000
Previous Owner Middendorf Joyce Elizabeth $342,200
Previous Owner Middendorf Joyce Elizabeth $342,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/12/2023 01/12/23 Sold $659,000 0.0% $271 / Sq Ft
11/11/2022 11/11/22 Pending -- -- --
11/11/2022 11/11/22 For Sale $659,000 -- $271 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,870 $538,500 $189,500 $349,000
2024 $4,954 $537,900 $205,800 $332,100
2023 $4,158 $550,500 $230,200 $320,300
2022 $3,766 $426,100 $148,700 $277,400
2021 $3,614 $376,300 $124,500 $251,800
2020 $3,314 $343,200 $108,200 $235,000
2019 $3,160 $324,800 $0 $0
2018 $2,666 $288,600 $0 $0
2017 $2,638 $255,200 $0 $0
2016 $2,758 $0 $0 $0
2015 $2,718 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6308570

NorthstarMLS

APN: 216-125-000090