Seller's Agent in 2025
Robert Ball
Underdown, Ball & Associates, LLC
(336) 366-9212
48 in this area
127 Total Sales
4
Beds
2.5
Baths
2,374
Sq Ft
1.36
Acres
Highlights
- 1.36 Acre Lot
- Great Room with Fireplace
- Partially Wooded Lot
- Elkin Middle School Rated A
- Creek On Lot
- No HOA
About This Home
As of August 2025Charming and updated, this Dutch Colonial home resides in Elkin's sought-after Ivy Circle, set on a private 1.363-acre lot with a tranquil creek and wooded backdrop. The residence boasts a welcoming great room with a fireplace, a cozy library, and a kitchen featuring a natural gas stove, four bedrooms, and 2.5 baths. Recent enhancements include a new roof, HVAC system, stove, windows, and comprehensive basement wall repair, complemented by updated landscaping, flooring, and fresh paint. The unfinished basement offers a built-in garage, abundant storage, and a flexible space with a fireplace and outdoor access. Situated in the heart of the Yadkin Valley, this home provides easy access to downtown Elkin, schools, parks, trails, wineries, dining, and shopping.
Last Agent to Sell the Property
Underdown, Ball & Associates, LLC License #184573 Listed on: 07/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,020
Year Built
- Built in 1973
Lot Details
- 1.36 Acre Lot
- Home fronts a stream
- Sloped Lot
- Cleared Lot
- Partially Wooded Lot
- Property is zoned MDR
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2,374 Sq Ft Home
- Property has 1 Level
- Great Room with Fireplace
- 3 Fireplaces
- Carpet
- Unfinished Basement
- Fireplace in Basement
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Creek On Lot
- Stream or River on Lot
Utilities
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 495107588540
- 1% Total Tax Rate
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 20, 2025
Closed on
Aug 22, 2025
Sold by
G & B Oil Company Incorporated
Bought by
Keller Brian and Keller Sheena Rae
Seller's Agent
Robert Ball
Underdown, Ball & Associates, LLC
Buyer's Agent
Steven Martin
Rogers Realty & Auction Co., Inc.
List Price
$429,000
Sold Price
$442,000
Premium/Discount to List
$13,000
3.03%
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-48.01%
Original Mortgage
$433,994
Outstanding Balance
$433,994
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
-$11,777
Purchase Details
Closed on
Jun 25, 2025
Sold by
G & B Oil Company Inc
Bought by
Eidson Sarah J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$433,994
Outstanding Balance
$433,994
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
-$11,777
Purchase Details
Closed on
Feb 27, 2025
Sold by
Keystone Flips Inc
Bought by
G & B Oil Company Inc
Purchase Details
Closed on
Nov 11, 2024
Sold by
Shore Michael A and Shore Belvia
Bought by
Keystone Flips Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,000
Interest Rate
6.12%
Mortgage Type
Construction
Purchase Details
Closed on
Feb 14, 2013
Sold by
Fred C Norman Realty Inc
Bought by
Shore Michael A and Shore Belvia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
3.35%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 29, 2011
Closed on
Jan 30, 2012
Sold by
Federal National Mortgage Association
Bought by
Fred Norman Realty Inc
Seller's Agent
Deborah Swift
Swift Real Estate Specialists, Inc
Buyer's Agent
Deborah Swift
Swift Real Estate Specialists, Inc
List Price
$189,900
Sold Price
$120,000
Premium/Discount to List
-$69,900
-36.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.70%
Purchase Details
Closed on
Aug 26, 2011
Sold by
Bovender Stephen Gray and Bovender Jennifer Sloan
Bought by
Federal National Mortgage Association and Fannie Mae
Purchase Details
Closed on
Jun 2, 2006
Sold by
Ripley Adam Gordon and Ripley Hannah Gentry
Bought by
Bovender Stephen Gray and Bovender Jennifer Sloan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,900
Interest Rate
6.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 1, 2004
Purchase Details
Closed on
Jun 1, 1972
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $442,000 | None Listed On Document | |
| Warranty Deed | $442,000 | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $393,000 | None Listed On Document | |
| Warranty Deed | $393,000 | None Listed On Document | |
| Warranty Deed | $224,500 | None Listed On Document | |
| Warranty Deed | $224,500 | None Listed On Document | |
| Warranty Deed | $175,000 | None Available | |
| Special Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $220,000 | None Available | |
| Deed | $198,500 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $433,994 | FHA | |
| Closed | $433,994 | FHA | |
| Previous Owner | $277,000 | Construction | |
| Previous Owner | $175,000 | New Conventional | |
| Previous Owner | $207,900 | New Conventional | |
| Previous Owner | $33,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/28/2025 08/28/25 | Sold | $442,000 | +3.0% | $186 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 07/20/2025 07/20/25 | For Sale | $429,000 | +257.5% | $181 / Sq Ft |
| 02/22/2012 02/22/12 | Sold | $120,000 | -36.8% | $48 / Sq Ft |
| 01/27/2012 01/27/12 | Pending | -- | -- | -- |
| 09/29/2011 09/29/11 | For Sale | $189,900 | -- | $76 / Sq Ft |
Source: Triad MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,644 | $235,080 | $74,000 | $161,080 |
| 2023 | $1,298 | $235,080 | $74,000 | $161,080 |
| 2022 | $1,618 | $235,080 | $74,000 | $161,080 |
| 2021 | $1,644 | $235,080 | $74,000 | $161,080 |
| 2020 | $1,735 | $236,630 | $74,000 | $162,630 |
| 2019 | $1,732 | $236,630 | $74,000 | $162,630 |
| 2018 | $1,704 | $236,630 | $0 | $0 |
| 2017 | $1,729 | $236,630 | $0 | $0 |
| 2016 | $1,705 | $236,630 | $0 | $0 |
| 2013 | -- | $230,580 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Robert Ball
-
Eris Ball
E
Seller Co-Listing Agent in 2025
Eris Ball
Underdown, Ball & Associates, LLC
(336) 366-9210
44 in this area
96 Total Sales
-
Steven Martin
S
Buyer's Agent in 2025
Steven Martin
Rogers Realty & Auction Co., Inc.
(336) 705-8778
1 in this area
8 Total Sales
-
Deborah Swift
Seller's Agent in 2012
Deborah Swift
Swift Real Estate Specialists, Inc
(336) 835-4789
3 in this area
40 Total Sales
Map
Source: Triad MLS
MLS Number: 1187707
APN: 4951-07-58-8540
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