$835,000
SOLD MAR 13, 2025

145 Split Oak Ln Lancaster, VA 22503

3 Beds
3 Baths
2,514 Sq Ft
6 Acres

Recently Sold

$332 Per Sq Ft

13% Below List Price

280 Days on Market

Highlights

  • Pier or Dock
  • Deck
  • Cathedral Ceiling
  • River Front
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of March 2025

Contemporary, updated Lindal Cedar Home situated on 6 +/- acres on the Rappahannock River offers a private, peaceful waterfront retreat. Quality construction with signature designs of tongue & groove cathedral ceilings, exposed beams, skylights, and a spectacular Southern facing wall of windows with views to the water. The open floor plan allows you to gather in the updated kitchen, dining area and spacious Great Room that shares a floor to ceiling double-sided gas fireplace with the cozy den. Wake-up to water views in the Primary bedroom with large doors that open to the deck. A guest room, 2 full baths and laundry room complete the first floor. Upstairs is a lofted third bedroom, full bath and closet with views of the river. Entertain or simply relax on the large waterside deck that offers easy access to the backyard and waterfront. Attached one car garage & 3 detached sheds offer plenty of storage for your toys and hobbies. Small dock on property in need of repair/replacement. ADDITIONAL .42 +/- ac WATERFRONT LOT ON WHITE HOUSE CREEK (31 52A) off the Rappahannock River, just around the bend with 4-5' +/- MLW to build a deep-water dock. A nature-lover's retreat, come enjoy life at the river! MOVE-IN CONDITION! FURNISHINGS NEGOTIABLE All Points Broadband is now available for internet. See attached feature sheet.

Last Agent to Sell the Property

Cathy Rowe

Shaheen,Ruth, Martin & Fonville Real Estate Brokerage Phone: 8042882100 License #0225086321 Listed on: 05/22/2024

Shaheen,Ruth, Martin & Fonville Real Estate

Co-Listed By

Non-MLS Non-MLS

Non-MLS Office Brokerage Phone: 8042882100

Last Buyer's Agent

Outside R.e. Agent last name

Other Real Estate Firms

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,252

Year Built

  • Built in 1995

Lot Details

  • 6 Acre Lot
  • River Front
  • Zoning described as R1

Parking

  • 1 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,514 Sq Ft Home
  • 1.5-Story Property
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Skylights
  • See Through Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Insulated Doors
  • Great Room with Fireplace
  • Dining Room
  • Den with Fireplace
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heat Pump System
  • 200+ Amp Service
  • Artesian Water
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 31A 3 2; 31 52A

Community Details

Overview

  • No Home Owners Association
  • Towles Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,252

Year Built

Built in 1995

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 6
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: 201
  • Subdivision Name: Towles Point
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Year Built: 1995
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Fireplace Features: Great Room, See Through, Den, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Vinyl, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+, Fireplace, Great Room
  • Living Area: 2514
  • Main Level Bedrooms: 2
  • Window Features: Skylight(s), Double Pane Windows
  • Room Bedroom2 Level: Main
  • Dining Room Features: Breakfast Area, Dining Area
  • Room Family Room Level: Main
  • Room Bedroom3 Area: 345.222222
  • Room Bedroom2 Area: 177.5
  • Room Bedroom3 Level: Second
  • Room Kitchen Area: 170.138888
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 163.333333
  • Room Family Room Area: 303

Exterior Features

  • Lot Features: 5-9.9 acres
  • Waterfront Features: Pier/Dock, River/Creek Front
  • Waterfront: Yes
  • Construction Type: Wood Siding, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Shed(s), Other
  • Patio And Porch Features: Deck
  • Roof: Age 0-9 yrs, Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Attached, Garage, One Car
  • Total Parking Spaces: 1

Utilities

  • Cooling: Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Natural Gas, Heat Pump
  • Heating Yn: Yes
  • Electric: Amps (200)
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 261360
  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 4252
  • Tax Book Number: Lr11/2186
  • Tax Map Number: 31A 3 2; 31 52A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2024
Closed on
Mar 3, 2025
Sold by
Williams Randolph W and Williams Heidi F
Bought by
Gregorio Calen and Gregorio Rachel
Seller's Agent
Cathy Rowe
Shaheen,Ruth, Martin & Fonville Real Estate
Buyer's Agent
Outside R.e. Agent last name
Other Real Estate Firms
List Price
$965,000
Sold Price
$835,000
Premium/Discount to List
-$130,000
-13.47%
Views
208
Current Estimated Value
$839,290

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,290
Avg. Annual Appreciation
0.63%

Purchase Details

Closed on
Nov 11, 2011
Sold by
Amjad Realty Inc
Bought by
Williams Randolph W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
4.01%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $835,000 Fidelity National Title
Warranty Deed $300,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/13/2025 03/13/25 Sold $835,000 -4.5% $332 / Sq Ft
02/26/2025 02/26/25 Pending -- -- --
09/30/2024 09/30/24 Price Changed $874,000 -2.8% $348 / Sq Ft
06/18/2024 06/18/24 Price Changed $899,000 -6.8% $358 / Sq Ft
05/22/2024 05/22/24 For Sale $965,000 -- $384 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,600 $654,500 $147,500 $507,000
2024 $3,600 $654,500 $147,500 $507,000
2023 $2,695 $427,800 $112,500 $315,300
2022 $2,695 $427,800 $112,500 $315,300
2021 $2,695 $427,800 $112,500 $315,300
2020 $2,695 $427,800 $112,500 $315,300
2019 $2,695 $427,800 $112,500 $315,300
2018 $3,523 $597,100 $271,500 $325,600
2017 $3,523 $597,100 $271,500 $325,600
2016 -- $597,100 $271,500 $325,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2025

    Cathy Rowe

    Shaheen,Ruth, Martin & Fonville Real Estate

    (804) 436-2696

    45 Total Sales

    Cathy Rowe
    Section Image

  • N

    Seller Co-Listing Agent in 2025

    Non-MLS Non-MLS

    Non-MLS Office

  • O

    Buyer's Agent in 2025

    Outside R.e. Agent last name

    Other Real Estate Firms

See All Agents

Map

Source: Northern Neck Association of REALTORS®

MLS Number: 116276

APN: 31A-3-2

Virginia Lancaster County Lancaster 22503

145 Split Oak Ln, Lancaster, VA

Sold

Detached

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