$368,000
SOLD DEC 5, 2025

145 Velma Dr W Largo, FL 33770

3 Beds
1 Bath
1,390 Sq Ft
9,047 Sq Ft Lot

Recently Sold

$265 Per Sq Ft

5% Below List Price

19 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Stone Countertops
  • 1 Car Attached Garage
  • Largo High School Rated A-
  • No HOA
  • Living Room

About This Home

As of December 2025

Completely renovated and ready for its new owner, this 3-bedroom home offers nearly 1,400 square feet of beautifully updated living space. Mature shade trees welcome you as you arrive, complementing the freshly painted exterior and peace of mind provided by a brand-new 2025 roof and A/C system. Inside, fresh interior paint and luxury vinyl plank flooring flow throughout the light and bright layout, creating a warm and modern atmosphere. The stunning kitchen boasts crisp white cabinetry, quartz countertops, stainless steel appliances, and a classic subway tile backsplash. Just off the kitchen, a cozy dining area features built-in bench seating with added storage and opens to the inviting family room. From here, sliding glass doors lead to the lush and private backyard filled with mature landscaping, while the primary bedroom is conveniently tucked nearby. The fully updated bathroom showcases a modern design accented by beautiful tilework. Ideally located just 5 minutes from Belleair Beach—without being in a flood zone, so no flood insurance is required—this home places you close to top-rated dining, charming boutiques in Belleair Bluffs, and only 10 minutes from the historic Belleair Country Club, one of Florida’s first golf courses established in 1897. Schedule your showing today!

Last Agent to Sell the Property

Drew Hutcheson, Jr

MAVREALTY Brokerage Phone: 727-314-3942 License #3348023 Listed on: 10/16/2025

Last Buyer's Agent

Feven Abraham

REDFIN CORPORATION License #3270007

REDFIN CORPORATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $849

Year Built

  • Built in 1958

Lot Details

  • 9,047 Sq Ft Lot
  • West Facing Home

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,390 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Washer and Electric Dryer Hookup

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Velma Manor Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$849

Year Built

Built in 1958

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1390
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1958
  • Building Area Total: 1798
  • Lot Size Sq Ft: 9047
  • Status: Sold
  • Street Post Direction: W
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 167.04
  • Escrow City: Seminole
  • Escrow State: FL
  • Escrow Street Name: Seminole Blvd
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 264.75
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-314-3942
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Stone Counters
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 129.14

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0116J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Parcel Number: 33-29-15-93780-002-0060
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify short term rental restrictions with city/county.

Tax Info

  • Tax Annual Amount: 849
  • Tax Block: B
  • Tax Book Number: 41-72
  • Tax Lot: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
Apr 24, 2025
Sold by
Murtha Craig
Bought by
Hutcheson & Ferraro Investments Inc
Seller's Agent
Maryann Spearman
BHHS FLORIDA PROPERTIES GROUP
Buyer's Agent
Drew Hutcheson, Jr
MAVREALTY
List Price
$250,000
Sold Price
$250,000
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.83%

Purchase Details

Closed on
Sep 7, 2005
Sold by
Gilbertson Shane M
Bought by
Murtha Craig

Purchase Details

Closed on
Jan 3, 2001
Sold by
Avila Orlando and Carlson Lori
Bought by
Gilbertson Shane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,095
Interest Rate
7.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 17, 1997
Sold by
Shook David D and Shook Janice L
Bought by
Avila Orlando and Carlson Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,509
Interest Rate
7.87%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 20, 1994
Sold by
Shook Melinda Carol
Bought by
Shook David Dean
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 Seminole Title
Warranty Deed $175,000 Southern Title Services Inc
Warranty Deed $80,100 --
Warranty Deed $65,000 --
Quit Claim Deed $23,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $76,095 New Conventional
Previous Owner $64,509 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Sold $368,000 +2.5% $265 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $359,000 -4.3% $258 / Sq Ft
10/23/2025 10/23/25 Price Changed $375,000 -3.6% $270 / Sq Ft
10/16/2025 10/16/25 For Sale $389,000 +55.6% $280 / Sq Ft
04/24/2025 04/24/25 Sold $250,000 0.0% $244 / Sq Ft View Prior Sale
04/14/2025 04/14/25 Pending -- -- --
04/14/2025 04/14/25 For Sale $250,000 -- $244 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $849 $90,426 -- --
2024 $816 $87,878 -- --
2023 $816 $85,318 $0 $0
2022 $774 $82,833 $0 $0
2021 $765 $80,420 $0 $0
2020 $754 $79,310 $0 $0
2019 $727 $77,527 $0 $0
2018 $708 $76,081 $0 $0
2017 $697 $74,516 $0 $0
2016 $692 $72,983 $0 $0
2015 $709 $72,476 $0 $0
2014 -- $71,901 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8438053

Stellar MLS

APN: 33-29-15-93780-002-0060