14514 20th St E Parrish, FL 34219
Estimated payment $2,921/month
Highlights
- River Access
- Gated Community
- Open Floorplan
- Annie Lucy Williams Elementary School Rated A-
- View of Trees or Woods
- Main Floor Primary Bedroom
About This Home
Where style meets nature in this better-than-new Twin Rivers gem—welcome to The Cove, the desirable gated section known for its peace, tranquility, and true Florida lifestyle. And here’s the mic-drop feature: this home comes with a 2.9% assumable mortgage. In today’s rate environment, that’s a rare opportunity that can seriously change your monthly payment and your buying power (subject to lender approval and qualification). Built in 2021 and spanning over 2,000 square feet, this 4 bedroom, 3 bath home is loaded with thoughtful upgrades and has been expertly maintained by the current homeowners. From the moment you walk in, you’ll notice the elevated finishes: 5” baseboards, quartz countertops, and a professionally painted interior that feels fresh, polished, and move-in ready. The heart of the home is the gourmet kitchen—featuring a custom wood island, soft-close cabinetry, custom drawer dividers, and a designer backsplash that ties it all together beautifully. Just off the main living space, you’ll love the coffee/bar area with custom shelving—perfect for morning routines or entertaining. And speaking of entertaining... the living room delivers with a TV entertainment wall, complete with a custom accent feature and fireplace for cozy nights in. Step outside to your screened lanai and exhale. The no-see-um screen and tongue-and-groove ceiling create a comfortable, upscale outdoor space you’ll actually use year-round. Bonus: the home is pre-wired for electric for your future pool and flood lights, so you’re already ahead of the game. More upgrades you’ll appreciate every day: * Wood shelving in the pantry
* Custom cabinetry/storage in the laundry room
* Water softener + reverse osmosis system
* Remote-controlled window treatments * Ceiling-mounted garage storage And the lifestyle? Twin Rivers is beloved for its natural beauty and community feel—offering nature trails, river access, fishing, sports courts, playgrounds, and a private community boat dock. If you’re looking for a home that feels custom, cared for, and connected to nature—with the added advantage of a 2.9% assumable mortgage—this is it. Come see why this should be your home for 2026.
Listing Agent
INNOVATE REAL ESTATE Brokerage Phone: 941-202-1723 License #3500228 Listed on: 02/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,625
Year Built
- Built in 2021
Lot Details
- 5,998 Sq Ft Lot
- Southeast Facing Home
- Mature Landscaping
- Level Lot
- Cleared Lot
- Landscaped with Trees
HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,197 Sq Ft Home
- Open Floorplan
- Built-In Features
- Bar Fridge
- Tray Ceiling
- Ceiling Fan
- Decorative Fireplace
- Self Contained Fireplace Unit Or Insert
- Electric Fireplace
- Sliding Doors
- Great Room
- Views of Woods
- Hurricane or Storm Shutters
Kitchen
- Dinette
- Cooktop with Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Reclaimed Water Irrigation System
Outdoor Features
- River Access
- Screened Patio
- Rear Porch
Schools
- Annie Lucy Williams Elementary School
- Buffalo Creek Middle School
- Parrish Community High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 5125
- Assessor Parcel Number 497744359
Community Details
Overview
- Association fees include private road
- Home Encounter The Cove Association, Phone Number (813) 600-5090
- Visit Association Website
- Condominium Associates Association, Phone Number (727) 573-9300
- Built by MI HOMES
- Cove At Twin Rivers Subdivision, Calusa Floorplan
- Twin Rivers Community
- The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community
Recreation
- Community Basketball Court
- Community Playground
- Park
Additional Features
- Community Mailbox
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,565 | $369,468 | -- | -- |
| 2024 | $4,565 | $359,055 | -- | -- |
| 2023 | $4,565 | $348,597 | $0 | $0 |
| 2022 | $4,444 | $338,444 | $40,000 | $298,444 |
| 2021 | $817 | $40,000 | $40,000 | $0 |
| 2020 | $594 | $40,000 | $40,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/15/2026 03/15/26 | Price Changed | $445,000 | -1.1% | $203 / Sq Ft |
| 02/15/2026 02/15/26 | For Sale | $450,000 | -- | $205 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $352,925 | M I Title Agency Ltd Lc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $337,565 | New Conventional |
Source: Stellar MLS
MLS Number: A4682689
APN: 4977-4435-9
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.