$645,000
SOLD JUL 27, 2022

14540 Stirrup Ln Galena, MD 21635

3 Beds
3 Baths
3,388 Sq Ft
1.87 Acres

Recently Sold

$190 Per Sq Ft

4% Below List Price

35 Days on Market

Highlights

  • Pier or Dock
  • Private Water Access
  • Colonial Architecture
  • Home fronts navigable water
  • River View
  • Deck

About This Home

As of July 2022

Virtual Waterfront! Eastern Shore of Maryland home on 1.8 Acres with Sassafras river views and wooded setting is located in the water-access community of Fox Hole Estates just 1-mile from Route 301. Amenities include a community dock, picnic area and boat storage. A public landing is also nearby. The warm and welcoming home is designed with an open floor plan with wood floors and a large fireplace in the great room.
The updated, spacious eat-in kitchen has a separate pantry area and boasts views of the fireplace, Sassafras river and woods. The screened porch with large windows has serene views inviting year round living, while the deck offers grilling and dining areas perfect for outdoor entertaining. In addition to 3 bedrooms there is also a partial walkout basement with finished area. The office could be a bedroom - there is a full bath across the hall. The home has low-maintenance vinyl siding and a new roof.
The property is conveniently located near Route 301, just 40-minutes from Wilmington and 90-minutes from Washington, D.C. Just 25-minutes away is historic Chestertown, founded in 1706 and home to Washington College. Stroll the brick sidewalks lined with shops, restaurants, a theatre, cafes, galleries and oyster bar. Residents and visitors alike enjoy the walking trails, farmers market, parks, the Chester River Walk and cruises on the Chester River Packet.

Last Agent to Sell the Property

Richard Budden

Coldwell Banker Chesapeake Real Estate Company Listed on: 05/11/2022

Coldwell Banker Chesapeake Real Estate Company

Co-Listed By

Mary Carlisle

Coldwell Banker Chesapeake Real Estate Company License #597467

Last Buyer's Agent

Benuel Esh

Keller Williams Elite License #RS329980

Keller Williams Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,143

Year Built

  • Built in 1989

Lot Details

  • 1.87 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • No Through Street
  • Sloped Lot
  • Partially Wooded Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned CAR

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Wood Burning Fireplace
  • Great Room
  • Family Room
  • Den
  • Sun or Florida Room
  • Wood Flooring
  • River Views
  • Partially Finished Basement
  • Walk-Out Basement

Kitchen

  • Gas Oven or Range
  • Extra Refrigerator or Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Private Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Well
  • Bottled Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 1501022784

Community Details

Overview

  • Foxhole Estates Subdivision

Recreation

  • Pier or Dock
  • 1 Community Docks

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,143

Year Built

Built in 1989

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2022-05-11
  • Federal Flood Zone: No
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Virtual Waterfront! Eastern Shore of Maryland home on 1.8 Acres with Sassafras river views and wooded setting is located in the water-access community of Fox Hole Estates just 1-mile from Route 301. Amenities include a community dock, picnic area and boat storage. A public landing is also nearby. The warm and welcoming home is designed with an open floor plan with wood floors and a large fireplace in the great room. The updated, spacious eat-in kitchen has a separate pantry area and boasts views of the fireplace, Sassafras river and woods. The screened porch with large windows has serene views inviting year round living, while the deck offers grilling and dining areas perfect for outdoor entertaining. In addition to 3 bedrooms there is also a partial walkout basement with finished area. The office could be a bedroom - there is a full bath across the hall. The home has low-maintenance vinyl siding and a new roof. The property is conveniently located near Route 301, just 40-minutes from Wilmington and 90-minutes from Washington, D.C. Just 25-minutes away is historic Chestertown, founded in 1706 and home to Washington College. Stroll the brick sidewalks lined with shops, restaurants, a theatre, cafes, galleries and oyster bar. Residents and visitors alike enjoy the walking trails, farmers market, parks, the Chester River Walk and cruises on the Chester River Packet.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Gas, Dishwasher, Refrigerator, Extra Refrigerator/Freezer
  • Interior Amenities: Wood Floors
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Sun/Florida Room, Great Room, Laundry, Office
  • Basement: Yes
  • Basement Type: Partially Finished, Walkout Level
  • Laundry Type: Main Floor, Has Laundry
  • Total Sq Ft: 3696
  • Living Area Sq Ft: 3388
  • Price Per Sq Ft: 273.94
  • Above Grade Finished Sq Ft: 2464
  • Below Grade Finished Sq Ft: 924
  • Below Grade Sq Ft: 308
  • Total Below Grade Sq Ft: 1232
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14540

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle, Asphalt
  • Spa: No
  • View: River
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: SASSAFRAS River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pier/Dock
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 258900.00
  • Land Assessed Value: 204200.00
  • Land Use Code: R
  • Lot Features: Front Yard, Landscaping, No Thru Street, Partly Wooded, Rear Yard, Road Frontage, Sloping
  • Lot Size Acres: 1.87
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 81457.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: CAR
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4500149
  • Tax Annual Amount: 5143.00
  • Assessor Parcel Number: 1501022784
  • Tax Lot: 21
  • Tax Total Finished Sq Ft: 3388
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 07/27/2022

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 11, 2022
Closed on
Jul 27, 2022
Sold by
Brownlee Gordon E
Bought by
Opz Properties Llc
Seller's Agent
Richard Budden
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Benuel Esh
Keller Williams Elite
List Price
$675,000
Sold Price
$645,000
Premium/Discount to List
-$30,000
-4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.81%
Original Mortgage
$508,000
Outstanding Balance
$399,392
Interest Rate
5.7%
Mortgage Type
Credit Line Revolving
Estimated Equity
$362,120

Purchase Details

Closed on
Jun 17, 2003
Sold by
Rust William F and Sydney W
Bought by
Brownlee Gordon E and Brownlee Pamela U

Purchase Details

Closed on
Jul 14, 1998
Sold by
Antonio William J and Antonio Sharon L
Bought by
Rust William F and Sydney W

Purchase Details

Closed on
Aug 7, 1987
Sold by
Gunther William E and Thelma Ruth
Bought by
Antonio William Jjr and Antonio Sharon L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $645,000 Kirsh Title
Deed $418,000 --
Deed $238,000 --
Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $508,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $240,000 New Conventional
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Price Changed $829,000 -1.2% $245 / Sq Ft
06/28/2025 06/28/25 Price Changed $839,000 -1.2% $248 / Sq Ft
06/20/2025 06/20/25 Price Changed $849,000 -1.2% $251 / Sq Ft
06/12/2025 06/12/25 Price Changed $859,000 -1.2% $254 / Sq Ft
06/03/2025 06/03/25 Price Changed $869,000 -1.1% $256 / Sq Ft
05/23/2025 05/23/25 For Sale $879,000 +36.3% $259 / Sq Ft
07/27/2022 07/27/22 Sold $645,000 -4.4% $190 / Sq Ft
06/16/2022 06/16/22 Pending -- -- --
05/11/2022 05/11/22 For Sale $675,000 -- $199 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,907 $515,600 $0 $0
2023 $5,211 $463,100 $204,200 $258,900
2022 $5,211 $458,300 $0 $0
2021 $10,316 $453,500 $0 $0
2020 $5,148 $448,700 $204,200 $244,500
2019 $10,158 $444,600 $0 $0
2018 $5,115 $440,500 $0 $0
2017 $5,003 $436,400 $0 $0
2016 -- $436,400 $0 $0
2015 $4,026 $436,400 $0 $0
2014 $4,026 $439,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2001342

Bright MLS

APN: 01-022784