$559,900
$10K PRICE DROP

146-148 Charles St Montgomery, NY 12549

Estimated payment $3,983/month

Total Views 30,637
6 Beds
4 Baths
2,650 Sq Ft
$211 Price per Sq Ft

Highlights

  • Open Floorplan
  • Tile Flooring
  • Baseboard Heating
  • Built-In Features
  • Ceiling Fan

About This Home

Village living with income built in. Wake up where life still feels neighborly: morning walks along the Wallkill, coffee on Main Street, friendly waves from porch to porch. In the quaint Village of Montgomery, fresh-baked treats, farm-to-table dinners, and live music nights at City Winery Hudson Valley turn ordinary days into small celebrations. Weekends stretch beautifully with trails at Winding Hills Park, picnics at Benedict Farm Park, orchard stops in New Paltz and Warwick, and quick adventures to Storm King Art Center, Woodbury Common, or LEGOLAND New York. Set right in the village, this classic side-by-side duplex offers three bedrooms on each side—roomy, practical, and welcoming. It’s the smart way to live and invest: make one home your own and let the other help pay the mortgage, or launch your portfolio and lease both. However you choose, you gain flexibility, steady potential income, and a foothold in one of Orange County’s most charming walkable communities. Commuters and weekender buyers love the location: about 75 to 90 minutes to NYC, convenient to I-84 and I-87, and close to Stewart International Airport and nearby Metro-North stations. Even better, you’re moments to local schools, seasonal festivals, riverfront strolls, and the kind of Main Street where shop owners know your name. Highlights
• Two-family duplex, three bedrooms per side
• Live in one, rent the other, or rent both
• Walk to village dining, cafe's, boutiques, and parks
• Near City Winery Hudson Valley, Winding Hills Park, Benedict Farm Park, plus orchard outings in New Paltz and Warwick
• Easy reach to Storm King Art Center, Woodbury Common, LEGOLAND New York
• Commutable to NYC with access to I-84, I-87, Stewart Airport, and regional rail hubs If you’ve been waiting for a place that blends lifestyle and leverage, this is the one. Move in, collect rent, and let Montgomery’s small-town charm do the rest.

Listing Agent

Brian Caplicki

Keller Williams Hudson Valley Brokerage Phone: 845-610-6065 License #30CA0910752 Listed on: 09/17/2025

Keller Williams Hudson Valley

Co-Listing Agent

Ronald Falber-Stroud

Keller Williams Hudson Valley Brokerage Phone: 845-610-6065 License #10401363878

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $12,317

Year Built

  • Built in 1972

Lot Details

  • 9,600 Sq Ft Lot

Home Design

  • Duplex
  • Brick Exterior Construction

Interior Spaces

  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Unfinished Basement
  • Laundry in Basement

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Full Bathrooms

Parking

  • 3 Parking Spaces
  • 3 Carport Spaces
  • Driveway

Schools

  • Montgomery Elementary School
  • Valley Central Middle School
  • Valley Central High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Baseboard Heating
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 334203-202-000-0011-002.200-0000

Community Details

Overview

  • 2 Units

Building Details

  • 2 Separate Electric Meters
  • 2 Separate Gas Meters

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$12,317

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property SubType: Duplex
  • Year Built: 1972
  • Attribution Contact: 845-610-6065
  • Co List Office Mls Id: KEYKWHV03
  • Co List Office Phone: 845-610-6065
  • Carport Y N: Yes
  • CurrentPrice: 559900.00
  • MlsMajorChangeType: Price Decrease
  • ListPrice_By_OriginalListPrice: 0.98245
  • ListPrice_By_LotSizeAcres: 2540381.1252
  • CurrentPrice_By_BuildingAreaTotal: 211.28302
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Open Floorplan
  • Flooring: Carpet, Tile
  • Full Bathrooms: 4
  • Basement: Unfinished
  • Total Bedrooms: 6
  • Fireplace: No
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Brick
  • Waterfront: No

Garage/Parking

  • Total Parking Spaces: 3
  • Garage: No
  • Parking Description: Driveway
  • Carport Spaces: 3

Utilities

  • Cooling: Wall/Window Unit(s)
  • Heating: Baseboard, Hot Water, Natural Gas
  • Laundry Features: In Basement
  • Sewer: Public Sewer
  • Utilities: Natural Gas Connected, Sewer Connected, Trash Collection Public
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No

Fee Information

  • Other Expense: 1545

Schools

  • Middle School: Valley Central Middle School

Lot Info

  • Lot Size Acres: 0.2204
  • Lot Size Sq Ft: 9600
  • Parcel Number: 334203-202-000-0011-002.200-0000
  • Property Attached: No

Multi Family

  • Units Total: 2
  • Separate Electric Meters: 2
  • Separate Gas Meters: 2
  • Insurance Expense: 1802

Tax Info

  • Tax Annual Amount: 12317.1
  • Tax Year: 2025

MLS Schools

  • Elementary School: Montgomery Elementary School
  • High School: Valley Central High School
  • Middle School District: Valley Central (Montgomery)

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,969 $176,200 $29,100 $147,100
2023 $10,969 $176,200 $29,100 $147,100
2022 $10,922 $176,200 $29,100 $147,100
2021 $10,892 $176,200 $29,100 $147,100
2020 $10,939 $176,200 $29,100 $147,100
2019 $1,535 $176,200 $29,100 $147,100
2018 $10,670 $176,200 $29,100 $147,100
2017 $10,357 $176,200 $29,100 $147,100
2016 $10,213 $176,200 $29,100 $147,100
2015 -- $176,200 $29,100 $147,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Price Changed $559,900 -1.8% $211 / Sq Ft
09/17/2025 09/17/25 For Sale $569,900 -- $215 / Sq Ft
Source: OneKey® MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Deed -- None Available
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Fuevenick Gorss
Interfamily Deed Transfer -- Fuevenick Gorss
Deed $176,200 --
Deed $176,200 --
Source: Public Records

About the Listing Agent

Brian Caplicki

Keller Williams Hudson Valley

(845) 335-3299

Section Image

Brian Caplicki has always believed that real estate should feel exciting—not overwhelming. Born, raised, and still proudly residing in Goshen, NY, Brian’s love for his hometown runs deep. As the founder of the Caplicki Home Team, he’s built a career centered around one simple idea: make life easier and more joyful for every client he serves.

With over two decades of experience in both residential and commercial real estate, Brian is known for his high energy, approachable style, and

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Source: OneKey® MLS

MLS Number: 913420

OneKey® MLS

APN: 334203-202-000-0011-002.200-0000