$375,000
SOLD APR 4, 2025

148 Plantation Way Santa Rosa Beach, FL 32459

3 Beds
2 Baths
1,056 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$355 Per Sq Ft

4% Below List Price

25 Days on Market

Highlights

  • Lake View
  • Newly Painted Property
  • Florida Architecture
  • Bay Elementary School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of April 2025

A short drive to the beach and bay, this cute Florida cottage is ideal for enjoying the Santa Rosa Beach lifestyle. Kitchen appliances are only 2 year old and the washer and dryer, that stay with house, are 4 years old. Roof and A/C were replaced in 2017. As well as, an installation of brand-new natural walnut floors. December 2024 New Hot water heater. SHORT-term rentals are permitted in the Palmetto Plantation community Now, which has added benefits of a community pool, gazebo and playground. Home is Agent Owned buyer to verify all information.

Last Agent to Sell the Property

Landon Sipes

Bastion Realty LLC License #3622285 Listed on: 02/18/2025

Co-Listed By

Kelly Sipes

Bastion Realty LLC License #3445352

Last Buyer's Agent

30AMY HOMES

Rising Star Real Estate Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,856

Year Built

  • Built in 2000

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 73x78
  • Back Yard Fenced

HOA Fees

  • $74 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Newly Painted Property
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,056 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Screened Porch
  • Wood Flooring
  • Lake Views

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Deck

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 924614

Community Details

Overview

  • Association fees include master

Amenities

  • Community Pavilion

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,856

Year Built

Built in 2000

Lot Details

0

HOA Fees

$74 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 73X78
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBST
  • Co List Office Phone: 850-420-1959
  • Subdivision Name: N/A
  • Directions: From the intersection of US Hwy 98 West and CR 393, go North approximately 3/4 of a mile. The Palmetto Plantation subdivision will be on your right, (Plantation Way). Follow the road around and 148 will be on the right.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2000
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Vaulted, Floor Hardwood, Newly Painted, Pantry, Split Bedroom, Window Treatmnt Some
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes

Exterior Features

  • View: Lake
  • Construction Type: Roof Composite Shngl, Vinyl Siding
  • Exterior Features: Deck Enclosed, Fenced Back Yard, Fenced Privacy, Patio Covered, Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pavillion/Gazebo, Pets Allowed, Playground, Pool
  • Association #2 Fee: 221.48
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Master Association

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 924614
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2025
Closed on
Apr 4, 2025
Sold by
Stevie Allen Sipes Revocable Trust and Kelly Robyn Sipes Revocable Trust
Bought by
Allen Jason and Allen Katy M
Seller's Agent
Landon Sipes
Bastion Realty LLC
Buyer's Agent
30AMY HOMES
Rising Star Real Estate Inc
List Price
$389,900
Sold Price
$375,000
Premium/Discount to List
-$14,900
-3.82%
Total Days on Market
25
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.20%
Original Mortgage
$362,484
Outstanding Balance
$362,484
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$22,209

Purchase Details

Listed on
Jun 2, 2023
Closed on
Aug 18, 2023
Sold by
Kirkland Elizabeth J
Bought by
Stevie Allen Sipes Revocable Trust and Kelly Robyn Sipes Revocable Trust
Seller's Agent
Abbott Martin Group
EXP Realty LLC
Buyer's Agent
Abbott Martin Group
EXP Realty LLC
List Price
$365,000
Sold Price
$330,000
Premium/Discount to List
-$35,000
-9.59%
Views
276

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.16%

Purchase Details

Closed on
May 15, 2001
Sold by
James H Taylor Family Partnership Ltd
Bought by
Kirkland Elizabeth J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
7.11%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 None Listed On Document
Warranty Deed $375,000 None Listed On Document
Warranty Deed $330,000 None Listed On Document
Warranty Deed $89,900 Chelsea Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $362,484 FHA
Closed $362,484 FHA
Previous Owner $227,000 Fannie Mae Freddie Mac
Previous Owner $169,500 Unknown
Previous Owner $39,200 Stand Alone Second
Previous Owner $15,000 Stand Alone Second
Previous Owner $96,000 Unknown
Previous Owner $96,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/04/2025 04/04/25 Sold $375,000 -3.8% $355 / Sq Ft
03/15/2025 03/15/25 Pending -- -- --
02/18/2025 02/18/25 For Sale $389,900 +18.2% $369 / Sq Ft
08/18/2023 08/18/23 Sold $330,000 -9.6% $313 / Sq Ft
08/04/2023 08/04/23 Pending -- -- --
06/02/2023 06/02/23 For Sale $365,000 -- $346 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,856 $258,639 $60,500 $198,139
2023 $1,856 $162,582 $0 $0
2022 $1,755 $235,708 $19,670 $216,038
2021 $1,374 $150,470 $17,204 $133,266
2020 $1,213 $121,489 $15,740 $105,749
2019 $1,121 $113,356 $15,134 $98,222
2018 $1,019 $102,197 $0 $0
2017 $924 $93,265 $14,128 $79,137
2016 $919 $91,881 $0 $0
2015 $924 $90,933 $0 $0
2014 $937 $91,478 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968880

Emerald Coast Association of REALTORS®

APN: 26-2S-20-33300-000-0110