NOT LISTED FOR SALE

15 Haversack Rd Palmyra, VA 22963

Estimated Value: $336,539 - $361,000

3 Beds
2 Baths
1,638 Sq Ft
$213/Sq Ft Est. Value

Last Sold June 23, 2022

Last sale price $330,000 $201 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,109/month

10 Days on Market

Highlights

  • Private Lot
  • Concrete Block With Brick
  • Entrance Foyer
  • Skylights
  • Laundry Room
  • Bathroom on Main Level

About This Home

As of June 2022

Welcome Home! This Contemporary home has a completely renovated kitchen with stainless appliances, renovated first floor bathroom, fresh paint throughout, and new carpet upstairs. A wonderful deck off of the eating area gives space for outside enjoyment. The backyard is fully fenced and has ample garden space. Come take a look, this is a must see!

Last Agent to Sell the Property

Kim Gallihugh

CENTURY 21 NEW MILLENNIUM-CULPEPER License #022531434 Listed on: 04/21/2022

CENTURY 21 NEW MILLENNIUM-CULPEPER

Last Buyer's Agent

Jamie White

JAMIE WHITE REAL ESTATE License #0225202204

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,600

Year Built

  • Built in 1992

Lot Details

  • 0.34 Acre Lot
  • Partially Fenced Property
  • Private Lot
  • Open Lot
  • Garden
  • Property is zoned R-1 Residential

HOA Fees

  • $94 Monthly HOA Fees

Home Design

  • Concrete Block With Brick

Interior Spaces

  • 1,638 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Recessed Lighting
  • Entrance Foyer
  • Family Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Cable TV Available

Community Details

  • $200 HOA Transfer Fee
  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 5 316

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,600

Year Built

Built in 1992

Lot Details

0

HOA Fees

$94 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1638
  • L V T Date: 04/22/2022
  • Parcel Number: 18A 5 316
  • Price Per Sq Ft: 201.47
  • Road Maint: 1
  • Total Sq Ft: 1638
  • Type of Construction: On Site Built
  • Zoning: R-1 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Family Roo1|Kitchen1|Full Bath1|Master Bed1|Laundry1|Bedroom2|Bedroom2|Full Bath2|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Laundry: Dryer, Washer
  • Room 1: Foyer,On Level: 1
  • Room 2: Family Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Full Bath,On Level: 1
  • Room 5: Master Bedroom,On Level: 1
  • Room 6: Laundry,On Level: 1
  • Room 7: Bedroom,On Level: 2
  • Room 8: Bedroom,On Level: 2
  • Room 9: Full Bath,On Level: 2
  • Total Finished Sq Ft: 1638
  • Above Grade Finished Sq Ft: 1638
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Electric Range, Microwave, Recessed Light, Refrigerator
  • Land Description: Open, Private
  • Level: 2 Story
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 1
  • Number Beds: 3
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Room Types: Bedroom, Family Room, Foyer, Full Bath, Kitchen, Laundry, Master Bedroom
  • Room Types Level1: Family Room (L1), Foyer (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.34
  • Structure Deck Porch: Deck
  • Structure Features: Skylights

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 200
  • Association Fee: HOA
  • Association Frequency: Semi Annual
  • Association Fee: 565

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Part, Garden Space

Building Info

  • Year Built: 1992

Tax Info

  • Year: 2020
  • Taxes: 1600

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2022
Closed on
Jun 13, 2022
Sold by
Coyle and Shannon
Bought by
Rios Anthony Edward and Hernandez Belinda Elvira
Seller's Agent
Kim Gallihugh
CENTURY 21 NEW MILLENNIUM-CULPEPER
Buyer's Agent
Jamie White
JAMIE WHITE REAL ESTATE
List Price
$324,900
Sold Price
$330,000
Premium/Discount to List
$5,100
1.57%
Current Estimated Value
$349,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,385
Avg. Annual Appreciation
1.72%
Original Mortgage
$264,000
Outstanding Balance
$250,822
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$98,563

Purchase Details

Listed on
Feb 23, 2021
Closed on
Apr 14, 2021
Sold by
Fitzgerald Ashley Copeland and Fitzgerald Michael
Bought by
Coyle Matthew and Coyle Shannon
Seller's Agent
Candice van der Linde
YES REALTY PARTNERS
Buyer's Agent
Kim Gallihugh
CENTURY 21 NEW MILLENNIUM-CULPEPER
List Price
$245,000
Sold Price
$229,000
Premium/Discount to List
-$16,000
-6.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.78%
Original Mortgage
$85,474
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 26, 2015
Sold by
Copeland Ashley
Bought by
Fitzgerald Ashley Copeland and Fitzgerald Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 2010
Sold by
Tr U S Bank National Assn and Co Bank Of America N A
Bought by
Copeland Ashley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,745
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 11, 2010
Sold by
Coleman Terrence A and Coleman Dione
Bought by
Us Bank National Association and Bank Of America Na

Purchase Details

Closed on
Oct 30, 2006
Sold by
Taylor Jerry L and Taylor Danielle N
Bought by
Coleman Terence A and Coleman Dione

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,400
Interest Rate
7.2%
Mortgage Type
Assumption
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rios Anthony Edward $330,000 Chicago Title
Coyle Matthew $229,000 None Listed On Document
Fitzgerald Ashley Copeland -- --
Copeland Ashley $128,000 None Available
Us Bank National Association $112,000 Colonial Title & Abstracting
Coleman Terence A $203,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rios Anthony Edward $264,000
Previous Owner Coyle Matthew $85,474
Previous Owner Fitzgerald Ashley Copeland $120,000
Previous Owner Copeland Ashley $124,745
Previous Owner Coleman Terence A $162,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/23/2022 06/23/22 Sold $330,000 +1.6% $201 / Sq Ft
05/01/2022 05/01/22 Pending -- -- --
04/28/2022 04/28/22 For Sale $324,900 0.0% $198 / Sq Ft
04/28/2022 04/28/22 Price Changed $324,900 +8.7% $198 / Sq Ft
04/23/2022 04/23/22 Pending -- -- --
04/21/2022 04/21/22 For Sale $299,000 +30.6% $183 / Sq Ft
05/04/2021 05/04/21 Sold $229,000 -4.2% $140 / Sq Ft View Prior Sale
03/22/2021 03/22/21 Pending -- -- --
03/13/2021 03/13/21 Price Changed $239,000 -2.4% $146 / Sq Ft
02/23/2021 02/23/21 For Sale $245,000 -- $150 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,011 $268,100 $30,000 $238,100
2024 $18 $212,300 $30,000 $182,300
2023 $1,792 $212,300 $30,000 $182,300
2022 $1,586 $182,300 $27,500 $154,800
2021 $1,586 $182,300 $27,500 $154,800
2020 $1,581 $170,900 $27,500 $143,400
2019 $1,581 $170,900 $27,500 $143,400
2018 $1,478 $163,000 $27,500 $135,500
2017 $1,478 $163,000 $27,500 $135,500
2016 $1,434 $156,400 $27,500 $128,900
2015 $1,345 $156,400 $27,500 $128,900
2014 $1,345 $152,800 $27,500 $125,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 629341

Charlottesville area Association of Realtors®

APN: 18A 5 316