$470,000
SOLD NOV 27, 2024

15 Locks Ct Palmyra, VA 22963

4 Beds
3.5 Baths
2,619 Sq Ft
0.74 Acres

Recently Sold

$179 Per Sq Ft

4% Below List Price

34 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Community Lake
  • Golf Course Community
  • Golf Course View
  • Clubhouse

About This Home

As of November 2024

This beautiful 4 bedroom/3.5 bathroom home sits on a .74 acre lot at the end of a quiet Cul-de-sac, with views of the 1st Fairway and less than 1 mile to the Slice Gate, Bunker Bistro, and Bunker Park. Enjoy spending time outside on the large wrap-around front porch while overlooking the freshly landscaped front yard or relaxing in the lovely screened-in back patio. There is plenty of space inside as well, with TWO primary bedroom suites (one on the main level and one on the second floor). The chef’s kitchen features granite countertops, a walk-in pantry, cooking on a gas stove and all stainless-steel appliances. The large and open family room features high vaulted ceilings and lots of windows letting in natural light, making it the perfect entertaining space. Two-car attached side loading garage. New tankless on-demand water heater. Dual HVACs (both 4 years old). Conditioned Crawl Space with dehumidifier. Come check out this home TODAY and enjoy all the amenities offered at Lake Monticello.

Last Agent to Sell the Property

Sarah Monceaux

AVENUE REALTY, LLC License #0225235751 Listed on: 09/20/2024

Last Buyer's Agent

NONMLSAGENT NONMLSAGENT

NONMLSOFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,217

Year Built

  • Built in 2001

Lot Details

  • 0.74 Acre Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Block With Brick
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Entrance Foyer
  • Family Room
  • Dining Room
  • Bonus Room
  • Golf Course Views
  • Partially Finished Basement
  • Walk-Out Basement
  • Granite Countertops
  • Washer and Dryer Hookup

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Bathroom on Main Level
  • Primary bathroom on main floor

Outdoor Features

  • Patio
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 18A 4 185

Community Details

Overview

  • Association fees include beach, club house
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,217

Year Built

Built in 2001

Lot Details

0

HOA Fees

$110 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2344
  • Below Grade Total Sq Ft: 628
  • Design: Cape Cod
  • L V T Date: 09/20/2024
  • Parcel Number: 18A 4 185
  • Price Per Sq Ft: 179.46
  • Property Included: Kitchen Appliances (refrigerator, dishwasher, oven/stove, microwave)
  • Total Sq Ft: 3424
  • Total Unfinished Sq Ft: 805
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Pri Bed1|Pri Bath1|Kitchen1|Dining Roo1|Family Roo1|Half Bath1|Pri Bed2|Bedroom2|Bedroom2|Full Bath2|Pri Bath2|Bonus RoomB|
  • Structures Deck Porch: Patio, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Unfinished Below Grade Sq Ft: 353
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Partly Finished, Walk Out
  • Room 1: Foyer,On Level: 1
  • Room 2: Primary Bedroom,On Level: 1
  • Room 3: Primary Bath,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Dining Room,On Level: 1
  • Room 6: Family Room,On Level: 1
  • Room 7: Half Bath,On Level: 1
  • Room 8: Primary Bedroom,On Level: 2
  • Room 9: Bedroom,On Level: 2
  • Room 10: Bedroom,On Level: 2
  • Room 11: Full Bath,On Level: 2
  • Room 12: Primary Bath,On Level: 2
  • Room 13: Bonus Room,On Level: Basement
  • Total Finished Sq Ft: 2619
  • Above Grade Finished Sq Ft: 2344
  • Basement: Yes
  • Below Grade Finished Sq Ft: 275
  • Foundation: Concrete Block
  • Kitchen Cabinets Counters: Granite, White Cabinets
  • Level: 2 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3.5
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 4
  • Number Beds Main Level: 1
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Room Types: Bedroom, Bonus Room, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen
  • Room Types Level1: Dining Room (L1), Family Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Room Types Level B: Bonus Room (LB)
  • Source of Sq Ft: Appraisal

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.74
  • Roof: Architectural Style
  • Structure Floors: Carpet, Hardwood, Luxury Vinyl Plank
  • Structure Window Ceiling: Vaulted/Cathedral Ceiling
  • View: Golf Course View

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 452
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 452

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Pool, Tennis, Community Dock
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Monthly
  • Association Includes: Beach, Club House
  • Association Fee: 110

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna
  • Other School: FUMA

Building Info

  • Year Built: 2001

Tax Info

  • Year: 2022
  • Taxes: 3217.33

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Nov 18, 2024
Sold by
Hawker Jon M and Hawker Nicole
Bought by
Brown Edward P and Yeater Anne M
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$490,000
Sold Price
$470,000
Premium/Discount to List
-$20,000
-4.08%
Views
50
Current Estimated Value
$479,768

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,768
Avg. Annual Appreciation
-1.44%
Original Mortgage
$329,000
Outstanding Balance
$327,787
Interest Rate
6.44%
Mortgage Type
New Conventional
Estimated Equity
$138,280

Purchase Details

Listed on
Sep 4, 2020
Closed on
Feb 9, 2021
Sold by
Ffc Properties Llc
Bought by
Hawker Jon M and Hawker Nicole
Seller's Agent
David Coy
RED CEDAR REAL ESTATE
Buyer's Agent
Janice O'Hara
CTI REAL ESTATE-FREDERICKSBURG
List Price
$395,000
Sold Price
$355,000
Premium/Discount to List
-$40,000
-10.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$337,250
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2020
Sold by
Service Of Virginia Llc
Bought by
Fcc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
3.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 18, 2014
Sold by
Keller Stephen and Keller Mary Beth
Bought by
Skinner James D and Skinner Lisa L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,714
Interest Rate
4.02%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $470,000 Chicago Title
Deed $470,000 Chicago Title
Deed $355,000 Fidelity National Title Insu
Deed $285,714 None Available
Bargain Sale Deed $280,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $329,000 New Conventional
Closed $329,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $337,250 New Conventional
Previous Owner $290,000 Purchase Money Mortgage
Previous Owner $285,714 New Conventional
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/27/2024 11/27/24 Sold $470,000 0.0% $179 / Sq Ft
10/24/2024 10/24/24 Pending -- -- --
09/30/2024 09/30/24 Price Changed $470,000 -4.1% $179 / Sq Ft
09/20/2024 09/20/24 For Sale $490,000 +38.0% $187 / Sq Ft
02/08/2021 02/08/21 Sold $355,000 -1.1% $117 / Sq Ft
12/27/2020 12/27/20 Pending -- -- --
12/02/2020 12/02/20 Price Changed $359,000 -1.6% $118 / Sq Ft
11/27/2020 11/27/20 Price Changed $365,000 -1.2% $120 / Sq Ft
11/19/2020 11/19/20 Price Changed $369,500 -1.1% $122 / Sq Ft
11/13/2020 11/13/20 Price Changed $373,500 -2.4% $123 / Sq Ft
10/29/2020 10/29/20 Price Changed $382,500 -1.7% $126 / Sq Ft
10/22/2020 10/22/20 Price Changed $389,000 -1.5% $128 / Sq Ft
10/08/2020 10/08/20 For Sale $395,000 0.0% $130 / Sq Ft
09/29/2020 09/29/20 Pending -- -- --
09/04/2020 09/04/20 For Sale $395,000 -- $130 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $32 $381,200 $62,500 $318,700
2023 $3,217 $381,200 $62,500 $318,700
2022 $3,147 $361,700 $62,500 $299,200
2021 $3,147 $361,700 $62,500 $299,200
2020 $2,721 $294,200 $62,500 $231,700
2019 $2,721 $294,200 $62,500 $231,700
2018 $2,738 $301,900 $62,500 $239,400
2017 $2,738 $301,900 $62,500 $239,400
2016 $2,389 $260,500 $47,500 $213,000
2015 $2,262 $260,500 $47,500 $213,000
2014 $2,262 $257,000 $47,500 $209,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 657040

Charlottesville area Association of Realtors®

APN: 18A 4 185