$355,000
SOLD FEB 8, 2021

15 Locks Ct Palmyra, VA 22963

4 Beds
3.5 Baths
3,040 Sq Ft
0.74 Acres

Recently Sold

$117 Per Sq Ft

10% Below List Price

114 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • 24-Hour Security
  • On Golf Course
  • Bar or Lounge
  • Gated Community

About This Home

As of November 2024

Wonderful Cape Cod with wraparound porch on the golf course. Gorgeously updated throughout. Large new kitchen with granite counters, new hardwoods on the main level; new carpet in the bedrooms and basement; new zoned HVAC units. Main level master suite. Screened porch and deck overlook the 1st fairway. Nicely sized 3/4 acre lot. Homey feeling but modern layout - feels like home! You will love it.

Last Agent to Sell the Property

David Coy

RED CEDAR REAL ESTATE License #0225202963 Listed on: 09/04/2020

Last Buyer's Agent

Janice O'Hara

CTI REAL ESTATE-FREDERICKSBURG License #0225206461

CTI REAL ESTATE-FREDERICKSBURG

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,446

Year Built

  • 2001

Lot Details

  • 0.74 Acre Lot
  • On Golf Course
  • Cul-De-Sac
  • Elevated Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $90 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Primary bathroom on main floor

Partially Finished Basement

  • Walk-Out Basement
  • Basement Windows

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Playground

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 4 185

Community Details

Overview

  • Association fees include beach, club house, golf, play area, pool, reserve fund, road maint, security force, snow removal, taxes, tennis, trash pickup
  • $650 HOA Transfer Fee
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,446

Year Built

2001

Lot Details

0

HOA Fees

$90 per month

Listing Details

  • Class: Residential
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2500
  • Below Grade Total Sq Ft: 1080
  • L V T Date: 09/04/2020
  • Parcel Number: 18A 4 185
  • Price Per Sq Ft: 116.78
  • Total Sq Ft: 4040
  • Total Unfinished Sq Ft: 1000
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 2001

Interior Features

  • Unfinished Below Grade Sq Ft: 540
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Inside Access, Outside Entrance, Partly Finished, Walk Out, Windows
  • Total Finished Sq Ft: 3040
  • Above Grade Finished Sq Ft: 2500
  • Basement: Yes
  • Below Grade Finished Sq Ft: 540
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-In, Gas Range, Microwave, Pantry, Refrigerator
  • Kitchen Cabinets Counters: Granite, Wood Cabinets
  • Land Description: Elevated, Golf Front
  • Level: 2 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3.5
  • Number Beds: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.74
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Porch, Porch - Front, Porch - Rear, Porch - Screened
  • Structure Features: Walk-In Closet
  • Structure Floors: Carpet, Hardwood
  • Structure Security: 24-Hr Security, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Vaulted/Cathedral Ceiling

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 460
  • Garage Features: Auto Door, Faces Side, In Basement
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 460

Utilities

  • Cooling: Central Ac, Heat Pump
  • Heating: Central Heat, Forced Air, Heat Pump, Natural Gas
  • Cable Available: Cable, Dsl
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 650
  • Association Fee: Hoa
  • Association Frequency: Annual
  • Association Includes: Beach, Club House, Golf, Play Area, Pool, Reserve Fund, Road Maint, Security Force, Snow Removal, Taxes, Tennis, Trash Pickup
  • Association Fee: 1074

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Cul-De-Sac, Golf Course, Private Gated Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Nov 18, 2024
Sold by
Hawker Jon M and Hawker Nicole
Bought by
Brown Edward P and Yeater Anne M
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$490,000
Sold Price
$470,000
Premium/Discount to List
-$20,000
-4.08%
Views
50
Current Estimated Value
$485,395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,395
Avg. Annual Appreciation
3.07%
Original Mortgage
$329,000
Outstanding Balance
$326,859
Interest Rate
6.44%
Mortgage Type
New Conventional
Estimated Equity
$152,909

Purchase Details

Listed on
Sep 4, 2020
Closed on
Feb 9, 2021
Sold by
Ffc Properties Llc
Bought by
Hawker Jon M and Hawker Nicole
Seller's Agent
David Coy
RED CEDAR REAL ESTATE
Buyer's Agent
Janice O'Hara
CTI REAL ESTATE-FREDERICKSBURG
List Price
$395,000
Sold Price
$355,000
Premium/Discount to List
-$40,000
-10.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$337,250
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2020
Sold by
Service Of Virginia Llc
Bought by
Fcc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
3.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 18, 2014
Sold by
Keller Stephen and Keller Mary Beth
Bought by
Skinner James D and Skinner Lisa L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,714
Interest Rate
4.02%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $470,000 Chicago Title
Deed $470,000 Chicago Title
Deed $355,000 Fidelity National Title Insu
Deed $285,714 None Available
Bargain Sale Deed $280,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $329,000 New Conventional
Closed $329,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $337,250 New Conventional
Previous Owner $290,000 Purchase Money Mortgage
Previous Owner $285,714 New Conventional
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/27/2024 11/27/24 Sold $470,000 0.0% $179 / Sq Ft
10/24/2024 10/24/24 Pending -- -- --
09/30/2024 09/30/24 Price Changed $470,000 -4.1% $179 / Sq Ft
09/20/2024 09/20/24 For Sale $490,000 +38.0% $187 / Sq Ft
02/08/2021 02/08/21 Sold $355,000 -1.1% $117 / Sq Ft
12/27/2020 12/27/20 Pending -- -- --
12/02/2020 12/02/20 Price Changed $359,000 -1.6% $118 / Sq Ft
11/27/2020 11/27/20 Price Changed $365,000 -1.2% $120 / Sq Ft
11/19/2020 11/19/20 Price Changed $369,500 -1.1% $122 / Sq Ft
11/13/2020 11/13/20 Price Changed $373,500 -2.4% $123 / Sq Ft
10/29/2020 10/29/20 Price Changed $382,500 -1.7% $126 / Sq Ft
10/22/2020 10/22/20 Price Changed $389,000 -1.5% $128 / Sq Ft
10/08/2020 10/08/20 For Sale $395,000 0.0% $130 / Sq Ft
09/29/2020 09/29/20 Pending -- -- --
09/04/2020 09/04/20 For Sale $395,000 -- $130 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,446 $459,400 $62,500 $396,900
2024 $32 $381,200 $62,500 $318,700
2023 $3,217 $381,200 $62,500 $318,700
2022 $3,147 $361,700 $62,500 $299,200
2021 $3,147 $361,700 $62,500 $299,200
2020 $2,721 $294,200 $62,500 $231,700
2019 $2,721 $294,200 $62,500 $231,700
2018 $2,738 $301,900 $62,500 $239,400
2017 $2,738 $301,900 $62,500 $239,400
2016 $2,389 $260,500 $47,500 $213,000
2015 $2,262 $260,500 $47,500 $213,000
2014 $2,262 $257,000 $47,500 $209,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 608095

Charlottesville area Association of Realtors®

APN: 18A 4 185