15 Locks Ct Palmyra, VA 22963
4
Beds
3.5
Baths
2,619
Sq Ft
0.74
Acres
Highlights
- Beach
- Community Boat Launch
- Community Lake
- Golf Course Community
- Golf Course View
- Clubhouse
About This Home
As of November 2024This beautiful 4 bedroom/3.5 bathroom home sits on a .74 acre lot at the end of a quiet Cul-de-sac, with views of the 1st Fairway and less than 1 mile to the Slice Gate, Bunker Bistro, and Bunker Park. Enjoy spending time outside on the large wrap-around front porch while overlooking the freshly landscaped front yard or relaxing in the lovely screened-in back patio. There is plenty of space inside as well, with TWO primary bedroom suites (one on the main level and one on the second floor). The chef’s kitchen features granite countertops, a walk-in pantry, cooking on a gas stove and all stainless-steel appliances. The large and open family room features high vaulted ceilings and lots of windows letting in natural light, making it the perfect entertaining space. Two-car attached side loading garage. New tankless on-demand water heater. Dual HVACs (both 4 years old). Conditioned Crawl Space with dehumidifier. Come check out this home TODAY and enjoy all the amenities offered at Lake Monticello.
Last Agent to Sell the Property
AVENUE REALTY, LLC License #0225235751 Listed on: 09/20/2024
Last Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,217
Year Built
- Built in 2001
Lot Details
- 0.74 Acre Lot
- Property is zoned R-4 Residential
HOA Fees
- $110 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Entrance Foyer
- Family Room
- Dining Room
- Bonus Room
- Golf Course Views
- Partially Finished Basement
- Walk-Out Basement
- Granite Countertops
- Washer and Dryer Hookup
Flooring
- Wood
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
- Bathroom on Main Level
- Primary bathroom on main floor
Outdoor Features
- Patio
- Playground
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Fiber Optics Available
Listing and Financial Details
- Assessor Parcel Number 18A 4 185
Community Details
Overview
- Association fees include beach, club house
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2024
Closed on
Nov 18, 2024
Sold by
Hawker Jon M and Hawker Nicole
Bought by
Brown Edward P and Yeater Anne M
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$490,000
Sold Price
$470,000
Premium/Discount to List
-$20,000
-4.08%
Views
50
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,425
Avg. Annual Appreciation
-1.10%
Original Mortgage
$329,000
Outstanding Balance
$326,859
Interest Rate
6.44%
Mortgage Type
New Conventional
Estimated Equity
$139,208
Purchase Details
Listed on
Sep 4, 2020
Closed on
Feb 9, 2021
Sold by
Ffc Properties Llc
Bought by
Hawker Jon M and Hawker Nicole
Seller's Agent
David Coy
RED CEDAR REAL ESTATE
Buyer's Agent
Janice O'Hara
CTI REAL ESTATE-FREDERICKSBURG
List Price
$395,000
Sold Price
$355,000
Premium/Discount to List
-$40,000
-10.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$337,250
Interest Rate
2.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2020
Sold by
Service Of Virginia Llc
Bought by
Fcc Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
3.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 18, 2014
Sold by
Keller Stephen and Keller Mary Beth
Bought by
Skinner James D and Skinner Lisa L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,714
Interest Rate
4.02%
Mortgage Type
New Conventional
Similar Homes in Palmyra, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $470,000 | Chicago Title | |
| Deed | $470,000 | Chicago Title | |
| Deed | $355,000 | Fidelity National Title Insu | |
| Deed | $285,714 | None Available | |
| Bargain Sale Deed | $280,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $329,000 | New Conventional | |
| Closed | $329,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $337,250 | New Conventional | |
| Previous Owner | $290,000 | Purchase Money Mortgage | |
| Previous Owner | $285,714 | New Conventional | |
| Previous Owner | $150,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/27/2024 11/27/24 | Sold | $470,000 | 0.0% | $179 / Sq Ft |
| 10/24/2024 10/24/24 | Pending | -- | -- | -- |
| 09/30/2024 09/30/24 | Price Changed | $470,000 | -4.1% | $179 / Sq Ft |
| 09/20/2024 09/20/24 | For Sale | $490,000 | +38.0% | $187 / Sq Ft |
| 02/08/2021 02/08/21 | Sold | $355,000 | -1.1% | $117 / Sq Ft |
| 12/27/2020 12/27/20 | Pending | -- | -- | -- |
| 12/02/2020 12/02/20 | Price Changed | $359,000 | -1.6% | $118 / Sq Ft |
| 11/27/2020 11/27/20 | Price Changed | $365,000 | -1.2% | $120 / Sq Ft |
| 11/19/2020 11/19/20 | Price Changed | $369,500 | -1.1% | $122 / Sq Ft |
| 11/13/2020 11/13/20 | Price Changed | $373,500 | -2.4% | $123 / Sq Ft |
| 10/29/2020 10/29/20 | Price Changed | $382,500 | -1.7% | $126 / Sq Ft |
| 10/22/2020 10/22/20 | Price Changed | $389,000 | -1.5% | $128 / Sq Ft |
| 10/08/2020 10/08/20 | For Sale | $395,000 | 0.0% | $130 / Sq Ft |
| 09/29/2020 09/29/20 | Pending | -- | -- | -- |
| 09/04/2020 09/04/20 | For Sale | $395,000 | -- | $130 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,446 | $459,400 | $62,500 | $396,900 |
| 2024 | $32 | $381,200 | $62,500 | $318,700 |
| 2023 | $3,217 | $381,200 | $62,500 | $318,700 |
| 2022 | $3,147 | $361,700 | $62,500 | $299,200 |
| 2021 | $3,147 | $361,700 | $62,500 | $299,200 |
| 2020 | $2,721 | $294,200 | $62,500 | $231,700 |
| 2019 | $2,721 | $294,200 | $62,500 | $231,700 |
| 2018 | $2,738 | $301,900 | $62,500 | $239,400 |
| 2017 | $2,738 | $301,900 | $62,500 | $239,400 |
| 2016 | $2,389 | $260,500 | $47,500 | $213,000 |
| 2015 | $2,262 | $260,500 | $47,500 | $213,000 |
| 2014 | $2,262 | $257,000 | $47,500 | $209,500 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Monceaux
Seller's Agent in 2024
Sarah Monceaux
AVENUE REALTY, LLC
(757) 262-7990
42 in this area
86 Total Sales
-
N
Buyer's Agent in 2024
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
-
David Coy
Seller's Agent in 2021
David Coy
RED CEDAR REAL ESTATE
(571) 354-0505
8 in this area
247 Total Sales
-
Janice O'Hara
Buyer's Agent in 2021
Janice O'Hara
CTI REAL ESTATE-FREDERICKSBURG
(540) 903-5639
4 in this area
14 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 657040
APN: 18A 4 185
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