NOT LISTED FOR SALE

Estimated Value: $417,961 - $449,000

3 Beds
3 Baths
2,606 Sq Ft
$165/Sq Ft Est. Value

Sale Details

Date Sold: November 6, 2025

Last sale price $420,000 $161 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,722 / mo

27 Days on Market

Highlights

  • Vaulted Ceiling
  • Loft
  • Screened Porch
  • Main Floor Primary Bedroom
  • Mud Room
  • Eat-In Kitchen

About This Home

As of November 2025

Step inside this spacious, contemporary home filled with soaring vaulted ceilings and plenty of natural light that create an airy, welcoming atmosphere. The inviting great room features a stone fireplace and expansive windows that seem to bring the outdoors in. Updates include new flooring on the main level, new carpet on the upper level, and an updated kitchen with new cabinets, quartz countertops, new back splash, and stainless appliances. The main level bath has been luxuriously updated with a large soaking tub and stylish new tile. A versatile loft space overlooks the great room, perfect for a home office, playroom, or flex area. The finished basement offers a large family/multi-purpose room, a full bath, and plenty of room to spread out. Outdoor living is just as inviting with two large decks, a screened porch, a partially fenced yard perfect for pets, and even an outdoor shower for rinsing off after a day a the beach. Whether relaxing or entertaining, there's plenty of space to enjoy inside and out. Located just a short walk from Beach 3 and the golf course, this home offers the perfect blend of comfort, style, and convenience.

Last Agent to Sell the Property

Alyson Maupin

REAL ESTATE III, INC. License #0225228104 Listed on: 08/21/2025

Last Buyer's Agent

Jackie Kingma

NEST REALTY GROUP License #0225222742

NEST REALTY GROUP

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,827

Year Built

  • Built in 1992

Lot Details

  • 16,553 Sq Ft Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 1 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Double Pane Windows
  • Mud Room
  • Entrance Foyer
  • Loft
  • Screened Porch
  • Stacked Washer and Dryer
  • Basement

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • 3 Full Bathrooms
  • Soaking Tub

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number Section 9, Lot 97

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,827

Year Built

Built in 1992

Lot Details

0.38 Acres

HOA Fees

$122 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Parcel Number: Section 9, Lot 97
  • Property Sub Type: Detached
  • LotSizeAcres: 0.38
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1724.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
  • Basement: Exterior Entry, Finished, Interior Entry
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 882.0
  • Fireplace Features: One, Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Loft, Mud Room, Vaulted Ceiling(s)
  • Living Area: 2606.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Window Features: Double Pane Windows

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Exclusions: Refrigerator in Loft
  • Construction Type: Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Porch, Screened

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Heat Pump
  • Utilities: Fiber Optic Available
  • Sewer: Public Sewer
  • Laundry Features: Stacked
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1460.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1992

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2826.75

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Oct 2, 2025
Sold by
Bias Matthew and Bias Caitlin Marie
Bought by
Seller's Agent
Alyson Maupin
REAL ESTATE III, INC.
Buyer's Agent
Jackie Kingma
NEST REALTY GROUP
List Price
$425,000
Sold Price
$420,000
Premium/Discount to List
-$5,000
-1.18%
Views
64
Current Estimated Value
$430,490

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,490
Avg. Annual Appreciation
3.09%
Original Mortgage
$336,000
Outstanding Balance
$333,098
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$97,392

Purchase Details

Closed on
Sep 26, 2017
Sold by
Judith E Nowinski
Bought by
Bias Matthew and Mason Bias Caitlin Marie

Purchase Details

Closed on
Sep 22, 2011
Sold by
Nowinski Judith E
Bought by
Nowinski Judith E and Judith E Nowinski Living Trust
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$420,000 Chicago Title Insurance Compan
Bias Matthew $224,500 --
Nowinski Judith E -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $336,000
Previous Owner Bias Matthew $255,000
Previous Owner Nowinski Judith E $31,000
Previous Owner Nowinski Judith E $99,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/06/2025 11/06/25 Sold $420,000 -1.2% $161 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $425,000 -- $163 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,846 $376,900 $30,000 $346,900
2025 $2,827 $376,900 $30,000 $346,900
2024 $24 $279,100 $30,000 $249,100
2023 $2,356 $279,100 $30,000 $249,100
2022 $2,113 $242,900 $27,500 $215,400
2021 $2,113 $242,900 $27,500 $215,400
2020 $2,092 $226,200 $27,500 $198,700
2019 $2,092 $226,200 $27,500 $198,700
2018 $1,975 $217,800 $27,500 $190,300
2017 $1,975 $217,800 $27,500 $190,300
2016 $1,732 $188,900 $27,500 $161,400
2015 $1,632 $188,900 $27,500 $161,400
2014 $1,632 $185,500 $27,500 $158,000
Source: Public Records

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 668154

Charlottesville area Association of Realtors®

APN: 18A-9-97

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