NOT LISTED FOR SALE

Estimated Value: $579,000 - $687,000

3 Beds
2.5 Baths
2,305 Sq Ft
$280/Sq Ft Est. Value

Last Sold November 30, 2023

Last sale price $582,000 $252 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,885/month

3 Days on Market

Highlights

  • Private Waterfront
  • 0.36 Acre Lot
  • Deck
  • Docks
  • Property fronts a channel
  • Family Room with Fireplace

About This Home

As of November 2023

WATERFRONT home in St. Joseph Township! Welcome to this all brick, 2-3 bedroom home with over 100' of water frontage! Solid construction with large living room, open family room/kitchen and inviting 4 season sunroom that opens up to huge deck/entertaining area. Meticulously maintained with many updates including newer carpeting, remodeled bath(s), newer appliances, plantation shutters and newer HVAC. 2 way fireplace creates a cozy feel while the picturesque views and opportunities for water related activities like boating, kayaking, paddleboarding adds unique charm to this waterfront ranch! Oversized storage room and workshop off garage, quiet cul-de-sac and close proximity to downtown beaches, restaurants, bike trails and more! Don't miss this wonderful opportunity!

Last Agent to Sell the Property

Anne Gain

@properties Christie's International R.E. License #6506045331 Listed on: 10/17/2023

@properties Christie's International R.E.

Last Buyer's Agent

Anne Gain

@properties Christie's International R.E. License #6506045331 Listed on: 10/17/2023

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,698

Year Built

  • Built in 1966

Lot Details

  • 0.36 Acre Lot
  • Property fronts a channel
  • Private Waterfront
  • 160 Feet of Waterfront
  • Cul-De-Sac
  • Shrub
  • Sprinkler System

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,305 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Crawl Space

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Docks
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,698

Year Built

Built in 1966

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1966
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: Irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2305.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3698.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 160.0
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Substructure:Crawl Space: Yes
  • Windows:Skylight(s): Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 2305.0
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Tile Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Pantry
  • Fireplace Features: Family Room, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2305.0
  • Window Features: Skylight(s), Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • List Price: 575000.0
  • Lot Features: Cul-De-Sac
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room, Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 250.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Dock: Yes
  • Water Fea Amenities:Channel: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Dimensions: Irregular
  • Lot Size Sq Ft: 15574.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3698.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2023
Closed on
Nov 30, 2023
Sold by
Ford Alice B
Bought by
Kozminski Kenneth
Seller's Agent
Anne Gain
@properties Christie's International R.E.
Buyer's Agent
Anne Gain
@properties Christie's International R.E.
List Price
$575,000
Sold Price
$582,000
Premium/Discount to List
$7,000
1.22%
Views
26
Current Estimated Value
$609,590

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,590
Avg. Annual Appreciation
1.29%
Original Mortgage
$291,000
Outstanding Balance
$287,235
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$307,630

Purchase Details

Listed on
Apr 1, 2014
Closed on
Jul 7, 2014
Sold by
Smith Charles W and Smith Sara Jane
Bought by
Ford Richard A and Ford Alice B
Seller's Agent
Doug Johan
Sunset Coast Realty Group
Buyer's Agent
Ann Gaines
Coldwell Banker Anchor R.E.
List Price
$379,900
Sold Price
$341,250
Premium/Discount to List
-$38,650
-10.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%

Purchase Details

Closed on
Mar 9, 1999

Purchase Details

Closed on
Mar 7, 1997

Purchase Details

Closed on
Jun 27, 1991

Purchase Details

Closed on
Feb 24, 1989

Purchase Details

Closed on
Feb 3, 1989

Purchase Details

Closed on
Nov 1, 1985
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kozminski Kenneth $582,000 None Listed On Document
Ford Richard A $341,250 First American Title
-- -- --
-- $100 --
-- $52,000 --
-- $147,000 --
-- -- --
-- $99,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kozminski Kenneth $291,000
Closed Ford Alice B $395,000
Previous Owner Smith Charles W $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/30/2023 11/30/23 Sold $582,000 +1.2% $252 / Sq Ft
10/17/2023 10/17/23 For Sale $575,000 +68.5% $249 / Sq Ft
07/14/2014 07/14/14 Sold $341,250 -10.2% $148 / Sq Ft
06/01/2014 06/01/14 Pending -- -- --
04/01/2014 04/01/14 For Sale $379,900 -- $165 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,512 $256,100 $0 $0
2024 $3,933 $223,800 $0 $0
2023 $3,698 $212,500 $0 $0
2022 $3,522 $200,400 $0 $0
2021 $5,674 $195,100 $88,000 $107,100
2020 $5,296 $198,500 $0 $0
2019 $5,054 $184,800 $88,000 $96,800
2018 $4,844 $184,800 $0 $0
2017 $4,809 $183,400 $0 $0
2016 $4,679 $183,000 $0 $0
2015 $4,667 $180,600 $0 $0
2014 $2,909 $184,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23138682

Southwestern Michigan Association of REALTORS®

APN: 11-18-1280-0010-00-8