NOT LISTED FOR SALE

1500 White Cloud Dr S Isle, MN 56342

Estimated Value: $516,000 - $661,000

6 Beds
4 Baths
2,969 Sq Ft
$199/Sq Ft Est. Value

Last Sold July 09, 2024

Last sale price $587,500 $198 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,668/month

47 Days on Market

Highlights

  • Waterfront Community
  • Loft
  • Corner Lot
  • Lake View
  • Sun or Florida Room
  • Mud Room

About This Home

As of July 2024

Remodeled six-bedroom, four-bathroom, Malone Island home with protected boat slip on Mille Lacs Lake. New roof, siding, doors, driveway, furnaces, and A/C units. Fully encapsulated basement with commercial dehumidifier with lifetime transferable guarantee from safe basement of MN. You will love the custom kitchen cabinets with large island and quartz counters, gas fireplace, and three- stall garage/man shed finished to the nines with beetle kill pine, epoxy floors, and galvanized metal ceilings. Mille Lacs Lake is known as one of the best fishing lakes in the state. The Isle area has plenty to offer including golfing, snowmobiling, ATV trails, state parks, hunting, shopping, and dining. Located only an hour from Brainerd and 90 minutes from Duluth. Possibility to purchase a lot on the channel with a lake view about 100 yards from the property.

Last Agent to Sell the Property

Chad Schwendeman

eXp Realty Listed on: 05/01/2024

eXp Realty

Co-Listed By

Chris Hanson

eXp Realty

Last Buyer's Agent

Derek Ogren

RE/MAX RESULTS

RE/MAX RESULTS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,726

Year Built

  • Built in 1995

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 110x147x134x5x116
  • Corner Lot
  • Few Trees

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Wood Siding
  • Shake Siding
  • Vinyl Siding
  • Cedar

Interior Spaces

  • 2,969 Sq Ft Home
  • 2-Story Property
  • Stone Fireplace
  • Gas Fireplace
  • Mud Room
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Loft
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Drainage System
  • Sump Pump
  • Drain
  • Crawl Space

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Hot Water Heating System
  • 100 Amp Service
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 205600690

Community Details

Overview

  • Association fees include dock
  • Malone Island Association, Phone Number (218) 820-7851
  • Malone Island Estates Subdivision

Recreation

  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,726

Year Built

Built in 1995

Lot Details

0.37 Acres

HOA Fees

$22 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 1995
  • Above Grade Finished Sq Ft: 2969
  • Water Body Name: Mille Lacs
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space, Drain Tiled, Drainage System, Sump Pump
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Other, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas, Stone
  • Living Area: 2969
  • Basement YN: No
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bedroom 6, Mud Room, Loft, Sun Room

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Total Bedrooms: 6
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Brick,Frame,Stone
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage

Utilities

  • Heating: Forced Air, Fireplace(s), Hot Water
  • Sewer: City Sewer/Connected
  • Electric: 100 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Dock
  • Phone: 218-820-7851
  • Association Fee: 260
  • Association: Yes
  • Amenities Unit: Balcony,Cable,Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Natural Woodwork,Paneled Doors,Boat Slip,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: Malone Island Association

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 320-676-3146

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 110x147x134x5x116
  • Lot Size Sq Ft: 16117.2
  • Land Lease: No
  • Lot Features: Corner Lot, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Cedar, Shake Siding, Vinyl Siding, Wood Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 205600690
  • Tax Annual Amount: 4726
  • TaxWithAssessments: 4726.0000

Multi Family

  • WaterfrontFeatures: Association Access, Dock, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 20, 2025
Sold by
Miller Matthew and Miller Heidi
Bought by
Miller Matthew and Miller Heidi
Current Estimated Value
$590,914

Purchase Details

Listed on
May 1, 2024
Closed on
Jul 9, 2024
Sold by
Noble Patrick J and Noble Julie M
Bought by
Miller Matthew
Seller's Agent
Chad Schwendeman
eXp Realty
Buyer's Agent
Derek Ogren
RE/MAX RESULTS
List Price
$749,900
Sold Price
$587,500
Premium/Discount to List
-$162,400
-21.66%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.35%

Purchase Details

Closed on
May 7, 2021
Sold by
Sjolseth Jeffrey L and Sjolseth Colleen
Bought by
Noble Patrick J and Noble Julie M

Purchase Details

Closed on
Jan 15, 2009
Sold by
Greater Minnesota Credit Union
Bought by
Sjolseth Jeffrey L and Sjolseth Colleen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,861
Interest Rate
5.08%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
May 27, 2008
Sold by
Oseth William S and Oseth Elena I
Bought by
Greater Minnesota Credit Union

Purchase Details

Closed on
Dec 7, 2006
Sold by
Oseth William S and Oseth Olena
Bought by
Wells Fargo Bank Na
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Miller Matthew $500 None Listed On Document
Miller Matthew $587,500 None Listed On Document
Noble Patrick J $240,000 North American Title
Sjolseth Jeffrey L $201,957 Pcu Title
Greater Minnesota Credit Union $211,540 None Available
Wells Fargo Bank Na $164,650 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sjolseth Jeffrey L $191,861
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/09/2024 07/09/24 Sold $587,500 0.0% $198 / Sq Ft
06/20/2024 06/20/24 Pending -- -- --
06/17/2024 06/17/24 Off Market $587,500 -- --
06/05/2024 06/05/24 Price Changed $689,900 -6.5% $232 / Sq Ft
05/21/2024 05/21/24 Price Changed $737,900 -1.6% $249 / Sq Ft
05/03/2024 05/03/24 For Sale $749,900 -- $253 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,852 $470,800 $68,000 $402,800
2024 $6,596 $460,700 $67,400 $393,300
2023 $4,726 $443,500 $62,200 $381,300
2022 $5,460 $321,900 $62,200 $259,700
2021 $4,492 $303,200 $84,000 $219,200
2020 $4,738 $260,200 $66,800 $193,400
2019 $4,236 $257,800 $65,300 $192,500
2018 $4,066 $240,300 $65,300 $175,000
2017 $4,002 $229,500 $59,300 $170,200
2016 $3,830 $0 $0 $0
2015 $3,244 $0 $0 $0
2014 $3,244 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6528216

NorthstarMLS

APN: 20-560-0690

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