NOT LISTED FOR SALE

Estimated Value: $476,497

3 Beds
2.5 Baths
1,961 Sq Ft
$243/Sq Ft Est. Value

Sale Details

Date Sold: June 25, 2026

Last sale price $475,000 $242 Per Sq Ft

Current estimated payment $2,941 / mo

3 Days on Market

Highlights

  • Home fronts a pond
  • Primary Bedroom Suite
  • Wood Flooring
  • Bluewater Elementary School Rated A-
  • Pond View
  • Walk-In Pantry

About This Home

As of June 2026

Welcome home to the highly desired Bluewater Bay community! This charming 3-bedroom, 2-bath residence perfectly captures the relaxed Emerald Coast lifestyle. Designed to maximize natural light and scenic beauty, the home features a Florida Room that provides year-round enjoyment of the stunning views. Step outside onto your beautifully tiled, covered porch to relax and take in the serene scenery overlooking the pond and pristine golf course fairways. Inside, you'll find a highly functional and spacious floor plan that is ready for your personal touches. The property's prime positioning allows you to enjoy the quiet privacy of a waterfront and golf-course lot while remaining just moments away from the area's top-rated schools. As a Bluewater Bay resident, you will have access to exceptional community features, including vast green spaces, biking and walking trails, swimming pools, and a full-service marina. Whether you are looking for your forever home, a great place to retire, or a fantastic investment, this property offers unparalleled value. Contact your real estate agent today to schedule a showing and experience this unique Niceville property for yourself.

Last Agent to Sell the Property

Christine Cleek

Rising Star Real Estate Inc License #3152745 Listed on: 05/22/2026

Last Buyer's Agent

Stephanie Richardson

EXP Realty LLC License #3619836

EXP Realty LLC

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,754

Year Built

  • Built in 1985

Lot Details

  • 19,166 Sq Ft Lot
  • Home fronts a pond
  • Cul-De-Sac
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Wood Trim

Interior Spaces

  • 1,961 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Bookcases
  • Fireplace
  • Living Room
  • Breakfast Room
  • Dining Area
  • Pond Views

Kitchen

  • Walk-In Pantry
  • Cooktop
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub Includes Tile Surround
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Porch

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • St Andrews West Bluewater Bay 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-2385-000A-0100

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,754

Year Built

Built in 1985

Lot Details

0.44 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.44
  • Lot Size: Irregular
  • Road Surface Type: Paved
  • MLS Status: Sold
  • Standard Status: Closed
  • Subdivision Name: ST ANDREWS WEST BLUEWATER BAY 1
  • Directions: Take Hwy 20 East and turn Right onto Bluewater Blvd. Continue through round about on Bluewater Blvd straight until next stop sign. Turn Left onto Oakmont then continue past pickleball courts and pool and take second street on the Right which is Pinehurst Cove. Home is at the end of the Cul-de-Sac.
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1985
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Cooktop, Dishwasher, Refrigerator, Electric Water Heater
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Hardwood, Laminate, Tile, Carpet
  • Interior Amenities: Bookcases, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

  • Lot Features: Cul-De-Sac, Interior Lot, Level
  • View: Pond
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Construction Type: Brick, Trim Wood
  • Exterior Features: Lawn Pump, Sprinkler System
  • Patio And Porch Features: Porch
  • Property Condition: Construction Complete
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 19166.4
  • Parcel #: 22-1S-22-2385-000A-0100
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2753.51
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2026
Closed on
Jun 25, 2026
Sold by
Lee Duncan Margo and Patrick Anderson Bruce
Bought by
Seller's Agent
Christine Cleek
Rising Star Real Estate Inc
Buyer's Agent
Stephanie Richardson
EXP Realty LLC
List Price
$475,000
Sold Price
$475,000
Views
18
Current Estimated Value
$476,497

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,497
Avg. Annual Appreciation
1.27%
Original Mortgage
$380,000
Outstanding Balance
$379,312
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$97,185

Purchase Details

Closed on
Nov 19, 2018
Sold by
Duncan Margo Lee
Bought by
Duncan Margo Lee and Anderson Bruce Patrick

Purchase Details

Closed on
Sep 13, 2002
Sold by
Bryan R Brentwood and Marian M Duncan Revocable Trus
Bought by
Duncan Margo Lee
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Bluewater Bay, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$475,000 Bright Light Land Title
Duncan Margo Lee -- Attorney
Duncan Margo Lee -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $380,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/25/2026 06/25/26 Sold $475,000 0.0% $242 / Sq Ft
05/25/2026 05/25/26 Pending -- -- --
05/22/2026 05/22/26 For Sale $475,000 -- $242 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,754 $265,238
2024 $2,607 $257,763
2023 $2,607 $250,255 $0 $0
2022 $2,539 $242,966 $0 $0
2021 $2,531 $235,889 $0 $0
2020 $2,521 $232,632 $0 $0
2019 $2,486 $227,402 $0 $0
2018 $2,385 $217,322 $0 $0
2017 $2,368 $212,852 $0 $0
2016 $2,303 $208,474 $0 $0
2015 $2,349 $207,025 $0 $0
2014 $2,356 $205,382 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 1003795

Emerald Coast Association of REALTORS®

APN: 22-1S-22-2385-000A-0100

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