$695,000
SOLD OCT 4, 2024

151 Locust Ln Dunnsville, VA 22454

4 Beds
3.5 Baths
2,496 Sq Ft
1.9 Acres

Recently Sold

$278 Per Sq Ft

0 Day on Market

Highlights

  • Docks
  • Deck
  • Main Floor Bedroom
  • Waterfront
  • Wood Flooring
  • Loft

About This Home

As of October 2024

**Riverfront Cottage with Private Beach in Rappahannock Banks**
Welcome to this charming 4-bedroom, 3.5-bath cottage with 2,496 sq. ft. of living space, set on 1.9 acres in the desirable Rappahannock Banks neighborhood. Enjoy your own private white sandy beach, dock with two jet ski lifts, and a waterline running to the dock for convenience. The outdoor amenities continue with a firepit, outdoor shower, and a wrap-around porch featuring a screened-in section for relaxing river views. Inside, the living room offers a cozy stone gas fireplace, while the kitchen includes a pantry and opens to a spacious dining room. The main level features two bedrooms, one with a private bath. Upstairs, you’ll find a loft, the primary bedroom with an en-suite bath and walk-in closet, a fourth bedroom with a walk-in closet and office area, and a bonus room that could serve as a fifth bedroom. Located on a private, dead-end street with no HOA, the property also includes a detached 1-car garage and a storage shed. A perfect retreat for those seeking tranquil waterfront living!

Last Agent to Sell the Property

Mike Hogan

The Hogan Group Real Estate Brokerage Email: info@hogangrp.com License #0225093823 Listed on: 09/06/2024

The Hogan Group Real Estate

Co-Listed By

Tina Clarke

The Hogan Group Real Estate Brokerage Email: info@hogangrp.com License #0225228893

The Hogan Group Real Estate

Last Buyer's Agent

Tina Clarke

The Hogan Group Real Estate Brokerage Email: info@hogangrp.com License #0225228893

The Hogan Group Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,355

Year Built

  • Built in 1982

Lot Details

  • 1.9 Acre Lot
  • Waterfront
  • Zoning described as A-1

Parking

  • 1 Car Detached Garage

Home Design

  • Cottage
  • Bungalow
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Vinyl Siding
  • Log Siding

Interior Spaces

  • 2,496 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Separate Formal Living Room
  • Loft
  • Screened Porch
  • Stacked Washer and Dryer

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Walk-In Closet

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Docks
  • Deck
  • Shed

Schools

  • Essex Elementary And Middle School
  • Essex High School

Utilities

  • Zoned Heating and Cooling
  • Vented Exhaust Fan
  • Well
  • Water Heater
  • Engineered Septic

Community Details

  • Rappahannock Banks Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 47D-1-4

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,355

Year Built

Built in 1982

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1982
  • Property Attached Yn: No
  • Attribution Contact: info@hogangrp.com
  • Lot Size Acres: 1.9
  • Co List Office Mls Id: HGRP01
  • Co List Office Phone: (804) 571-2900
  • Ownership: Individuals
  • Subdivision Name: Rappahannock Banks
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Approximate
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Wood
  • Appliances: Washer/Dryer Stacked, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Microwave, Refrigerator
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Beamed Ceilings, Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, French Door(s)/Atrium Door(s), High Ceilings, Loft, Bath in Primary Bedroom, Pantry, Solid Surface Counters, Walk-In Closet(s)
  • Living Area: 2496.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Metal
  • Fencing: None
  • Pool Features: None
  • Waterfront: Yes
  • Construction Type: Frame, Log, Vinyl Siding, Wood Siding
  • Exterior Features: Deck, Dock, Storage, Shed
  • Patio And Porch Features: Screened, Wrap Around, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Electric, Zoned
  • Cooling: Electric, Zoned
  • Sewer: Engineered Septic
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 47D-1-4
  • Zoning Description: A-1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3355.08
  • Tax Lot: 4

MLS Schools

  • Elementary School: Essex
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2024
Closed on
Oct 3, 2024
Sold by
Kjh Revocable Living Trust and Hutton Jamie S
Bought by
Crutchfield Walter I and Revoc Shirley
Seller's Agent
Mike Hogan
The Hogan Group Real Estate
Buyer's Agent
Tina Clarke
The Hogan Group Real Estate
List Price
$695,000
Sold Price
$695,000
Views
20
Current Estimated Value
$710,383

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,383
Avg. Annual Appreciation
1.88%
Original Mortgage
$556,000
Outstanding Balance
$552,793
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$155,036

Purchase Details

Listed on
Jun 24, 2020
Closed on
Oct 9, 2020
Sold by
Armour Robert and Armour Leandra G
Bought by
Hutton Kevin S and Hutton James S
Seller's Agent
Tripp Hogg
RAR Training Office
Buyer's Agent
Tina Clarke
The Hogan Group Real Estate
List Price
$495,000
Sold Price
$485,000
Premium/Discount to List
-$10,000
-2.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$388,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $695,000 None Listed On Document
Warranty Deed $485,000 First Title And Escrow
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $556,000 New Conventional
Previous Owner $388,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/04/2024 10/04/24 Sold $695,000 0.0% $278 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
09/06/2024 09/06/24 For Sale $695,000 +43.3% $278 / Sq Ft
10/22/2020 10/22/20 Sold $485,000 -2.0% $194 / Sq Ft
09/09/2020 09/09/20 Pending -- -- --
08/03/2020 08/03/20 For Sale $495,000 0.0% $198 / Sq Ft
06/25/2020 06/25/20 Pending -- -- --
06/24/2020 06/24/20 For Sale $495,000 -- $198 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,355 $459,600 $225,000 $234,600
2023 $3,355 $459,600 $225,000 $234,600
2022 $3,355 $459,600 $225,000 $234,600
2021 $3,401 $459,600 $225,000 $234,600
2020 $3,507 $407,800 $225,000 $182,800
2019 $3,589 $399,800 $225,000 $174,800
2018 $3,589 $399,800 $225,000 $174,800
2017 -- $0 $0 $0
2016 $3,518 $399,800 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2423436

Central Virginia Regional MLS

APN: 47D-1-4