$1,890,000

Estimated payment $14,266/month

Total Views 120
3 Beds
2.5 Baths
1,942 Sq Ft
$973 Price per Sq Ft

Highlights

  • 400 Feet of Waterfront
  • Beach View
  • Fitness Center
  • Largo High School Rated A-
  • Water access To Gulf or Ocean
  • Heated Spa

About This Home

Stunning Gulf Front Condo on Sand Key!
Experience coastal luxury living in this beautifully updated 3-bedroom, 2.5-bath residence with 1,942 sq. ft. of bright, open living space. Floor-to-ceiling windows in this DIRECT GULF FRONT CONDO showcase breathtaking panoramic views of the Gulf of Mexico and the sugar-sand beaches filling the home with natural light and ENDLESS SUNSETS.
The modern kitchen features white cabinetry, sleek porcelain countertops, and stainless-steel appliances — perfect for the home chef. Elegant wood floors flow throughout, complemented by automatic custom solar shades for comfort and privacy.
Enjoy morning coffee or evening cocktails on your private wrap around balcony overlooking the beach.
Enjoy Resort-Style living at the Ultimar, a premier gated community offering multiple pools and hot tubs, tennis and pickleball courts, basketball and shuffleboard, croquet, fitness center, sauna, billiards room, and community room. An on-site manager ensures a worry-free lifestyle.
From the Semi Private Elevator opening into a Lobby right beside the Front door of the Condo to the Covered Underbuilding Parking this unit is easily accessible and Secure with 24 hour guard and Security Protection.
Conveniently located near shops, restaurants, and entertainment — and with the Jolly Trolley stopping right outside the building — this condo offers the perfect blend of relaxation and accessibility.
Come live your best beach life on Sand Key!

Listing Agent

Mimi Hart

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #489451 Listed on: 11/07/2025

CHARLES RUTENBERG REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $23,638

Year Built

  • Built in 1991

Lot Details

  • 400 Feet of Waterfront
  • 200 Feet of Ocean or Gulf Waterfront
  • 200 Feet of Public Beach Waterfront
  • East Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

Property Views

Home Design

  • Contemporary Architecture
  • Entry on the 11th floor
  • Slab Foundation
  • Built-Up Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,942 Sq Ft Home
  • Open Floorplan
  • Bar Fridge
  • Ceiling Fan
  • Shades
  • Solar Screens
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Security Gate

Parking

  • 1 Parking Garage Space
  • Secured Garage or Parking

Pool

  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • No Wake Zone
  • Courtyard
  • Exterior Lighting
  • Outdoor Storage
  • Private Mailbox
  • Wrap Around Porch

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, recreational facilities, security, sewer, trash, water
  • Ultimar One Association Deb Smalbach Association, Phone Number (727) 593-2144
  • High-Rise Condominium
  • Ultimar One Condo Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions
  • 19-Story Property

Amenities

  • Sauna
  • Community Mailbox
  • Community Storage Space
  • Elevator

Recreation

  • Community Basketball Court
  • Recreation Facilities
  • Shuffleboard Court
  • Community Spa
  • Dog Park

Pet Policy

  • Pets up to 20 lbs
  • 1 Pet Allowed
  • Dogs and Cats Allowed

Security

  • Security Guard
  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$23,638

Year Built

Built in 1991

Lot Details

0

HOA Fees

$2,354 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Block, Concrete
  • Fireplace: No
  • Living Area: 1942
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 1942
  • Lot Size Sq Ft: 10760
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 11
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: FL-590
  • Floor Number: 11
  • Minimum Lease: 3 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 973.22
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: High Rise
  • Water Frontage Feet Beach: 200
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Gulf/Ocean Front,Water Access,Waterfront
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Elevator, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 19
  • Window Features: Shades, Solar Screens, Window Treatments
  • Additional Rooms: Breakfast Room Separate,Great Room,Inside Utility
  • Living Area Meters: 180.42

Exterior Features

  • Direction Faces: East
  • Other Structures: Storage, Tennis Court(s)
  • Pool Features: Gunite, Heated
  • Exterior Features: Balcony, Courtyard, Lighting, Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Built-Up
  • Pool Private: Yes
  • View: Water
  • Water Body Name: GULF OF MEXICO
  • Waterfront: Yes
  • Patio and Porch Features: Porch, Wrap Around
  • Road Surface Type: Asphalt, Paved
  • Water Access: Beach,Gulf/Ocean
  • Water Extras: No Wake Zone,Sailboat Water
  • Water View: Beach,Gulf/Ocean - Full
  • Water View YN: 1
  • Waterfront Feet Total: 400
  • Flood Zone Panel: 12103C0104H
  • Additional Water Information: Direct Gulf Front, Beach Front Unit
  • Water Frontage Feet Gulf Ocean: 200

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Association Fee: 412
  • Association Fee Frequency: Monthly
  • Association Name: Ultimar One Association Deb Smalbach
  • Phone: 727-593-2144
  • Association: Yes
  • Security: Fire Alarm, Fire Sprinkler System, Gated Community, Secured Garage/Parking, Security Gate, Security Lights, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Check with Management Company to verify Pet restrictions
  • Association Fee Requirement: Required
  • Condo Fees: 1942
  • Condo Land Included YN: 1
  • Max Pet Weight: 20
  • Association Email: dsmalbach@condominiumassociates.com
  • Monthly Condo Fee Amount: 1942
  • Management: On Site Property Manager

Fee Information

  • Total Annual Fees: 28248.00
  • Total Monthly Fees: 2354.00
  • Monthly HOA Amount: 412.00

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Parcel Number: 19-29-15-93390-000-1101
  • Additional Parcels: No
  • Lot Features: City Limits, Sidewalk, Paved
  • Flood Zone Code: X500

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with Management to verify Lease restrictions

Tax Info

  • Tax Annual Amount: 23638
  • Tax Block: 000
  • Tax Book Number: 107-43
  • Tax Lot: 1101

Multi Family

  • Waterfront Features: Beach Front, Gulf/Ocean
  • Approval Process: Approval Required Contact Management Company

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $21,621 $1,438,965 -- $1,438,965
2023 $21,621 $1,267,115 $0 $1,267,115
2022 $19,712 $1,141,884 $0 $1,141,884
2021 $17,750 $873,471 $0 $0
2020 $15,563 $755,982 $0 $0
2019 $15,860 $764,096 $0 $764,096
2018 $15,481 $740,150 $0 $0
2017 $15,205 $744,800 $0 $0
2016 $14,705 $709,645 $0 $0
2015 $14,640 $691,605 $0 $0
2014 $13,847 $690,273 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 For Sale $1,890,000 +91.9% $973 / Sq Ft
03/30/2020 03/30/20 Sold $985,000 -3.9% $547 / Sq Ft View Prior Sale
02/25/2020 02/25/20 Pending -- -- --
10/22/2019 10/22/19 Price Changed $1,025,000 -14.6% $569 / Sq Ft
05/01/2019 05/01/19 For Sale $1,200,000 -- $667 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $985,000 International Ttl Partners L
Warranty Deed $720,000 Fidelity National Title Insu
Warranty Deed $660,000 --
Warranty Deed $337,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,400 New Conventional
Previous Owner $255,000 New Conventional
Previous Owner $250,000 New Conventional
Previous Owner $286,850 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8441634

Stellar MLS

APN: 19-29-15-93390-000-1101