$195,000
SOLD JUL 24, 2025

1520 Villa Terrace Unit F Charlottesville, VA 22903

2 Beds
2 Baths
940 Sq Ft
$251/mo HOA Fee

Recently Sold

$207 Per Sq Ft

107 Days on Market

Highlights

  • Rear Porch
  • Entrance Foyer
  • Heat Pump System
  • Jackson P. Burley Middle School Rated A-
  • Central Air

About This Home

As of July 2025

2 Bedroom 2 Full Bath Condo at the Villas at Southern Ridge Community ideally located near 5th Street Station & Azalea Park, quick access to 64 & UVA. The community features a Pool, Tennis Courts, Playground, Volleyball & Great Club House! Condo Association covers all amenities and Trash, Road Maintenance and Building Exterior Maintenance. LENDER: Phil d'Oronzio is recommended. Great home for owners and investors alike!

Last Agent to Sell the Property

Candice van der Linde

YES REALTY PARTNERS Brokerage Phone: 434-531-0817 License #0225199775 Listed on: 04/02/2025

Last Buyer's Agent

Unrepresented Buyer

UnrepresentedBuyer

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,644

Year Built

  • Built in 1973

HOA Fees

  • $251 per month

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Poured Concrete
  • Stick Built Home

Interior Spaces

  • 940 Sq Ft Home
  • 1-Story Property
  • Window Screens
  • Entrance Foyer

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Rear Porch

Schools

  • Mountain View Elementary School
  • Burley Middle School
  • Monticello High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities

Community Details

  • Villas At Southern Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 07600-00-00-1520F

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,644

Year Built

Built in 1973

Lot Details

0

HOA Fees

$251 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 07600-00-00-1520F
  • Property Sub Type: Condominium
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: 12137
  • Subdivision Name: VILLAS AT SOUTHERN RIDGE
  • Above Grade Finished Sq Ft: 940.0
  • Structure Type: Townhouse
  • PropertySubTypeAdditional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Primary Downstairs, Entrance Foyer
  • Living Area: 940.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 1
  • Window Features: Screens

Exterior Features

  • Roof: Architectural
  • View: Mountain(s), Residential
  • Disclosures: Seller Disclosure
  • Construction Type: Brick, Fiber Cement, Stick Built
  • Foundation Details: Poured, Slab
  • Patio And Porch Features: Rear Porch

Garage/Parking

  • Parking Features: Asphalt

Utilities

  • Heating: Central, Electric, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, None
  • Sewer: Public Sewer
  • Electric: Underground
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 251.0

Schools

  • Elementary School: Mountain View
  • Middle Or Junior School: Burley

Lot Info

  • Lot Features: Garden, Landscaped, Level
  • Land Lease Amount Frequency: Monthly
  • Land Lease Expiration Date: 2025-10-31
  • Zoning Description: PRD Planned Residential Development

Building Info

  • Year Built: 1973

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1643.96

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Monticello

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 14, 2019
Sold by
Hale Cory R and Matos Anthony R
Bought by
Patel Jenith
Total Days on Market
107

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,200
Outstanding Balance
$105,250
Interest Rate
4%
Mortgage Type
Credit Line Revolving
Estimated Equity
$108,354

Purchase Details

Closed on
Apr 10, 2017
Sold by
Hale Terry Keith
Bought by
Hale Cory R and Matos Anthony R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,868
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2016
Sold by
Hud
Bought by
Hale Terry Keith

Purchase Details

Closed on
Apr 8, 2014
Sold by
Jp Morgan Chase Bank
Bought by
Hud

Purchase Details

Closed on
Jan 20, 2014
Sold by
Surety Trustees Llc
Bought by
Jp Morgan Chase Bank

Purchase Details

Closed on
Jun 25, 2009
Sold by
Meadow Wood Inc
Bought by
Sabat Urszula K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Interest Rate
4.92%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $149,000 Old Republic Natl Ttl Ins Co
Deed $86,000 Closure Title
Warranty Deed $76,500 Chicago Title
Deed -- --
Deed $152,241 --
Bargain Sale Deed $155,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $119,200 Credit Line Revolving
Previous Owner $86,868 New Conventional
Previous Owner $152,192 FHA
Previous Owner $25,545,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Sold $195,000 -13.3% $207 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
04/02/2025 04/02/25 For Sale $225,000 -- $239 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,849 $206,800 $45,000 $161,800
2024 $1,644 $192,500 $41,000 $151,500
2023 $1,571 $184,000 $47,000 $137,000
2022 $1,344 $157,400 $39,500 $117,900
2021 $1,348 $157,800 $43,500 $114,300
2020 $1,274 $149,200 $43,500 $105,700
2019 $1,186 $138,900 $40,000 $98,900
2018 $995 $120,900 $30,000 $90,900
2017 $976 $116,300 $30,000 $86,300
2016 $977 $116,400 $30,000 $86,400
2015 $445 $108,600 $30,000 $78,600
2014 -- $107,800 $30,000 $77,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 662686

Charlottesville area Association of Realtors®

APN: 07600-00-00-1520F