$219,000
OPEN SUN 2PM - 4PM $6K PRICE DROP

1521 Waterhouse St Chattanooga, TN 37412

Estimated payment $1,297/month

Total Views 738
2 Beds
1 Bath
935 Sq Ft
$234 Price per Sq Ft

Highlights

  • Popular Property
  • No HOA
  • Formal Dining Room
  • 1.63 Acre Lot
  • Covered Patio or Porch
  • Walk-In Closet

About This Home

Welcome to 1521 Waterhouse Street, a charming home in a quiet East Ridge neighborhood with wonderful curb appeal. A covered front porch sets the tone for enjoying fresh air and relaxation. Inside, you'll find two bedrooms and one bathroom, along with low-maintenance, beautiful flooring that flows throughout the main living areas. Original details, like the arched doorway leading from the living room to the dining area, give the home character, while exposed brick in the kitchen creates a striking statement at the peninsula bar, which also provides additional seating. The kitchen is thoughtfully designed with butcher block countertops, a large stainless sink, attractive cabinet colors, a subway tile backsplash, and new stainless appliances. The bathroom offers fresh, updated details, while both bedrooms feature clean carpet. The primary bedroom includes a spacious walk-in closet with a built-in system for organization.

Outside, the good-sized, flat backyard is ideal for pets or a garden, with low-maintenance landscaping that makes upkeep a breeze. Significant updates provide peace of mind, including new electrical, new PEX plumbing and drain lines, and all new appliances. This home combines classic charm with modern convenience, making it move-in ready and inviting. Local lenders are preferred. Schedule your showing today!

Listing Agent

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028 Listed on: 08/25/2025

Real Estate Partners Chattanooga LLC

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,276

Year Built

  • Built in 1950

Lot Details

  • 1.63 Acre Lot
  • Lot Dimensions are 50x158
  • Chain Link Fence
  • Level Lot

Parking

  • 1 Car Garage
  • Off-Street Parking

Home Design

  • Combination Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 935 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Formal Dining Room
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Covered Patio or Porch
  • Outbuilding

Schools

  • Spring Creek Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Phone Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 169k K 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,276

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.63
  • Lot Size: 50X158
  • Subdivision Name: None
  • Directions: From downtown Chattanooga, take US-27 South; merge onto I-24 E; take Exit 185A for I-75 S towards Atlanta; take Exit 1 for US-41 S Ringgold Road; turn right onto Ringgold Road; turn left onto Waterhouse Street. The home will be on the right.
  • Above Grade Finished Sq Ft: 935.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 935.0
  • New Construction: No
  • Year Built: 1950
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 169k K 010
  • Location Tax and Legal Elementary School: Spring Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1276.17
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 935.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.6322
  • General Property Information Lot Size Square Feet2: 71099.94
  • General Property Information Lot Size Dimensions: 50X158
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: First
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Utilities:Water Available: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Other Structures:Out Building: Yes
  • Fencing:Chain Link: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details Combination: Yes
  • Special Features: OpenHouse

Interior Features

  • Appliances: Refrigerator, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Pantry, Separate Dining Room, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Chain Link, Fenced
  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Aluminum Siding, Other
  • Exterior Features: None
  • Foundation Details: Combination
  • Other Structures: Outbuilding
  • Patio And Porch Features: Porch - Covered
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Laundry Room
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Phone Available, Sewer Connected, Water Available
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Spring Creek Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 71099.94
  • Additional Parcels: No
  • Parcel #: 169k K 010

Tax Info

  • Tax Annual Amount: 1276.17

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $697 $31,175 $0 $0
2023 $1,096 $31,175 $0 $0
2022 $1,096 $31,175 $0 $0
2021 $1,276 $31,175 $0 $0
2020 $1,111 $22,475 $0 $0
2019 $1,111 $22,475 $0 $0
2018 $1,111 $22,475 $0 $0
2017 $1,111 $22,475 $0 $0
2016 $886 $0 $0 $0
2015 $886 $16,650 $0 $0
2014 $886 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Price Changed $219,000 -2.7% $234 / Sq Ft
08/25/2025 08/25/25 For Sale $225,000 0.0% $241 / Sq Ft
09/21/2024 09/21/24 Off Market $1,000 -- --
04/26/2020 04/26/20 Rented -- -- --
04/26/2020 04/26/20 Under Contract -- -- --
04/23/2020 04/23/20 For Rent -- -- --
04/13/2018 04/13/18 Rented -- -- --
04/13/2018 04/13/18 Rented -- -- --
04/13/2018 04/13/18 Under Contract -- -- --
04/13/2018 04/13/18 Under Contract -- -- --
04/13/2018 04/13/18 Rented $1,000 0.0% --
04/06/2018 04/06/18 For Rent -- -- --
04/06/2018 04/06/18 For Rent $1,000 -98.9% --
01/23/2017 01/23/17 Rented -- -- --
01/23/2017 01/23/17 Under Contract -- -- --
01/05/2017 01/05/17 For Rent -- -- --
12/12/2016 12/12/16 Sold $90,000 -5.2% $83 / Sq Ft
11/29/2016 11/29/16 Pending -- -- --
11/03/2016 11/03/16 For Sale $94,900 -- $88 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $130,000 Next Title & Escrow, Llc
Warranty Deed $130,000 Next Title & Escrow, Llc
Warranty Deed $900,000 Alliance Title Llc
Warranty Deed $90,000 None Available
Warranty Deed $88,000 Hamilton Title Insurance Age
Trustee Deed $88,600 None Available
Warranty Deed $73,500 Northgate Title Escrow Inc
Warranty Deed $62,500 --
Deed $40,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $77,507 FHA
Previous Owner $87,310 FHA
Previous Owner $67,227 Purchase Money Mortgage
Previous Owner $72,775 FHA
Previous Owner $53,985 Unknown
Previous Owner $11,639 Unknown
Previous Owner $62,300 FHA
Previous Owner $49,600 Unknown
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1519268

Greater Chattanooga REALTORS®

APN: 169K-K-010