NOT LISTED FOR SALE

Estimated Value: $559,000 - $660,000

5 Beds
3.5 Baths
3,620 Sq Ft
$164/Sq Ft Est. Value

Last Sold June 30, 2014

Last sale price $400,000 $110 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $3,527/month

6 Days on Market

Highlights

  • 106 Feet of Waterfront
  • Pier or Dock
  • In Ground Pool
  • Prairie Vista Elementary School Rated A
  • Private Beach
  • Open Floorplan

About This Home

As of June 2014

Approx 3600 fin sq ft. Waterford Lake setting for private recreational retreat: walk -out to covered patio for ping pong ,open patio for grilling, huge deck, inground pool w/ 6 fountains, rainbow light & $10K motorized locking cover, large pier/dock to fish for bass, 5 tons of Florida white sand brought in for beachfront, fire pit, & volleyball poles will stay. Cascading waterfall garden area. Top to bottom gorgeous: Great Rm w/ high volume tray ceiling, fireplace, hardwood floor, Kit w/ granite counters & island, stainless appl, tile floor, under cabinet & soffit lighting. Wake up to lake view from MBR suite w/ tray ceil, granite double sink vanity, whirlpool, & WIC. Generous sized BR's. 1st flr laundry w/granite counter. 1st Flr Office. Bonus living space in finished walk out lower level: Fam Rm w/ fireplace, poker area, kitchenette, 3rd full BA & 5th BR. Seller states updated septic system, extra deep well 130' for low iron & reflective thermal barrier in attic to cool attic. Roof 5 yrs. Updating lighting, hardware & fixtures. PHM schools. All dimensions, measurements, taxes & schools not warranted. No showings til 5/29.

Last Agent to Sell the Property

Barb Foster

Milestone Realty, LLC Listed on: 05/23/2014

Last Buyer's Agent

Charity Layman

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,064

Year Built

  • Built in 1993

Lot Details

  • 0.75 Acre Lot
  • 106 Feet of Waterfront
  • Lake Front
  • Private Beach
  • Backs to Open Ground
  • Rural Setting
  • Landscaped
  • Irrigation

HOA Fees

  • $26 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Skylights
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Workshop

Kitchen

  • Kitchenette
  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Stone Countertops
  • Utility Sink
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on main level
  • Washer and Gas Dryer Hookup

Attic

  • Attic Fan
  • Storage In Attic

Finished Basement

  • Walk-Out Basement
  • Sump Pump
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement
  • Natural lighting in basement

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Eco-Friendly Details

  • Energy-Efficient HVAC

Outdoor Features

  • In Ground Pool
  • Sun Deck
  • Lake Property
  • Lake, Pond or Stream
  • Covered patio or porch

Utilities

  • Forced Air Heating and Cooling System
  • High-Efficiency Furnace
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • ENERGY STAR Qualified Water Heater
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 71-04-15-453-020.000-011

Community Details

Recreation

  • Pier or Dock
  • Community Pool

Additional Features

  • Community Fire Pit

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,064

Year Built

Built in 1993

Lot Details

0

HOA Fees

$26 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1993
  • Age: 21
  • Style: Two Story
  • Total Number of Rooms: 12
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Lot 22 Waterford Green Sec 1 @ Knollwood & Waterford Lake
  • Parcel Number ID: 71-04-15-453-020.000-011
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic Storage, Breakfast Bar, Built-in Desk, Cable Available, Ceiling-9+, Ceiling-Tray, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Crown Molding, Deck Open, Deck on Waterfront, Disposal, Dryer Hook Up Gas, Eat-In Kitchen, Firepit, Foyer Entry, Garage Door Opener, Jet Tub, Guest Quarters, Irrigation System, Kitchen Island, Landscaped, Natural Woodwork, Open Floor Plan, Patio Covered, Patio Open, Six Panel Doors, Skylight(s), Twin Sink Vanity, Utility Sink, Kitchenette, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Workshop, Great Room, Main Floor Laundry, Sump Pump, Washer Hook-Up
  • Cross Street: Waterford Green
  • Grid: Harris
  • Location: Lake, Rural Subdivision, Near College Campus
  • Number Below Grade Bedrooms: 1
  • Road Access: County
  • Road Surface: Paved
  • Section Number: 1
  • Sp Lp Percent: 97.68
  • State Id: 0061006006021
  • Special Features: None

Interior Features

  • Total Sq Ft: 3820
  • Total Finished Sq Ft: 3620
  • Above Grade Finished Sq Ft: 2520
  • Below Grade Finished Sq Ft: 1100
  • Below Grade Sq Ft: 200
  • Basement: Yes
  • Basement Foundation: Daylight, Walk-Out Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Two, Gas Starter
  • Flooring: Hardwood Floors, Carpet, Tile, Vinyl
  • Living Great Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Lower
  • Den: On Level: Main
  • Extra Room: Kitchenette, On Level: Lower
  • Bedroom 1: Dimensions: 13x17, On Level: Upper
  • Bedroom 2: Dimensions: 10x12, On Level: Upper
  • Bedroom 3: Dimensions: 10x18, On Level: Upper
  • Bedroom 4: Dimensions: 12x16, On Level: Upper
  • Bedroom 5: Dimensions: 12x12, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1300

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Pool: Below Ground
  • Pool: Yes
  • Water Features: Pier/Dock, Private Beach
  • Water Frontage: 106
  • Water Name: Waterford Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 30x24
  • Garage Sq Ft: 720

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Hvac: Attic Fan, Ceiling Fan, High Efficiency Furnace
  • Water Type: Lake
  • Well Type: Private

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 315
  • Association Fees Frequency: Annually

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Prairie Vista
  • Middle School: Schmucker
  • High School: Penn

Lot Info

  • Lot Description: Waterfront, Lake
  • Lot Dimensions: Lt 22 Waterford Green @ Kwd Sec 1 & Lake
  • Estimated Lot Sq Ft: 32860
  • Estimated Lot Size Acres: 0.7543
  • Lot Number: 22

Green Features

  • Energy Efficient: HVAC, Water Heater

Tax Info

  • Annual Taxes: 4064
  • Total Assessed Value: 306300
  • Exemptions: Homestead, Mortgage
  • Tax Code: Tax Code 06-Harris

Multi Family

  • Water Access: Lakefront

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2014
Closed on
Jun 30, 2014
Sold by
Kromkowski Joint Trust
Bought by
Young Michael and Young Jennifer
Seller's Agent
Barb Foster
Milestone Realty, LLC
Buyer's Agent
Charity Layman
Cressy & Everett - South Bend
List Price
$409,500
Sold Price
$400,000
Premium/Discount to List
-$9,500
-2.32%
Total Days on Market
6
Current Estimated Value
$593,210

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,210
Avg. Annual Appreciation
3.26%
Original Mortgage
$380,000
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2011
Sold by
Kromkowski Joseph S and Kromkowski Martha J
Bought by
Kromkowski Joseph S and Kromkowsk Martha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
4.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 10, 2009
Sold by
Kromkowski Joseph S and Kromkowski Martha J
Bought by
Kromkowski Joseph S and Kromkowski Martha J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 2, 2009
Sold by
Kromkowski Joseph S and Kromkowski Martha J
Bought by
Kromkowski Joseph S and Kromkowski Martha J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Young Michael -- Metropolitan Title
Kromkowski Joseph S -- Lawyers Title
Kromkowski Joseph S -- Lawyers Title
Kromkowski Joseph S -- Metropolitan Title In Llc
Kromkowski Joseph S -- Metropolitan Title In Llc
Kromkowski Joseph S -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Young Michael $25,000
Open Young Michael $364,000
Closed Young Michael $15,000
Closed Young Michael $15,000
Closed Young Michael $380,000
Previous Owner Kromkowski Joseph S $170,000
Previous Owner Kromkowski Joseph S $150,000
Previous Owner Kromkowski Joseph S $320,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2014 06/30/14 Sold $400,000 -2.3% $110 / Sq Ft
05/29/2014 05/29/14 Pending -- -- --
05/23/2014 05/23/14 For Sale $409,500 -- $113 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,229 $500,400 $108,500 $391,900
2023 $4,181 $454,300 $114,800 $339,500
2022 $4,839 $468,300 $118,300 $350,000
2021 $4,383 $410,500 $88,100 $322,400
2020 $4,257 $392,200 $84,200 $308,000
2019 $3,754 $350,000 $79,900 $270,100
2018 $3,560 $337,600 $74,500 $263,100
2017 $3,709 $335,400 $74,500 $260,900
2016 $3,693 $333,100 $74,500 $258,600
2014 $3,368 $295,200 $66,600 $228,600
2013 $3,657 $301,800 $66,500 $235,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201420035

Indiana Regional MLS

APN: 71-04-15-453-020.000-011