$649,900
$30K PRICE DROP

15325 N Cardinal Ln Effingham, IL 62401

Estimated payment $4,061/month

Total Views 48,363
4 Beds
4 Baths
2,189 Sq Ft
$297 Price per Sq Ft

Highlights

  • Lake Front
  • Docks
  • Heated In Ground Pool
  • Beecher City Grade School Rated A-
  • Water Access
  • Open Floorplan

About This Home

Presented for sale: 15325 N Cardinal Ln, Effingham, IL 62401. This property is a 4 bedroom, 4 bath home situated just off the the main body of Lake Sara with good water measured at 7'. This home is in excellent condition and features well appointed en suite master bedroom with private screened porch, 4th bedroom with private exterior entrance, and inground heated saltwater swimming pool. Heated In-Groud Saltwater pool installed 2010 with automatic pool cover and self cleaning robot. Major addition and renovations in 2011 include: new roof, siding, windows, and high efficiency HVAC. Kitchen remodel in 2012. Safe Step walk-in tub installed 2017. This home offers great amenity for full or part time living, or short term rental. New septic system in 2023. This property is ready for a new chapter of ownership! The property has been pre-inspected and surveyed. Water depths as of 4/16/25. This home is currently permitted as a short term rental by the Effingham Water Authority and is frequently rented. This property is a leashold interest. All EWA leasehold information can be verified with Effingham Water Authority.

Listing Agent

Matt Forcum

Listed on: 04/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,193

Year Built

  • Built in 1971 | Remodeled in 2011

Lot Details

  • 0.67 Acre Lot
  • Lake Front

Parking

  • 2 Car Detached Garage

Property Views

  • Lake
  • Woods

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,189 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Screened Porch
  • Crawl Space

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Accessible Home Design

  • Handicap Accessible

Pool

  • Heated In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Water Access
  • Docks
  • Deck
  • Patio

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Propane
  • Septic Tank

Community Details

  • Lot 2 John Kirby Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,193

Year Built

Built in 1971 | Remodeled in 2011

Lot Details

0

Parking

2

Listing Details

  • BodyOfWaterName2: Lake Sara
  • Directions To Property: Moccasin Rd to Cardinal Ln, South on Cardinal to property
  • ExteriorCoveredPorch: Yes
  • ExteriorDeck: Yes
  • ExteriorPatio: Yes
  • ExteriorScreenedPorch: Yes
  • FloorCarpet: Yes
  • FloorTile: Yes
  • HamletID: 0
  • Handicap Features: Yes
  • HasCentralAC: Yes
  • HeatACZones: Yes
  • HeatFuelPropane: Yes
  • HeatTypeForcedAir: Yes
  • InteriorAmps: 0
  • LandFrontageInFeet: 0
  • LandRentAmount: 0
  • LastPriceValue: 679900
  • Lot Size Acres: 0.67
  • Number Of Stories: 1
  • PercentageOfTaxThatIsDeductable: 0
  • PoolHeated: Yes
  • PoolInground: Yes
  • PoolSaltWater: Yes
  • PropertyCity: Effingham
  • PropertyTownship: SUMMIT
  • Prop. Type: House (Detached)
  • PropertyZipCode: 62401
  • PropertyZoneType: 100
  • RenovationComments: Major renovation in 2011 - roof, siding, windows, doors, kitchen cabinets 2012, new septic 2023. In-ground heated saltwater pool 2010
  • Renovation Year: 2011
  • ResidentialStyle: Ranch
  • RoofAsphalt: Yes
  • Dining Room: Yes
  • En Suite Room: Yes
  • Family Room: Yes
  • First Floor Bathroom: Yes
  • First Floor Master Bedroom: Yes
  • Kitchen: Yes
  • Laundry Room: Yes
  • Primary Bedroom: Yes
  • Private Guest Room: Yes
  • Walk In Closet: Yes
  • SForSaleAndRForRental: S
  • SidingBrick: Yes
  • SidingStone: Yes
  • SidingStucco: Yes
  • SidingVinyl: Yes
  • Subdivision Name: Lot 2 John Kirby
  • USStateAbbreviation: IL
  • ViewLake: Yes
  • ViewStreet: Yes
  • ViewWooded: Yes
  • Waterfront Access: Yes
  • WaterfrontLake: Yes
  • WaterSourceType: Community
  • Year Built: 1971
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Renovated: 2011

Interior Features

  • ApplianceDishwasher: Yes
  • ApplianceDryer: Yes
  • ApplianceMicrowave: Yes
  • ApplianceOven: Yes
  • ApplianceRefrigerator: Yes
  • ApplianceStainlessSteel: Yes
  • ApplianceWasher: Yes
  • BasementAreaSquareFootage: 0
  • Basement Type: Crawl
  • Kitchen Type: Open
  • Fireplaces: 1
  • Number of Rooms: 13
  • Rec Room Den: Yes
  • Living Room: Yes
  • Soil Survey: Yes
  • AboveArea Sq Ft: 2189

Exterior Features

  • Construction Type: Frame
  • Has Pool: Yes
  • Water Frontage: 150'
  • Waterfront Dock: Yes
  • Waterfront Property: Yes

Garage/Parking

  • AttachedParking: 0
  • Garage Type: Detached
  • Numberof Garage Spaces: 2

Utilities

  • Sewer Type: Private Septic
  • Utilities: 0

Condo/Co-op/Association

  • HOA Fees: 0
  • Units in Building: 0

Schools

  • School District: Beecher City CUSD 20
  • School District: Beecher City CUSD 20

Lot Info

  • Number Of Lots: 0

Multi Family

  • Unit Number of Bedrooms: 4
  • Total Taxes: 7193

Tax Info

  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,637 $139,640 $26,520 $113,120
2023 $7,139 $126,370 $24,000 $102,370
2022 $6,923 $117,010 $22,220 $94,790
2021 $6,268 $111,440 $21,160 $90,280
2020 $6,089 $107,160 $20,350 $86,810
2019 $5,971 $104,040 $19,760 $84,280
2018 $5,700 $99,090 $18,820 $80,270
2017 $5,262 $97,150 $18,450 $78,700
2016 $5,062 $92,970 $17,660 $75,310
2015 -- $92,050 $17,490 $74,560
2014 -- $91,140 $17,320 $73,820
2013 -- $91,140 $17,320 $73,820
2012 -- $91,140 $17,320 $73,820
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 Price Changed $649,900 -4.4% $297 / Sq Ft
04/20/2025 04/20/25 For Sale $679,900 -- $311 / Sq Ft
Source: My State MLS

Purchase History

Date Type Sale Price Title Company
Deed $150,000 --
Source: Public Records

Source: My State MLS

MLS Number: 11451089

APN: 1126020002

Illinois Effingham County Effingham 62401

15325 N Cardinal Ln, Effingham, IL

This home is located at 15325 N Cardinal Ln, Effingham, IL 62401 and is currently priced at $649,900, approximately $296 per square foot. This property was built in 1971. 15325 N Cardinal Ln is a home located in Effingham County with nearby schools including Beecher City Grade School and Beecher City Junior/Senior High School.

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Matt Forcum
Listing Agent
Matt Forcum
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(217) 665-1538