NOT LISTED FOR SALE

Estimated Value: $450,000 - $569,589

4 Beds
2.5 Baths
2,872 Sq Ft
$182/Sq Ft Est. Value

Last Sold April 26, 2024

Last sale price $527,500 $184 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,958/month

5 Days on Market

Highlights

  • Wood Flooring
  • Wine Refrigerator
  • Formal Dining Room
  • Oswego High School Rated A-
  • Home Office
  • 3 Car Attached Garage

About This Home

As of April 2024

Welcome to this impeccable single-family residence, located in the popular Oaks of Churchill Club, this home is perfect for the modern family seeking comfort, style, and convenience. Upon entering, the warmth of hardwood flooring greets you, extending throughout the main level. The foyer opens to a dining room and front room ready to be transformed into an office, playroom, or cozy den, catering to your families' evolving needs. The heart of the home is the gourmet kitchen, which dazzles with a large granite island complemented by an eat-in table space, creating the perfect spot for family gatherings. A convenient nook next to the kitchen includes a beverage fridge and bar area, making entertaining a breeze. The family room, open to the kitchen, encourages quality time with loved ones, under the ambiance of industrial light fixtures that add a contemporary touch. Sliding glass doors reveal a stamped concrete patio and a spacious side yard, inviting outdoor living and seamless indoor-outdoor flow. Heading upstairs, birch hardwood flooring can be found in the hallway, master bedroom, and one additional bedroom. The master suite is a true retreat, featuring a walk-in closet, dual sinks, a separate shower, and a soothing soaker tub that promises relaxation. A practical mud room with laundry leads to a 3-car tandem garage, providing ample space for vehicles and storage. Nestled on a generous .30-acre lot, this home offers room to play. Ideal for families, this gem combines elegance, space, and convenience to create the perfect setting for making lifelong memories. Finally, an unfinished basement with crawl is perfect for additional storage or bring your ideas to finish for additional living space. Oaks of Churchill is included in Churchill Club amenities where you can utilize the pool, tennis courts, fitness center, clubhouse and miles of nature trails to run or walk and enjoy the native prairie land and ponds. Conveniently located to downtown Oswego shopping, Riverwalk and restaurants.

Last Agent to Sell the Property

Maria Miller

Better Homes & Gardens Real Estate License #475114458 Listed on: 03/05/2024

Better Homes & Gardens Real Estate

Co-Listed By

Erin Schaaf

Better Homes & Gardens Real Estate License #475138057

Last Buyer's Agent

Melanie Everett

Compass License #471020093

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,059

Year Built

  • Built in 2014

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 48x169x61x96x118

HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Tandem Garage
  • Driveway
  • Parking Space is Owned

Interior Spaces

  • 2,872 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Stamped Concrete Patio

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Satellite Dish

Community Details

  • Association fees include clubhouse, exercise facilities, pool
  • Patty Deering Association, Phone Number (815) 886-0953
  • The Oaks At Churchill Club Subdivision, Everette Floorplan
  • Property managed by ASSOCIA CHICAGOLAND

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,059

Year Built

Built in 2014

Lot Details

0

HOA Fees

$69 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: The Oaks at Churchill Club
  • Year Built: 2014
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Wine Refrigerator
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2872
  • Other Equipment: TV-Dish, CO Detectors, Ceiling Fan(s)
  • Room Type: Eating Area, Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • ExteriorFeatures: Stamped Concrete Patio
  • List Price: 515000
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Transmitter(s),Tandem
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 20
  • Association Fee Frequency: Monthly
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: ASSOCIA CHICAGOLAND
  • Management Contact Name: PATTY DEERING
  • Management Phone: 815-886-0953
  • Master Association Fee: 590
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.3
  • Lot Dimensions: 48X169X61X96X118
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11058.96
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2024
Closed on
Apr 19, 2024
Sold by
Watson Ryan R
Bought by
Moran Andrew and Moran Allison
Seller's Agent
Maria Miller
Better Homes & Gardens Real Estate
Buyer's Agent
Melanie Everett
Compass
List Price
$515,000
Sold Price
$527,500
Premium/Discount to List
$12,500
2.43%
Views
55
Current Estimated Value
$523,147

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,353
Avg. Annual Appreciation
1.01%
Original Mortgage
$422,000
Outstanding Balance
$416,975
Interest Rate
7.38%
Mortgage Type
New Conventional
Estimated Equity
$117,748

Purchase Details

Closed on
Jan 27, 2023
Sold by
Watson Alison B
Bought by
Watson Ryan R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$391,000
Interest Rate
5.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2014
Sold by
M/I Homes Of Chicago Llc
Bought by
Watson Ryan R and Watson Alison B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,350
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2010
Sold by
National Developers Inc
Bought by
Churchill 65 Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moran Andrew $527,500 First American Title
Watson Ryan R $97,000 --
Watson Ryan R $355,500 First American Title Ins Co
Churchill 65 Llc $3,000,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moran Andrew $422,000
Previous Owner Watson Ryan R $391,000
Previous Owner Watson Ryan R $337,350
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/26/2024 04/26/24 Sold $527,500 +2.4% $184 / Sq Ft
03/11/2024 03/11/24 Pending -- -- --
03/05/2024 03/05/24 For Sale $515,000 -- $179 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,734 $158,235 $23,745 $134,490
2023 $11,059 $140,031 $21,013 $119,018
2022 $11,059 $128,469 $19,278 $109,191
2021 $10,887 $122,351 $18,360 $103,991
2020 $10,767 $119,952 $18,000 $101,952
2019 $10,472 $115,098 $18,000 $97,098
2018 $9,572 $104,705 $19,016 $85,689
2017 $9,278 $96,502 $17,526 $78,976
2016 $8,500 $87,727 $15,931 $71,796
2015 $8,915 $87,727 $15,931 $71,796
2014 -- $16 $16 $0
2013 -- $16 $16 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11994695

Midwest Real Estate Data (MRED)

APN: 03-15-103-025