NOT LISTED FOR SALE

154 Hilltop Ln Spruce Pine, NC 28777

Estimated Value: $128,000 - $173,000

2 Beds
1 Bath
672 Sq Ft
$220/Sq Ft Est. Value

About This Home

This home is located at 154 Hilltop Ln, Spruce Pine, NC 28777 and is currently estimated at $147,668, approximately $219 per square foot. 154 Hilltop Ln is a home located in Mitchell County with nearby schools including Greenlee Primary School, Deyton Elementary School, and Harris Middle School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 7, 2021
Sold by
Clougherty Michael T
Bought by
Serao James
Current Estimated Value
$147,668

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Outstanding Balance
$89,080
Interest Rate
3.15%
Mortgage Type
New Conventional
Estimated Equity
$58,588

Purchase Details

Closed on
Aug 20, 2012
Sold by
State Employees Cu
Bought by
Clougherty Michael T and Clougherty Denise C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 17, 2012
Sold by
Stewart Mark A and Stewart Johan
Bought by
State Employees Credit Union

Purchase Details

Closed on
Aug 18, 2009
Sold by
State Employees Credit Union
Bought by
Stewart Mark A and Stewart Johan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,700
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 13, 2009
Sold by
Stewart Sarah A
Bought by
State Employees Cu

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,700
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 2007
Sold by
Blankenship Shirley
Bought by
Stewart Sarah A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 10, 2005
Sold by
Duncan Gladys
Bought by
Blankenship Shirley
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Serao James $95,000 None Available
Serao James -- None Listed On Document
Clougherty Michael T $40,000 None Available
State Employees Credit Union $40,000 None Available
Stewart Mark A $43,500 --
State Employees Cu $36,063 --
Stewart Sarah A $40,000 None Available
Blankenship Shirley $25,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Serao James $97,000
Closed Serao James $97,000
Previous Owner Clougherty Michael T $36,000
Previous Owner Stewart Mark A $52,700
Previous Owner Stewart Sarah A $36,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $531 $94,800 $19,800 $75,000
2024 $531 $94,800 $19,800 $75,000
2023 $531 $94,800 $19,800 $75,000
2022 $531 $94,800 $19,800 $75,000
2021 $267 $46,000 $12,800 $33,200
2020 $267 $46,000 $12,800 $33,200
2019 $267 $46,000 $12,800 $33,200
2018 $267 $46,000 $12,800 $33,200
2017 $256 $44,100 $12,800 $31,300
2016 $234 $44,100 $12,800 $31,300
2015 $234 $44,100 $12,800 $31,300
2014 $234 $44,100 $12,800 $31,300
Source: Public Records

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