1540 Surf Rd Encinitas, CA 92024
3
Beds
2.5
Baths
2,442
Sq Ft
0.48
Acres
Highlights
- RV Access or Parking
- Breakfast Area or Nook
- Family Room
- Capri Elementary School Rated A
- 2 Car Attached Garage
- Dining Area
About This Home
As of May 2025Tucked down a private drive on a quiet, secluded lot, this 3-bedroom, 2.5-bath home offers a rare opportunity in the heart of coastal Leucadia — just blocks from Highway 101, world-class surf, local shops, and restaurants. With 2,442 square feet, vaulted ceilings, and abundant natural light, the home has solid bones and a flexible layout — ready for your vision. Whether you're an investor, builder, or homeowner looking to renovate, this property offers incredible upside in one of Encinitas' most sought-after neighborhoods. Deferred maintenance – Cash offers only.
Last Agent to Sell the Property
Keller Williams Realty License #01144967 Listed on: 04/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,689
Year Built
- Built in 1992
Lot Details
- 0.48 Acre Lot
- Partially Fenced Property
- Wood Fence
- Level Lot
- Property is zoned R2
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Unpaved Driveway
- RV Access or Parking
Home Design
- Rolled or Hot Mop Roof
- Elastomeric Roof
- Stucco Exterior
Interior Spaces
- 2,442 Sq Ft Home
- 2-Story Property
- Family Room
- Dining Area
Kitchen
- Breakfast Area or Nook
- Gas Oven
- Gas Cooktop
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry in Garage
- Gas Dryer Hookup
Utilities
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 254-102-70-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2025
Closed on
May 15, 2025
Sold by
Schraeder Rene Marie
Bought by
Schraeder Joshua J
Seller's Agent
Jackson Campbell
Keller Williams Realty
Buyer's Agent
Jackson Campbell
Keller Williams Realty
List Price
$1,395,000
Sold Price
$1,835,000
Premium/Discount to List
$440,000
31.54%
Views
199
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-42.25%
Original Mortgage
$1,468,000
Outstanding Balance
$1,465,400
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$169,776
Purchase Details
Listed on
Apr 2, 2025
Closed on
Apr 30, 2025
Sold by
Hardebeck Mary Martha
Bought by
Schraeder Joshua J
Seller's Agent
Jackson Campbell
Keller Williams Realty
Buyer's Agent
Jackson Campbell
Keller Williams Realty
List Price
$1,395,000
Sold Price
$1,835,000
Premium/Discount to List
$440,000
31.54%
Views
199
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,468,000
Outstanding Balance
$1,465,400
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$169,776
Purchase Details
Closed on
Nov 2, 2001
Sold by
Hardebeck Thomas D and Hardebeck Thomas D
Bought by
Hardebeck Thomas D and Hardebeck Mary Martha
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
6.62%
Purchase Details
Closed on
Apr 25, 2001
Sold by
Greystone Homes Inc
Bought by
Hardebeck Thomas D and Hardebeck Mary Martha
Purchase Details
Closed on
Sep 16, 1999
Sold by
Hardebeck Thomas D and Hardebeck Mary Martha
Bought by
Hardebeck Thomas D and Hardebeck Mary Martha
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,000
Interest Rate
3.95%
Purchase Details
Closed on
Aug 10, 1999
Sold by
Hardebeck Thomas D
Bought by
Hardebeck Thomas D and Hardebeck Mary Martha
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,000
Interest Rate
3.95%
Similar Homes in Encinitas, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | First American Title | |
| Grant Deed | $1,835,000 | First American Title | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | -- | First American Title | |
| Grant Deed | -- | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,468,000 | New Conventional | |
| Previous Owner | $669,000 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $457,000 | Stand Alone First | |
| Previous Owner | $450,000 | No Value Available | |
| Previous Owner | $385,000 | No Value Available | |
| Previous Owner | $337,500 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/22/2025 05/22/25 | Sold | $1,835,000 | 0.0% | $751 / Sq Ft |
| 04/21/2025 04/21/25 | Pending | -- | -- | -- |
| 04/17/2025 04/17/25 | Off Market | $1,835,000 | -- | -- |
| 04/14/2025 04/14/25 | Price Changed | $1,600,000 | +6.7% | $655 / Sq Ft |
| 04/09/2025 04/09/25 | Price Changed | $1,500,000 | +7.5% | $614 / Sq Ft |
| 04/02/2025 04/02/25 | For Sale | $1,395,000 | -- | $571 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,689 | $497,329 | $68,869 | $428,460 |
| 2024 | $5,689 | $487,578 | $67,519 | $420,059 |
| 2023 | $5,510 | $478,019 | $66,196 | $411,823 |
| 2022 | $5,366 | $468,648 | $64,899 | $403,749 |
| 2021 | $5,264 | $459,460 | $63,627 | $395,833 |
| 2020 | $5,168 | $454,750 | $62,975 | $391,775 |
| 2019 | $5,067 | $445,835 | $61,741 | $384,094 |
| 2018 | $4,972 | $437,094 | $60,531 | $376,563 |
| 2017 | $4,887 | $428,525 | $59,345 | $369,180 |
| 2016 | $4,738 | $420,124 | $58,182 | $361,942 |
| 2015 | $4,644 | $413,815 | $57,309 | $356,506 |
| 2014 | $4,531 | $405,710 | $56,187 | $349,523 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Jackson Campbell
Keller Williams Realty
(858) 761-3036
3 in this area
95 Total Sales
Map
Source: San Diego MLS
MLS Number: 250023250
APN: 254-102-70
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