$699,000
SOLD SEP 2, 2025
2 Beds
2.5 Baths
1,940 Sq Ft
6,570 Sq Ft Lot

Recently Sold

$360 Per Sq Ft

61 Days on Market

Highlights

  • Golf Course Community
  • Fitness Center
  • Solar Power System
  • Ron Nunn Elementary School Rated A-
  • In Ground Pool
  • Updated Kitchen

About This Home

As of September 2025

Step into this beautifully remodeled and light-filled single-story home in the highly desirable, gated 55+ community known as Summerset 1! This bright and airy 2-bedroom, 2.5-bath residence sits on a coveted corner lot and offers the perfect blend of comfort and style. The open-concept layout is enhanced by soaring vaulted ceilings, creating an inviting and expansive feel throughout. Enjoy the bonus den/office space, the marble fireplace in the family room, new blinds, walk-in closet in the primary bedroom, separate laundry room, 3-car garage, ample storage and tons of upgrades, including: the Paid-for SOLAR that reduces the Electric Bill to near ZERO for most of the year--plus the energy efficient custom-made window shades throughout the house. In addition, every room in the house was painted and new carpeting installed 2 years ago. The updated kitchen features an oversized island and granite countertops, the bathrooms boast modern finishes, while large windows flood the space with natural light. Relax or entertain in the cozy backyard with pergola for added shade. Located in a quiet, well-maintained community with secure access and amenities tailored for active adults, including a sparkling pool, clubhouse, and spa. A rare opportunity to own a move-in ready gem!

Last Agent to Sell the Property

Dessy Gueorguieva

Coldwell Banker License #01301988 Listed on: 05/31/2025

Coldwell Banker

Last Buyer's Agent

Joe Frazzano

Compass License #00982431

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,146

Year Built

  • Built in 1996

Lot Details

  • 6,570 Sq Ft Lot
  • Front Yard

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Tile Roof
  • Stucco

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Family Room with Fireplace
  • Laundry Room

Kitchen

  • Updated Kitchen
  • Built-In Oven
  • Built-In Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Eco-Friendly Details

  • Solar Power System
  • Solar owned by seller

Pool

  • In Ground Pool
  • Fence Around Pool

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 0192600591

Community Details

Overview

  • Association fees include common area maintenance, reserves, ground maintenance
  • Summerset HOA, Phone Number (925) 516-9710
  • Summerset 1 Subdivision

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,146

Year Built

Built in 1996

Lot Details

0

HOA Fees

$55 per month

Parking

3

Listing Details

  • Stories: 1
  • Year Built: 1996
  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Subdivision Name: Summerset 1
  • Directions: Central Blvd to Apple Hill Dr to Carlton Way
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: One Story
  • New Construction: No
  • Green Power: Solar
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Family Room, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Window Coverings
  • Room Kitchen Features: Stone Counters, Dishwasher, Eat-in Kitchen, Kitchen Island, Microwave, Oven Built-in, Range/Oven Built-in, Refrigerator, Updated Kitchen

Exterior Features

  • Roof: Tile
  • Lot Features: Level, Front Yard, Landscaped
  • Pool Features: In Ground, Fenced, Community
  • Pool Private: No
  • Construction Type: Stucco
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached

Utilities

  • Heating: Forced Air
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry Features: Laundry Room
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: Photovoltaics Seller Owned
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Clubhouse, Golf Course, Fitness Center, Pool
  • Association Fee: 55
  • Association Fee Frequency: Monthly
  • Association Name: SUMMERSET HOA
  • Phone: 925-516-9710
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maint, Reserves, Maintenance Grounds

Lot Info

  • Lot Size Sq Ft: 6570
  • Parcel Number: 0192600591

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 31, 2025
Closed on
Aug 22, 2025
Sold by
Mathers Smith Linda
Bought by
Lin Patty Pay-Li
Seller's Agent
Dessy Gueorguieva
Coldwell Banker
Buyer's Agent
Joe Frazzano
Compass
List Price
$699,000
Sold Price
$699,000
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
73.47%

Purchase Details

Listed on
Jan 20, 2023
Closed on
Feb 9, 2023
Sold by
Ratto Trust
Bought by
Smith Linda Mathers
Seller's Agent
Patricia Ratto
Buyer's Agent
Leticia Colon
Markarian Realty
List Price
$724,000
Sold Price
$718,379
Premium/Discount to List
-$5,621
-0.78%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.06%
Original Mortgage
$500,000
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2021
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,000
Interest Rate
2.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2013
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,000
Interest Rate
3.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2011
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,350
Interest Rate
4.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 6, 2009
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,510
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2009
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,510
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2008
Sold by
Ratto Lawrence E and Ratto Mary J
Bought by
Ratto Lawrence E and Ratto Mary J

Purchase Details

Closed on
Nov 27, 1995
Sold by
Blackhawk Nunn Active Adult Communities
Bought by
Ratto Lawrence E and Ratto Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
7.42%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $699,000 Chicago Title
Grant Deed $718,500 Doma Title
Interfamily Deed Transfer -- Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- First American Title Ins Co
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Grant Deed $216,500 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $500,000 New Conventional
Previous Owner $345,000 New Conventional
Previous Owner $312,000 New Conventional
Previous Owner $232,350 New Conventional
Previous Owner $230,510 New Conventional
Previous Owner $255,000 Unknown
Previous Owner $39,971 Unknown
Previous Owner $203,000 Unknown
Previous Owner $172,800 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Sold $699,000 0.0% $360 / Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/28/2025 07/28/25 Price Changed $699,000 -4.1% $360 / Sq Ft
06/14/2025 06/14/25 Price Changed $729,000 +4.3% $376 / Sq Ft
05/31/2025 05/31/25 For Sale $699,000 -2.7% $360 / Sq Ft
02/04/2025 02/04/25 Off Market $718,379 -- --
02/10/2023 02/10/23 Sold $718,379 -0.8% $370 / Sq Ft
01/21/2023 01/21/23 Pending -- -- --
01/20/2023 01/20/23 For Sale $724,000 -- $373 / Sq Ft
Source: Contra Costa Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,146 $714,145 $404,647 $309,498
2024 $8,146 $700,143 $396,713 $303,430
2023 $4,178 $341,687 $100,583 $241,104
2022 $4,107 $334,988 $98,611 $236,377
2021 $3,999 $328,421 $96,678 $231,743
2019 $3,988 $318,681 $93,811 $224,870
2018 $3,779 $312,433 $91,972 $220,461
2017 $3,778 $306,308 $90,169 $216,139
2016 $3,999 $300,302 $88,401 $211,901
2015 $3,916 $295,793 $87,074 $208,719
2014 $3,893 $290,000 $85,369 $204,631
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Contra Costa Association of REALTORS®

MLS Number: 41099745

Contra Costa Association of REALTORS®

APN: 019-260-059-1