$195,000
SOLD APR 20, 2020
3 Beds
3 Baths
1,376 Sq Ft
$220/mo HOA Fee

Recently Sold

$142 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • Recreation Room
  • Stainless Steel Appliances
  • Breakfast Bar
  • Geneva Community High School Rated A
  • Detached Garage
  • Patio

About This Home

As of April 2020

THIS is the townhome you've been waiting for! So much room to live with 3 beds, 2.5 baths and 1,376 sq ft! FULL FINISHED BASEMENT with gorgeous wood laminate adds an additional 650 sq ft of living space! Kitchen boasts granite countertops, wood laminate flooring and SS appliances. Dining area opens to large family room for entertaining perfection! Enjoy privacy from your back patio with trees and greenspace. Unit comes with 1 car detached garage. Onsite clubhouse & pool! IL Prairie Path and Fox River Trail are right outside your door! Best of both worlds - close to downtown Geneva AND downtown St Charles. Lawn/landscaping & plowing/shoveling included in monthly dues. THIS ONE WONT LAST!

Last Agent to Sell the Property

Chris Bishop

eXp Realty - St. Charles License #475142956 Listed on: 03/05/2020

eXp Realty - St. Charles

Last Buyer's Agent

Wayne Hayes

Keller Williams Innovate License #475166203

Keller Williams Innovate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,350

Year Built

  • 1991

HOA Fees

  • $220 per month

Parking

  • Detached Garage
  • Parking Available
  • Parking Included in Price
  • Garage Is Owned
  • Assigned Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Recreation Room
  • Laminate Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Home Security

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,350

Year Built

1991

Lot Details

0

HOA Fees

$220 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 1376
  • Estimated Year Built: 1991
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Total Sq Ft: 2027
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2
  • Year Built: 1991

Interior Features

  • Interior Property Features: Wood Laminate Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 20X16, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, Ceiling Fan, Sump Pump
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 20X11, On Level: Basement
  • Dining Room: Dimensions: COMBO, On Level: Main Level
  • Kitchen Type: Dimensions: 17X11, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Recreation Room
  • Master Bedroom: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Recreation Rm, Dimensions: 20X16, On Level: Basement, Flooring: Wood Laminate
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 10X9, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1376
  • Estimated Total Finished Sq Ft: 1376
  • Basement Sq Ft: 651
  • Main Level Sq Ft: 688
  • Upper Level Sq Ft: 688
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage, Space/s
  • Parking Details: Assigned Spaces
  • Number Parking Spaces: 1
  • Parking On Site: Yes
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK, Pet Count Limitation
  • Common Area Amenities: Bike Room/Bike Trails, Park/Playground, Party Room, Pool-Outdoors
  • Assessment Includes: Parking, Common Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessed Sq Ft: 1301
  • Assessment Association Fees: 220
  • Management Contact Name: Lea Minalga
  • Management Phone: 630-208-0369

Fee Information

  • Management Company: Chesapeake Commons

Schools

  • School District: 304
  • Elementary School: Harrison Street Elementary Schoo
  • Middle School: Geneva Middle School
  • High School: Geneva Community High School
  • Junior High Dist: 304

Lot Info

  • Lot Description: Common Grounds
  • Parcel Identification Number: 1201109014

Multi Family

  • Total Number Unitsin Building: 6
  • Number Stories: 2

Tax Info

  • Taxes: 4591.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2020
Closed on
Apr 14, 2020
Sold by
Villanueva Ashly M
Bought by
Archbold Monica
Seller's Agent
Chris Bishop
eXp Realty - St. Charles
Buyer's Agent
Wayne Hayes
Keller Williams Innovate
List Price
$199,500
Sold Price
$195,000
Premium/Discount to List
-$4,500
-2.26%
Current Estimated Value
$285,460

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,460
Avg. Annual Appreciation
7.56%
Original Mortgage
$150,000
Outstanding Balance
$133,957
Interest Rate
3.37%
Mortgage Type
New Conventional
Estimated Equity
$152,603

Purchase Details

Listed on
Sep 2, 2018
Closed on
Oct 23, 2018
Sold by
Krutsch Steven A and Krutsch Amanda D
Bought by
Villanueva Ashlyn M
Seller's Agent
Valerie Farkas
RE/MAX All Pro - St Charles
Buyer's Agent
Misty Fitzgerald
Executive Realty Group LLC
List Price
$187,000
Sold Price
$190,000
Premium/Discount to List
$3,000
1.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.76%
Original Mortgage
$170,000
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 15, 2015
Closed on
Jul 27, 2015
Sold by
Allen James W
Bought by
Krutsch Steven A and Krutsch Amanda D
Seller's Agent
Valerie Farkas
RE/MAX All Pro - St Charles
Buyer's Agent
Jaclyn Tompkins
Berkshire Hathaway HomeServices Prairie Path REALTORS
List Price
$174,900
Sold Price
$163,000
Premium/Discount to List
-$11,900
-6.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.84%
Original Mortgage
$157,102
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 18, 2012
Sold by
Citimortgage Inc
Bought by
Allen James W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 27, 2012
Sold by
Xotla Victor H
Bought by
Citimortgage Inc

Purchase Details

Closed on
Mar 24, 2005
Sold by
Oliver Knoll Cindy T and Oliver Cindy T
Bought by
Xotla Victor H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,700
Interest Rate
5.71%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 24, 1998
Sold by
Kerschke Christine D and Matson Christine D Kerschke
Bought by
Oliver Cindy T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,525
Interest Rate
6.62%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $195,000 Fidelity National Title
Warranty Deed $190,000 Stewart Title
Warranty Deed $163,000 Chicago Title Insurance Co
Special Warranty Deed $104,000 First American Title
Sheriffs Deed -- None Available
Warranty Deed $178,000 Multiple
Warranty Deed $119,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $60,000 Credit Line Revolving
Open $150,000 New Conventional
Previous Owner $170,000 New Conventional
Previous Owner $157,102 FHA
Previous Owner $93,600 New Conventional
Previous Owner $165,000 Assumption
Previous Owner $33,000 Credit Line Revolving
Previous Owner $33,500 Unknown
Previous Owner $164,000 Unknown
Previous Owner $20,500 Unknown
Previous Owner $177,700 Fannie Mae Freddie Mac
Previous Owner $10,000 Credit Line Revolving
Previous Owner $120,200 Unknown
Previous Owner $11,200 Stand Alone Second
Previous Owner $113,525 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/20/2020 04/20/20 Sold $195,000 -2.3% $142 / Sq Ft
03/08/2020 03/08/20 Pending -- -- --
03/05/2020 03/05/20 For Sale $199,500 +5.0% $145 / Sq Ft
10/23/2018 10/23/18 Sold $190,000 +1.6% $146 / Sq Ft
09/15/2018 09/15/18 Pending -- -- --
09/02/2018 09/02/18 For Sale $187,000 +14.7% $144 / Sq Ft
07/27/2015 07/27/15 Sold $163,000 -6.8% $125 / Sq Ft
06/22/2015 06/22/15 Pending -- -- --
06/15/2015 06/15/15 For Sale $174,900 -- $134 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,350 $78,304 $9,293 $69,011
2023 $5,184 $71,185 $8,448 $62,737
2022 $5,108 $67,178 $7,850 $59,328
2021 $4,949 $64,681 $7,558 $57,123
2020 $4,713 $61,624 $7,443 $54,181
2019 $4,696 $60,457 $7,302 $53,155
2018 $4,592 $59,327 $7,302 $52,025
2017 $4,299 $55,078 $7,107 $47,971
2016 $4,316 $54,334 $7,011 $47,323
2015 -- $44,647 $6,666 $37,981
2014 -- $45,634 $6,368 $39,266
2013 -- $49,997 $6,368 $43,629
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10656775

Midwest Real Estate Data (MRED)

APN: 12-01-109-014