156 S Gifford St Elgin, IL 60120
Gifford Park Neighborhood
3
Beds
3
Baths
1,866
Sq Ft
7,841
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- Victorian Architecture
- Property is near a park
- Main Floor Bedroom
- 3-minute walk to Davidson Memorial Park
About This Home
As of March 2025This very detailed Victorian/Italianate 1872 house was featured on a past Elgin Historic House Tour. Lots of original details on the exterior, and the interior. A wonderful wrap-around porch, with a double door entry, invites your guests into another era. Full-length windows are present in most rooms. Hardwood floors, original trim, and moldings retain the character from 150 years ago. A modern kitchen features a cherry floor, maple cabinets, beautiful countertops, tile backsplash, and lots of light! A spacious dining room with a bay window, a front parlor with a fireplace, and a first-floor bedroom/den offer plenty of living space. One bath is on first level. Two bedrooms, plus a den area and two full baths are located upstairs. Electrical and plumbing have been upgraded. Furnace upgrades and the new roof in 2021. The city just replaced the water service lines to the house, a major improvement. A nice-sized yard has a large shed and a log cabin playhouse. A parking pad is located off the back alley, with plenty of room to add a garage. The rear yard is fenced. This property is in the Elgin Historic District and will require a new buyer to sign a form acknowledging such (rules pertain to exterior improvements only). Grant money is possible from both the City of Elgin and the neighborhood group, the Gifford Park Association.
Last Agent to Sell the Property
Real People Realty Brokerage Phone: (847) 987-7526 License #475169028 Listed on: 11/18/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,707
Year Built
- Built in 1872 | Remodeled in 2015
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 60x132
Home Design
- Victorian Architecture
- Stone Foundation
- Frame Construction
- Asphalt Roof
Interior Spaces
- 1,866 Sq Ft Home
- 2-Story Property
- Historic or Period Millwork
- Whole House Fan
- Ceiling Fan
- Gas Log Fireplace
- Blinds
- Drapes & Rods
- Family Room
- Living Room with Fireplace
- Sitting Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Storm Windows
- Carbon Monoxide Detectors
Parking
- 3 Parking Spaces
- Uncovered Parking
- Off Alley Parking
- Parking Included in Price
Outdoor Features
- Deck
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Handicap Shower
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 27, 2021
Closed on
Aug 26, 2021
Sold by
Becker Donald and Becker Mary L
Bought by
Thayer Marc and Ghraiz Mohammed
Seller's Agent
Paul Bednar
Real People Realty
Buyer's Agent
Paul Bednar
Real People Realty
List Price
$210,000
Sold Price
$230,000
Premium/Discount to List
$20,000
9.52%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,429
Avg. Annual Appreciation
6.76%
Original Mortgage
$218,500
Outstanding Balance
$200,308
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$97,121
Purchase Details
Listed on
Apr 8, 2015
Closed on
Jul 6, 2015
Sold by
Berry Rebekah and Berry Christopher
Bought by
Zapata Luis and Becker Donald
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$164,900
Sold Price
$150,000
Premium/Discount to List
-$14,900
-9.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.28%
Original Mortgage
$147,283
Interest Rate
4.08%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 13, 2006
Sold by
Isaacson Rebekah and Berry Rebekah J
Bought by
Berry Rebekah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
6.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 9, 2003
Sold by
Steele Michael R and Steele Jodie L
Bought by
Isaacson Rebekah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,800
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $230,000 | Chicago Title | |
| Warranty Deed | $150,000 | First American Title | |
| Interfamily Deed Transfer | -- | Stewart Title Company | |
| Interfamily Deed Transfer | -- | Stewart Title Company | |
| Warranty Deed | $140,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $218,500 | New Conventional | |
| Previous Owner | $147,283 | FHA | |
| Previous Owner | $182,000 | New Conventional | |
| Previous Owner | $195,000 | New Conventional | |
| Previous Owner | $50,000 | Stand Alone Second | |
| Previous Owner | $137,400 | Unknown | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $135,800 | Purchase Money Mortgage | |
| Previous Owner | $25,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/17/2025 03/17/25 | Sold | $307,000 | 0.0% | $165 / Sq Ft |
| 01/27/2025 01/27/25 | Pending | -- | -- | -- |
| 01/21/2025 01/21/25 | For Sale | $307,000 | 0.0% | $165 / Sq Ft |
| 01/18/2025 01/18/25 | Pending | -- | -- | -- |
| 12/30/2024 12/30/24 | Price Changed | $307,000 | -1.7% | $165 / Sq Ft |
| 11/30/2024 11/30/24 | Price Changed | $312,250 | -0.8% | $167 / Sq Ft |
| 11/18/2024 11/18/24 | For Sale | $314,750 | 0.0% | $169 / Sq Ft |
| 11/18/2024 11/18/24 | Price Changed | $314,750 | +36.8% | $169 / Sq Ft |
| 08/31/2021 08/31/21 | Sold | $230,000 | +9.5% | $123 / Sq Ft |
| 07/30/2021 07/30/21 | Pending | -- | -- | -- |
| 07/27/2021 07/27/21 | For Sale | $210,000 | +40.0% | $113 / Sq Ft |
| 08/03/2015 08/03/15 | Sold | $150,000 | -3.2% | $80 / Sq Ft |
| 05/18/2015 05/18/15 | Pending | -- | -- | -- |
| 05/12/2015 05/12/15 | Price Changed | $154,900 | -6.1% | $83 / Sq Ft |
| 04/08/2015 04/08/15 | For Sale | $164,900 | -- | $88 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,038 | $95,948 | $15,901 | $80,047 |
| 2023 | $6,707 | $86,681 | $14,365 | $72,316 |
| 2022 | $6,333 | $79,038 | $13,098 | $65,940 |
| 2021 | $6,057 | $73,895 | $12,246 | $61,649 |
| 2020 | $5,887 | $70,544 | $11,691 | $58,853 |
| 2019 | $5,716 | $67,197 | $11,136 | $56,061 |
| 2018 | $5,556 | $62,196 | $10,491 | $51,705 |
| 2017 | $5,430 | $58,798 | $9,918 | $48,880 |
| 2016 | $5,178 | $54,548 | $9,201 | $45,347 |
| 2015 | -- | $49,999 | $8,434 | $41,565 |
| 2014 | -- | $35,937 | $8,330 | $27,607 |
| 2013 | -- | $41,885 | $8,550 | $33,335 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Paul Bednar
Real People Realty
(847) 987-7526
17 in this area
63 Total Sales
-
Buyer's Agent in 2025
Tommy Choi
Keller Williams ONEChicago
(773) 851-5840
1 in this area
668 Total Sales
-
Seller's Agent in 2015
Bob Wisdom
RE/MAX
(847) 695-8348
4 in this area
676 Total Sales
-
Buyer's Agent in 2015
Matt Lysien
Suburban Life Realty, Ltd
(847) 309-6939
2 in this area
519 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12203741
APN: 06-13-376-020
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