NOT LISTED FOR SALE

Estimated Value: $471,000 - $683,000

4 Beds
3.5 Baths
2,162 Sq Ft
$262/Sq Ft Est. Value

Last Sold September 10, 2018

Last sale price $222,500 $103 Per Sq Ft

Est. 154% increase in value since last sale

Current estimated payment $3,171/month

24 Days on Market

Highlights

  • Docks
  • Waterfront
  • Clubhouse
  • River Access
  • Open Floorplan
  • Engineered Wood Flooring

About This Home

As of September 2018

4 or 5 BR, 3.5 bath, w neighborhood river access in Sale Creek! Close to deep water Tennessee River w/private subdivision boat dock, ramp, & pavilion. Built in 2008 w hardwoods, high ceilings, fireplace, kitchen has nice counters, large island, dw, stove & microwave. Master bedroom on main level, features tile shower & jetted tub. There are 2 additional bedrooms upstairs w Full bathrooms upstairs as well as a semi-finished bonus room. Need a lot of room? Full finished basement as well! Call today for your private showing! Verify Schools.

Last Agent to Sell the Property

Jennifer Newton

Crye-Leike, REALTORS License #268704 Listed on: 07/10/2018

Crye-Leike, REALTORS

Last Buyer's Agent

Brian Minshew

Premier Property Group Inc. License #343514

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,954

Year Built

  • Built in 2008

Lot Details

  • 0.84 Acre Lot
  • Lot Dimensions are 140.44x263.38
  • Waterfront
  • Sloped Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Basement Garage

Home Design

  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 2,162 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Bonus Room
  • Screened Porch
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Double Vanity
  • Separate Shower

Outdoor Features

  • River Access
  • Docks

Schools

  • North Hamilton Co Elementary School
  • Sale Creek Middle School
  • Sale Creek High School

Utilities

  • Multiple cooling system units
  • Central Heating
  • Septic Tank

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 016c B 025

Community Details

Overview

  • Channel Pointe Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,954

Year Built

Built in 2008

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.84
  • Lot Size: 140.44X263.38
  • Subdivision Name: Channel Pointe
  • Directions: 27 North to Sale Creek (past Highw 111 split). R on Daughtery Ferry. L on Burton. L on Boat Hook. L on Channel Pointe. Home on the right
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 2162.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2008
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 016c B 025
  • Location Tax and Legal Elementary School: North Hamilton Co Elementary
  • Location Tax and Legal Middle Or Junior School2: Sale Creek Middle
  • Location Tax and Legal High School: Sale Creek High
  • Location Tax and Legal:Tax Annual Amount: 1953.61
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.84
  • General Property Information Lot Size Square Feet2: 36590.4
  • General Property Information Lot Size Dimensions: 140.44X263.38
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Flooring:Carpet: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Cooling:Multi Units: Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Flooring Engineered Hardwood: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Exterior Features Dock2: Yes
  • Special Features: 5120

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Dishwasher
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Flooring: Carpet
  • Interior Amenities: Cathedral Ceiling(s), Double Vanity, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Downstairs, Separate Shower
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes

Exterior Features

  • Lot Features: Sloped
  • View: No
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Fiber Cement, Other
  • Exterior Features: Dock
  • Foundation Details: Block
  • Patio And Porch Features: Porch, Porch - Screened
  • Roof: Shingle
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Sloped: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Basement
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Multi Units
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: North Hamilton Co Elementary
  • High School: Sale Creek High
  • Middle Or Junior School: Sale Creek Middle

Lot Info

  • Lot Size Sq Ft: 36590.4
  • Additional Parcels: No
  • Parcel #: 016c B 025
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1953.61

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2018
Closed on
Sep 10, 2018
Sold by
Freedom Mortgage Corporation
Bought by
Minshew Brian and Porter Richard
Seller's Agent
Jennifer Newton
Crye-Leike, REALTORS
Buyer's Agent
Brian Minshew
Premier Property Group Inc.
List Price
$264,900
Sold Price
$222,500
Premium/Discount to List
-$42,400
-16.01%
Current Estimated Value
$565,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$343,424
Avg. Annual Appreciation
13.19%
Original Mortgage
$176,000
Interest Rate
4.5%
Mortgage Type
Commercial

Purchase Details

Closed on
Jul 5, 2016
Sold by
Freedom Mortgage Corporation
Bought by
The Secretary Of Veterans Affairs

Purchase Details

Closed on
Jan 7, 2016
Sold by
Fuller James W and Fuller Lois C
Bought by
The Secretary Of Veterans Affairs

Purchase Details

Closed on
May 7, 2012
Sold by
Fuller James W and Fuller Lois C
Bought by
Fuller James W and Fuller Lois C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,254
Interest Rate
2.5%
Mortgage Type
VA

Purchase Details

Closed on
Jul 31, 2009
Sold by
Northwest Georgia Bank
Bought by
Fuller James W and Fuller Tabitha C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,998
Interest Rate
5.37%
Mortgage Type
VA

Purchase Details

Closed on
Sep 23, 2008
Sold by
Ackerson Billie A
Bought by
Northwest Georgia Bank

Purchase Details

Closed on
Jul 27, 2007
Sold by
Homeblossomcom Realty Llc
Bought by
Ackerson Billie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
6.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 7, 2007
Sold by
Tacher Steve and Homeblossom Com Realty
Bought by
Cleary Patrick
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Minshew Brian $222,500 Realty Title & Escrow Co Inc
The Secretary Of Veterans Affairs -- None Available
The Secretary Of Veterans Affairs $199,867 None Available
Fuller James W -- National Title Network Inc
Fuller James W $279,000 Liberty Title
Northwest Georgia Bank $392,715 None Available
Ackerson Billie A $43,102 Legal Title
Cleary Patrick -- Legal Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Porter Richard $229,000
Closed Minshew Brian $176,000
Previous Owner Fuller James W $289,254
Previous Owner Fuller James W $284,998
Previous Owner Ackerson Billie A $405,000
Previous Owner Tacher Steve $35,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2018 09/10/18 Sold $222,500 -16.0% $103 / Sq Ft
08/03/2018 08/03/18 Pending -- -- --
07/10/2018 07/10/18 For Sale $264,900 -- $123 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,033 $90,875 $0 $0
2023 $2,033 $90,875 $0 $0
2022 $2,033 $90,875 $0 $0
2021 $2,033 $90,875 $0 $0
2020 $1,954 $70,650 $0 $0
2019 $1,954 $70,650 $0 $0
2018 $1,954 $70,650 $0 $0
2017 $1,954 $70,650 $0 $0
2016 $1,853 $0 $0 $0
2015 $1,853 $67,000 $0 $0
2014 $1,853 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1281020

Greater Chattanooga REALTORS®

APN: 016C-B-025