NOT LISTED FOR SALE

157 Reels Cove Rd Whitwell, TN 37397

Estimated Value: $248,000 - $325,000

5 Beds
2 Baths
2,448 Sq Ft
$122/Sq Ft Est. Value

Last Sold December 20, 2013

Last sale price $69,900 $29 Per Sq Ft

Est. 310% increase in value since last sale

Current estimated payment $1,623/month

190 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • 2 Car Attached Garage
  • Mountain View
  • No HOA
  • Eat-In Kitchen

About This Home

As of December 2013

This 5bd/2ba ranch home features, eat-in kitchen, covered front porch, back deck, 2 car garage, and an outbuilding. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage Financing.

Last Agent to Sell the Property

Pamela Brown

Century 21 Professional Group License #281871 Listed on: 03/18/2013

Co-Listed By

Chad Brown

Century 21 Professional Group

Last Buyer's Agent

Karen Sichitano

Southland, REALTORS Commercial

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $665

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 2,448 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Living Room
  • Mountain Views
  • Basement
  • Crawl Space
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Outdoor Features

  • Deck
  • Patio
  • Outbuilding

Schools

  • Whitwell Elementary School
  • Whitwell Middle School
  • Whitwell High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 016

Home Details

Home Type

Single Family

Est. Annual Taxes

$665

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 1
  • Co List Office Mls Id: 262
  • Co List Office Phone: 423-949-7653
  • Subdivision Name: None
  • Directions: TN28 to Whitwell, R on Hackworth, L on Old Dunlap Rd, R on Reels Cove Rd
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2448.0
  • New Construction: No
  • Year Built: 1988
  • Location Tax and Legal Parcel Number2: 016
  • Location Tax and Legal Elementary School: Whitwell Elementary
  • Location Tax and Legal Middle Or Junior School2: Whitwell Middle
  • Location Tax and Legal High School: Whitwell High School
  • Location Tax and Legal:Tax Annual Amount: 665.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 1
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • View:Mountain(s): Yes
  • Other Structures:Out Building: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: 5120

Interior Features

  • Appliances: Free-Standing Electric Range
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Tub/shower Combo
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level
  • View: Mountain(s), Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Whitwell Elementary
  • High School: Whitwell High School
  • Middle Or Junior School: Whitwell Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Parcel #: 016
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 665.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2013
Closed on
Jan 3, 2014
Sold by
Federal National Mortgage Association
Bought by
Ramsey Jeannine and Ramsey Ronnie
Seller's Agent
Pamela Brown
Century 21 Professional Group
Buyer's Agent
Karen Sichitano
Southland, REALTORS Commercial
List Price
$102,900
Sold Price
$69,900
Premium/Discount to List
-$33,000
-32.07%
Current Estimated Value
$286,591

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$216,691
Avg. Annual Appreciation
12.78%
Original Mortgage
$68,633
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 21, 2013
Sold by
Linebarger Bobby A
Bought by
Federal National Mtg Associati

Purchase Details

Closed on
Oct 4, 2002
Sold by
French Rodney K
Bought by
Linebarger Robby A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,500
Interest Rate
6.21%

Purchase Details

Closed on
Sep 1, 1992
Bought by
French Rodney K and Stacy Renee

Purchase Details

Closed on
Nov 12, 1991
Bought by
Mooneyham Eddie D and Mooneyham Pamela J

Purchase Details

Closed on
Oct 23, 1986
Bought by
Tate Danny Joel
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramsey Jeannine $69,900 --
Federal National Mtg Associati $105,710 --
Linebarger Robby A $115,000 --
French Rodney K $40,000 --
Mooneyham Eddie D $21,300 --
Tate Danny Joel -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramsey Jeannine $159,493
Closed Ramsey Jeannine $68,633
Previous Owner Linebarger Robby A $30,134
Previous Owner Linebarger Robby A $20,636
Previous Owner Tate Danny Joel $111,500
Previous Owner French Rodney K $109,250
Previous Owner French Rodney K $55,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/20/2013 12/20/13 Sold $69,900 -32.1% $29 / Sq Ft
09/23/2013 09/23/13 Pending -- -- --
03/17/2013 03/17/13 For Sale $102,900 -- $42 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $651 $36,975 $2,650 $34,325
2023 $651 $36,975 $0 $0
2022 $651 $36,975 $2,650 $34,325
2021 $651 $36,975 $2,650 $34,325
2020 $664 $36,975 $2,650 $34,325
2019 $664 $30,625 $2,400 $28,225
2018 $664 $30,625 $2,400 $28,225
2017 $664 $30,625 $2,400 $28,225
2016 $664 $30,625 $0 $0
2015 $665 $30,625 $0 $0
2014 $665 $30,669 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1192127

Greater Chattanooga REALTORS®

APN: 016-046.07