$260,000
SOLD OCT 16, 2018

1578 Oak Creek Dr Loveland, CO 80538

2 Beds
1.5 Baths
1,112 Sq Ft
$146/mo HOA Fee

Recently Sold

$234 Per Sq Ft

2 Days on Market

Highlights

  • Spa
  • 1 Car Attached Garage
  • Patio
  • Open Floorplan
  • Double Pane Windows
  • Park

About This Home

As of May 2025

You found it! Gorgeous townhome in quiet Loveland neighborhood at an affordable price! Step into the warm and inviting open floorplan and find the perfect home for entertaining. The wonderful kitchen opens to both the living and dining rooms for fun and convenient dinner parties, and you will love the large master suite upstairs with a private walk-in closet. Step outside to a fully fenced backyard with gate to open space and walking trails. Priced for quick sale. Don't miss this one!

Last Agent to Sell the Property

Lloyd Smith

C3 Real Estate Solutions, LLC Listed on: 09/07/2018

C3 Real Estate Solutions, LLC

Last Buyer's Agent

Fred Hansen

HomeSmart

HomeSmart

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,019

Year Built

  • Built in 2002

Lot Details

  • 1,600 Sq Ft Lot
  • Open Space
  • Fenced
  • Sprinkler System

HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,112 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Double Pane Windows
  • Window Treatments
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Jack-and-Jill Bathroom

Outdoor Features

  • Spa
  • Patio

Schools

  • Centennial Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1558277

Community Details

Overview

  • Association fees include common amenities, trash, snow removal, ground maintenance, management, utilities, maintenance structure
  • Shamrock West Subdivision

Recreation

  • Park

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,019

Year Built

Built in 2002

Lot Details

0

HOA Fees

$146 per month

Parking

1

Listing Details

  • Year Built: 2002
  • Property Sub Type: Attached Dwelling
  • Prop. Type: Attached Dwelling
  • Horses: No
  • Lot Size Acres: 0.04
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Shamrock West
  • Directions: From the intersection of W 29th St and N Taft Ave, turn right on N Taft Ave. Turn left onto Georgetown Dr. Turn right onto Monument Dr. Turn left onto Oak Creek Dr. Destination will be on the left.
  • Above Grade Finished Sq Ft: 1112
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Townhouse
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1112
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: Yes
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Has Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Satellite Avail, High Speed Internet, Open Floorplan, Jack & Jill Bathroom
  • Living Area: 1112
  • Window Features: Window Coverings, Double Pane Windows
  • Dining Room Features: Carpet
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 143
  • Master Bedroom Master Bedroom Width: 11
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Laminate Floor
  • Room Living Room Area: 156
  • Living Room Features: Carpet
  • Room Kitchen Area: 144
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 176
  • Room Dining Room Area: 80
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Level, Abuts Private Open Space
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Exterior Features: Private Lawn Sprinklers
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • IRESDS_Garage Sq Ft: 240
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City of Lvlnd
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Trash, Snow Removal, Maintenance Grounds, Management, Utilities, Maintenance Structure
  • Community Features: Park
  • Senior Community: No
  • Association #2 Fee: 36.25
  • Association #2 Fee Frequency: Monthly
  • Association Fee: 110
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: Yes
  • IRESDS_HasAssociation2Fee: Yes
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Centennial (R2-J)
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: P-35
  • Lot Size Sq Ft: 1600
  • Parcel #: R1558277
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 1019

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2024
Closed on
May 12, 2025
Sold by
Dahly Danya Lynn
Bought by
Middlemist Emily and Middlemist Clint
Seller's Agent
Megan Wachtman
Group Loveland
Buyer's Agent
The Barefoot Team
RE/MAX Advanced Inc.
List Price
$360,000
Sold Price
$350,000
Premium/Discount to List
-$10,000
-2.78%
Total Days on Market
2
Views
53

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.88%
Original Mortgage
$332,500
Outstanding Balance
$332,500
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$19,791

Purchase Details

Listed on
Sep 7, 2018
Closed on
Oct 16, 2018
Sold by
Cooper Ruth P and Cooper William Cooper
Bought by
Dahly Danya Lynn
Seller's Agent
Lloyd Smith
C3 Real Estate Solutions, LLC
Buyer's Agent
Fred Hansen
HomeSmart
List Price
$260,000
Sold Price
$260,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.62%
Original Mortgage
$247,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 28, 2016
Closed on
Oct 13, 2016
Sold by
Mata Marcie
Bought by
Cooper Ruth P and William Cooper O
Seller's Agent
Kelly McBartlett
Compass - Boulder
Buyer's Agent
Lloyd Smith
C3 Real Estate Solutions, LLC
List Price
$217,000
Sold Price
$217,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.41%

Purchase Details

Closed on
Jan 8, 2002
Sold by
Kb Home Colorado Inc
Bought by
Mata Marcie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,641
Interest Rate
7.03%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 None Listed On Document
Warranty Deed $260,000 First American Title
Warranty Deed $217,000 The Group Guaranteed Title
Warranty Deed $140,818 Security Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,500 New Conventional
Previous Owner $246,000 New Conventional
Previous Owner $247,000 New Conventional
Previous Owner $130,850 New Conventional
Previous Owner $127,200 New Conventional
Previous Owner $13,375 Stand Alone Second
Previous Owner $115,200 Unknown
Previous Owner $21,600 Credit Line Revolving
Previous Owner $138,641 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $350,000 -1.4% $304 / Sq Ft
03/03/2025 03/03/25 Price Changed $355,000 -1.4% $308 / Sq Ft
12/30/2024 12/30/24 For Sale $360,000 +38.5% $313 / Sq Ft
01/14/2020 01/14/20 Off Market $260,000 -- --
01/28/2019 01/28/19 Off Market $217,000 -- --
10/16/2018 10/16/18 Sold $260,000 0.0% $234 / Sq Ft
09/07/2018 09/07/18 For Sale $260,000 +19.8% $234 / Sq Ft
10/13/2016 10/13/16 Sold $217,000 0.0% $196 / Sq Ft
09/28/2016 09/28/16 For Sale $217,000 -- $196 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,477 $22,191 $1,662 $20,529
2024 $1,424 $22,191 $1,662 $20,529
2022 $1,397 $17,563 $1,724 $15,839
2021 $1,436 $18,068 $1,773 $16,295
2020 $1,343 $16,895 $1,773 $15,122
2019 $1,321 $16,895 $1,773 $15,122
2018 $1,183 $14,372 $1,786 $12,586
2017 $1,019 $14,372 $1,786 $12,586
2016 $859 $11,717 $1,974 $9,743
2015 $852 $11,710 $1,970 $9,740
2014 $748 $9,950 $1,970 $7,980
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 861410

IRES MLS

APN: 95031-53-011