$198,900
SOLD MAY 23, 2025
3 Beds
1 Bath
1,128 Sq Ft
10,542 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

10% Below List Price

72 Days on Market

Highlights

  • Central Air
  • Level Lot
  • Heat Pump System
  • Dining Area
  • Wood Burning Fireplace
  • 1-Story Property

About This Home

As of May 2025

HUD Case #541-793209 IE (Insured w/Escrow) - subject to appraisal. Buyer's appraiser to have final determination on insurability and escrow amount. Equal Housing Opportunity. HUD homes are sold "AS-IS" and Seller makes no representations or warranties as to property condition. Seller may contribute up to 3% for buyer's closing costs, upon buyer request. No one may alter or occupy property until after closing & funding. This rancher features 3 bedrooms, 1 bath, kitchen-dining room combo. Large lot with covered back patio. Detached shed.

Last Agent to Sell the Property

Joy Harris-Cobb

Harris & Assoc, Inc Brokerage Phone: 804-526-0491 License #0225048353 Listed on: 01/28/2025

Co-Listed By

Pamela Welch

Harris & Assoc, Inc Brokerage Phone: 804-526-0491 License #0225087598

Last Buyer's Agent

Jane Lennon

Providence Hill Real Estate License #0225270074

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,012

Year Built

  • Built in 1984

Lot Details

  • 10,542 Sq Ft Lot
  • Level Lot
  • Zoning described as R7

Home Design

  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,128 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Dining Area
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • Paved Parking

Outdoor Features

  • Stoop

Schools

  • Marguerite Christian Elementary School
  • Carver Middle School
  • Matoaca High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater

Community Details

  • Tinsberry Trace Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Tax Lot 37
  • Assessor Parcel Number 798-63-69-16-500-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,012

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1984
  • Property Attached Yn: No
  • Attribution Contact: 804-526-0491
  • Lot Size Acres: 0.242
  • Co List Office Mls Id: HARR01
  • Co List Office Phone: 804-526-0491
  • Ownership: REO
  • Subdivision Name: Tinsberry Trace
  • Above Grade Finished Sq Ft: 1128.0
  • Architectural Style: Ranch
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: RealEstateOwned
  • Stories: 1

Interior Features

  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Water Heater, Stove
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Dining Area, Fireplace
  • Living Area: 1128.0
  • Stories: 1
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: None
  • Lot Features: Level
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Sellers Disclosure Not Available
  • Construction Type: Aluminum Siding, Frame
  • Exterior Features: Paved Driveway
  • Patio And Porch Features: Stoop
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Paved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Carver

Lot Info

  • Parcel Number: 798-63-69-16-500-000
  • Zoning Description: R7
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2012.4
  • Tax Lot: 37

MLS Schools

  • Elementary School: Marguerite Christian
  • High School: Matoaca

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 28, 2025
Closed on
May 21, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Start2finish Construction Llc
Seller's Agent
Joy Harris-Cobb
Harris & Assoc, Inc
Buyer's Agent
Jane Lennon
Providence Hill Real Estate
List Price
$221,000
Sold Price
$198,900
Premium/Discount to List
-$22,100
-10%
Views
273

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.56%
Original Mortgage
$202,400
Outstanding Balance
$202,042
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$1,449

Purchase Details

Closed on
Jul 1, 2024
Sold by
Winningham Donna Nadine and Reid Trevor B
Bought by
Us Secretary/Hsng & Urban Dev
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $198,900 Chicago Title Insurance Compan
Trustee Deed $185,500 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $202,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $198,900 0.0% $176 / Sq Ft
04/10/2025 04/10/25 Pending -- -- --
03/20/2025 03/20/25 Price Changed $198,900 -10.0% $176 / Sq Ft
01/28/2025 01/28/25 For Sale $221,000 -- $196 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,080 $230,900 $47,000 $183,900
2024 $2,080 $223,600 $45,000 $178,600
2023 $1,866 $205,100 $43,000 $162,100
2022 $1,691 $183,800 $38,000 $145,800
2021 $798 $162,800 $36,000 $126,800
2020 $1,394 $146,700 $35,000 $111,700
2019 $25 $135,400 $34,000 $101,400
2018 $1,223 $128,700 $33,000 $95,700
2017 $1,192 $124,200 $33,000 $91,200
2016 $1,150 $119,800 $32,000 $87,800
2015 $1,117 $116,400 $33,000 $83,400
2014 $1,114 $116,000 $33,000 $83,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2502277

Central Virginia Regional MLS

APN: 798-63-69-16-500-000