NOT LISTED FOR SALE

Estimated Value: $553,380 - $621,000

3 Beds
2.5 Baths
3,200 Sq Ft
$186/Sq Ft Est. Value

Last Sold August 01, 2023

Last sale price $514,500 $161 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $3,354/month

141 Days on Market

Highlights

  • Marina
  • River Access
  • Open Floorplan
  • Docks
  • Waterfront
  • Clubhouse

About This Home

As of August 2023

Peace and privacy abound here on the Tennessee River's Lake Chickamauga. Pristine yet cozy, this 3,200 sq. ft. home is set-back from the drive perched on .8 acres. Relax in this water-frontneighborhood on your own front porch. You'll watch sunsets blaze atop the forests, listening to bubbling streams, near water-loving neighbors, and non-buildable easy-access communityproperty. Near the outside fire-pit there's enough property to build yet another garage for all of your boats and water toys. Perhaps lease a boat dock lip in the community's private 16-slip landowners-only marina managed by the Channel Pointe HOA/Dock Owners Association.Fresh carpet, paint inside and out – including ceilings -- show-off this meticulously cared-for home. Snap-up this gem now and own a clean, updated pallet for your favorite décor. Move rightin with confidence. This metal roofed gem has 3-bedrooms, bonus room/extra bedroom/office, 2.5 baths, located in the lake front Channel Pointe Community with active neighborhood watch for secure, nature-loving living. Directly across this home amid the forest is the CP community's pavilion, boat ramp and recreation area. The first thing you will notice about # 15816 is the great curb appeal with luscious, multi-colored-levels 4-seasons landscaping. You are welcomed by a rocker-friendly front porch withcustom, luxurious and practical blinds for extra comfort. Step inside to shiny hardwood floorsand a 2-story foyer brightly bathed in natural light. The dining room is just off the foyer and is perfect for 8-10 seat table entertaining. The open-concept living room has full-wall forest – anddeer -- views with easy, clean gas fireplace. The fully equipped cook's dream kitchen sports a perfect 4-5 seat granite high-counter bar. The nature-lover's dreams offer a bay window withkitchen table alcove to watch in wonder. Plenty of wood-cabinet space, spice and round-table corner cabinetry.

Last Agent to Sell the Property

Whitney Harvey

Real Estate Partners Chattanooga LLC License #331216 Listed on: 05/26/2023

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Charles Watt

Century 21 Aaim Real Estate License #258195

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,954

Year Built

  • Built in 2008

Lot Details

  • 0.76 Acre Lot
  • Lot Dimensions are 171.87x192.27
  • Waterfront
  • Rural Setting
  • Gentle Sloping Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Metal Roof

Interior Spaces

  • 3,200 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Formal Dining Room
  • Bonus Room
  • Basement
  • Crawl Space
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Attic

  • Storage In Attic
  • Walk-In Attic

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC

Outdoor Features

  • River Access
  • Docks
  • Deck
  • Covered Patio or Porch

Schools

  • North Hamilton Co Elementary School
  • Sale Creek Middle School
  • Sale Creek High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • High-Efficiency Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 016c B 030

Community Details

Overview

  • Channel Pointe Subdivision

Amenities

  • Clubhouse

Recreation

  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,954

Year Built

Built in 2008

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.76
  • Lot Size: 171.87X192.27
  • Subdivision Name: Channel Pointe
  • Directions: Turn right and take ramp onto US-27 N. Go for 4.1 mi. Then 4.06 miles Take the exit toward Dayton onto US-27 N. Go for 3.2 mi. Then 3.18 miles Turn right onto McCallie Ferry Rd. Go for 2.2 mi. Then 2.17 miles Continue on May Rd. Go for 5.2 mi. Then 5.15 miles Continue on Burton Rd. Go for 0.3 mi. Then 0.31 miles Turn left onto Channel Pointe Dr. Go for 0.6 mi. Then 0.60 miles 15792 Channel Pointe Dr Sale Creek, TN 37373-7905
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3200.0
  • New Construction: No
  • Efficiency: Appliances, HVAC, Water Heater
  • Structure Type: Free Standing Building
  • Year Built: 2008
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 016c B 030
  • Location Tax and Legal Elementary School: North Hamilton Co Elementary
  • Location Tax and Legal Middle Or Junior School2: Sale Creek Middle
  • Location Tax and Legal High School: Sale Creek High
  • Location Tax and Legal:Tax Annual Amount: 1953.72
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.76
  • General Property Information Lot Size Square Feet2: 33105.6
  • General Property Information Lot Size Dimensions: 171.87X192.27
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Lot Features Rural: Yes
  • Exterior Features Dock2: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: En Suite, Granite Counters, Open Floorplan, Primary Downstairs, Separate Dining Room, Separate Shower, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Attic Features:Walk-In Attic: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Gas Starter: Yes
  • Waterfront Features:Marina in Community: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Rural, Split Possible, Sprinklers In Front, Sprinklers In Rear, Other
  • View: Other
  • View: Yes
  • Waterfront Features: Marina in Community, River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Dock
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Metal
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse
  • Senior Community: No
  • Association Fee: 275.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 275.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: North Hamilton Co Elementary
  • High School: Sale Creek High
  • Middle Or Junior School: Sale Creek Middle

Lot Info

  • Lot Size Sq Ft: 33105.6
  • Additional Parcels: No
  • Parcel #: 016c B 030
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 1953.72

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 6, 2020
Sold by
Ratto David B and Ratto Linda L
Bought by
Ratto David R and Ratto Linda L
Current Estimated Value
$594,595

Purchase Details

Listed on
Nov 16, 2010
Closed on
Apr 2, 2013
Sold by
Dukes Jonathan E
Bought by
Ratto David B and Ratto Linda L
Seller's Agent
John Mitchum
RE/MAX Renaissance Realtors
Buyer's Agent
John Mitchum
RE/MAX Renaissance Realtors
List Price
$307,000
Sold Price
$272,000
Premium/Discount to List
-$35,000
-11.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.31%

Purchase Details

Closed on
Nov 25, 2009
Sold by
Northwest Georgia Bank
Bought by
Dukes Jonathan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
4.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2008
Sold by
Scott Antonio
Bought by
Northwest Georgia Bank

Purchase Details

Closed on
Aug 13, 2007
Sold by
Homeblossomcom Realty Llc
Bought by
Scott Antonio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$414,000
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ratto David R -- None Available
Ratto David B $272,000 None Available
Dukes Jonathan E $218,000 Cleveland Abstract & Title
Northwest Georgia Bank $395,839 None Available
Scott Antonio $61,626 Legal Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Dukes Jonathan E $145,000
Previous Owner Dukes Jonathan E $148,000
Previous Owner Scott Antonio $414,000
Previous Owner Tacher Steve $52,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2023 08/01/23 Sold $514,500 -2.5% $161 / Sq Ft
06/25/2023 06/25/23 Off Market $527,900 -- --
06/05/2023 06/05/23 Price Changed $527,900 -2.2% $165 / Sq Ft
05/26/2023 05/26/23 For Sale $539,900 +4.9% $169 / Sq Ft
04/21/2023 04/21/23 Off Market $514,500 -- --
04/16/2023 04/16/23 Off Market $539,900 -- --
03/08/2023 03/08/23 Price Changed $539,900 -2.7% $169 / Sq Ft
02/11/2023 02/11/23 For Sale $554,900 0.0% $173 / Sq Ft
02/05/2023 02/05/23 Off Market $554,900 -- --
01/30/2023 01/30/23 For Sale $554,900 +104.0% $173 / Sq Ft
04/22/2013 04/22/13 Sold $272,000 -11.4% $80 / Sq Ft
04/03/2013 04/03/13 Pending -- -- --
11/15/2010 11/15/10 For Sale $307,000 -- $90 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,954 $87,325 $0 $0
2023 $1,954 $87,325 $0 $0
2022 $1,954 $87,325 $0 $0
2021 $1,954 $87,325 $0 $0
2020 $1,931 $69,850 $0 $0
2019 $1,931 $69,850 $0 $0
2018 $1,931 $69,850 $0 $0
2017 $1,931 $69,850 $0 $0
2016 $1,832 $0 $0 $0
2015 $1,832 $66,250 $0 $0
2014 $1,832 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1368321

Greater Chattanooga REALTORS®

APN: 016C-B-030