NOT LISTED FOR SALE

15850 N Cardinal Dr Unit 3 Effingham, IL 62401

Estimated Value: $397,618 - $715,000

3 Beds
3.5 Baths
2,418 Sq Ft
9,148 Sq Ft Lot

Last Sold July 30, 2021

Last sale price $315,000 $130 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $3,197/month

22 Days on Market

Highlights

  • Boathouse
  • Docks
  • Waterfront
  • Beecher City Grade School Rated A-
  • Lake View
  • Lake Privileges

About This Home

As of July 2021

Lakefront living at its BEST ! Beautiful condo on the waterfront with its own private boat slip. Concrete entry, attached one car garage and parking in front for your guests. This condo has three bedrooms and 3 1/2 baths, closets galore, hardwood and ceramic tile throughout, crown molding, maple cabinetry, 25 foot of maple kitchen cabinets, corian solid surface countertops throughout, ceiling fans, recessed lighting, a full appliance package in the main floor kitchen, a wet bar with mini fridge and icemaker in the lower level, and best of all a deck off of the huge master bedroom, a deck off of the main level dining area and a screened in porch off the lower level. All of these overlook the waterfront! Outside you have your own boat slip, a large deck for entertaining and swimming, a play area upfront and a large lot that connect to the golf course. No maintenance to be done with this type of living arrangement. The only thing you will need is TIME to enjoy your new HOME!

Last Agent to Sell the Property

Susan Hayes

KELLER WILLIAMS-TREC License #475122687 Listed on: 05/28/2021

KELLER WILLIAMS-TREC

Last Buyer's Agent

Keith Hartman

RE/MAX Key Advantage License #475162306

RE/MAX Key Advantage

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,614

Year Built

  • Built in 2006

Lot Details

  • Waterfront

HOA Fees

  • $220 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Lake Views
  • Attic

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Boathouse
  • Docks
  • Lake Privileges
  • Deck
  • Screened Patio
  • Rear Porch

Utilities

  • Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Septic Tank

Community Details

  • John Kirby Subd Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1107016031

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,614

Year Built

Built in 2006

Lot Details

9,148 Sq Ft Lot

HOA Fees

$220 per month

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1693.0
  • Directions: Route 32/33 N.… Take Lake Sara Road… Turn right on moccasin Road… Turn left on Cardinal… Go past the golf course… And watch for the sign... Waters edge at Lake Sara condominiums… Unit number 3
  • Lot Size Acres: 0.21
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 2
  • Subdivision Name: John Kirby Subd
  • Year Built: 2006
  • Road Frontage Type: Waterfront
  • Water Body Name: Lake Sara
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Range Hood, Washer
  • Has Basement: Finished, Walk-Out Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 725.0
  • Interior Amenities: Attic, Wet Bar, Bath in Master Bedroom
  • Fireplace: No
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Deck, Dock
  • Roof: Shingle
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Privileges
  • Waterfront: Yes
  • Foundation Details: Basement
  • Other Structures: Boat House
  • Patio And Porch Features: Rear Porch, Screened, Deck

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Gas, Zoned
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Association Fee: 220.0

Schools

  • Junior High Dist: Beecher City Dist. 20

Lot Info

  • Lot Size Sq Ft: 9148.0
  • Parcel #: 1107016031
  • Zoning: Other
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 4614.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2021
Closed on
Jul 30, 2021
Sold by
Miele Sam R and Sam R Miele Jr Trust
Bought by
Henderson Thomas G
Seller's Agent
Susan Hayes
KELLER WILLIAMS-TREC
Buyer's Agent
Keith Hartman
RE/MAX Key Advantage
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Current Estimated Value
$482,905

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$167,905
Avg. Annual Appreciation
9.69%
Original Mortgage
$315,000
Outstanding Balance
$286,860
Interest Rate
3%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$196,045

Purchase Details

Closed on
Aug 30, 2010
Sold by
Kreplin Kurtis and Kreplin Sherri
Bought by
Miele Sam R and Sam R Miele Jr Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
4.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 17, 2009
Sold by
Lake Sara Llc
Bought by
Kreplin Kurtis and Kreplin Sherri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
5.36%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Henderson Thomas G $315,000 National Title Solutions Inc
Miele Sam R -- None Available
Kreplin Kurtis -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Henderson Thomas G $315,000
Previous Owner Miele Sam R $110,000
Previous Owner Kreplin Kurtis $210,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2021 07/30/21 Sold $315,000 -3.1% $130 / Sq Ft
06/20/2021 06/20/21 Pending -- -- --
05/28/2021 05/28/21 For Sale $325,000 -- $134 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,563 $101,720 $2,500 $99,220
2023 $5,200 $92,050 $2,260 $89,790
2022 $5,043 $85,230 $2,090 $83,140
2021 $4,825 $81,170 $1,990 $79,180
2020 $4,698 $78,040 $1,910 $76,130
2019 $4,614 $75,760 $1,850 $73,910
2018 $5,527 $90,250 $1,760 $88,490
2017 $5,405 $88,480 $1,730 $86,750
2016 $5,229 $84,670 $1,660 $83,010
2015 -- $83,830 $1,640 $82,190
2014 -- $83,000 $1,620 $81,380
2013 -- $75,100 $1,620 $73,480
2012 -- $75,100 $1,620 $73,480
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6212641

APN: 1107016031

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