15850 N Cardinal Ln Effingham, IL 62401
3
Beds
3.5
Baths
2,747
Sq Ft
9,148
Sq Ft Lot
Highlights
- Docks
- Lake View
- Lake Privileges
- Beecher City Grade School Rated A-
- Waterfront
- Deck
About This Home
As of June 2025Welcome to your dream waterfront condo on the picturesque shores of Lake Sara. This stunning 3-bed, 3.5-bath residence offers the perfect blend of luxury and comfort. The home features a finished walk-out basement complete with a wet bar with granite top, ideal for entertaining guests. Enjoy direct access to the lake with your own boat slip, equipped with a ShoreStation lift, making boating a breeze. The interior boasts beautiful hardwood floors and a modern kitchen outfitted with granite tops and new appliances, ensuring a contemporary and elegant living experience. The master bedroom features a private balcony with breathtaking lake views, while a screened-in porch provides a perfect spot to relax and enjoy the serene surroundings. Additionally, the beautifully landscaped grounds connect directly to the golf course, offering easy access for golf enthusiasts. The property also offers close proximity to the Lake Sara Beach and the newly improved park area. This property is top-notch
Last Agent to Sell the Property
RE/MAX Key Advantage License #475135835 Listed on: 03/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,694
Year Built
- Built in 2006
Lot Details
- 9,148 Sq Ft Lot
- Waterfront
Parking
- 1 Car Attached Garage
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Wet Bar
- Lake Views
Kitchen
- Breakfast Area or Nook
- Oven
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Docks
- Lake Privileges
- Deck
- Screened Patio
Utilities
- Central Air
- Heating System Uses Gas
- Gas Water Heater
- Septic Tank
Community Details
- Waters Edge/Lk Sara Condos Subdivision
Listing and Financial Details
- Assessor Parcel Number 1107016032
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
Jun 17, 2025
Sold by
Hoeske William E and Hoeske Jennifer W
Bought by
Dust Andrew
Seller's Agent
Courtney Kidd
RE/MAX Key Advantage
Buyer's Agent
Courtney Kidd
RE/MAX Key Advantage
List Price
$394,900
Sold Price
$394,900
Views
43
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-53.33%
Original Mortgage
$315,920
Outstanding Balance
$315,920
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$44,466
Purchase Details
Closed on
May 13, 2016
Sold by
Willing Willlam P and Willing Debra A
Bought by
Hoeske William E and Hoeske Jennifer W L
Similar Homes in Effingham, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,185,000 | None Listed On Document | |
| Warranty Deed | $249,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $315,920 | New Conventional | |
| Previous Owner | $155,000 | New Conventional | |
| Previous Owner | $215,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $394,900 | 0.0% | $144 / Sq Ft |
| 05/09/2025 05/09/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | For Sale | $394,900 | -- | $144 / Sq Ft |
Source: Central Illinois Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,200 | $92,050 | $2,260 | $89,790 |
| 2022 | $4,694 | $85,230 | $2,090 | $83,140 |
| 2021 | $4,468 | $81,170 | $1,990 | $79,180 |
| 2020 | $4,336 | $78,040 | $1,910 | $76,130 |
| 2019 | $4,249 | $75,760 | $1,850 | $73,910 |
| 2018 | $5,527 | $90,250 | $1,760 | $88,490 |
| 2017 | $5,405 | $88,480 | $1,730 | $86,750 |
| 2016 | $5,229 | $84,670 | $1,660 | $83,010 |
| 2015 | -- | $83,830 | $1,640 | $82,190 |
| 2014 | -- | $83,000 | $1,620 | $81,380 |
| 2013 | -- | $83,000 | $1,620 | $81,380 |
| 2012 | -- | $83,000 | $1,620 | $81,380 |
Source: Public Records
Agents Affiliated with this Home
-
C
Seller's Agent in 2025
Courtney Kidd
RE/MAX
Map
Source: Central Illinois Board of REALTORS®
MLS Number: 6251197
APN: 1107016032
Nearby Homes
- 15325 N Cardinal Ln
- 9219 E Best Ct
- 14915 N 8th Ave
- 15758 N Bluebird Dr
- 15095 N Nees Ln
- 9079 E South Circle Dr
- 15772 N Lakeview Dr
- 13411 Augusta National Dr
- 8404 E Twin Oaks Dr
- 14408 N South Shore Dr
- 14704 & 14744 N Court 1
- 8774 E Chinquapin Ave
- 10096 E Heritage Dr
- 10028 Pineridge Rd
- LOT 5 Pineridge Rd
- 14801 N Park Rd
- 13975 Lake Estates Dr
- 14480 N 1025th St
- 14342 Sportsman's Dr
- 14677 N Kepley Ln