NOT LISTED FOR SALE

15850 N Cardinal Unit #7 Ln Effingham, IL 62401

Estimated Value: $398,000 - $774,000

3 Beds
3.5 Baths
2,348 Sq Ft
$212/Sq Ft Est. Value

Last Sold July 15, 2019

Last sale price $225,000 $96 Per Sq Ft

Est. 125% increase in value since last sale

Current estimated payment $3,418/month

89 Days on Market

Highlights

  • Docks
  • Lake View
  • Lake Privileges
  • Beecher City Grade School Rated A-
  • Waterfront
  • Cathedral Ceiling

About This Home

As of July 2019

A perfect Lake Get Away with Zero Maintenance (no raking leaves, no painting, just show up, get in your boat and go). These are the only condos on Lake Sara and this unit is exceptional. Hardwood floors on lower level, corian counter tops, top of the line kitchen appliances (gas stove, microwave, refrigerator, and dishwasher). New Hydraulic Boat lift; There are 2 decks, one off of the Master Bedroom and one off of the main living area. Patio (wired for a generator)out of the walk out fully finished lower level that includes: wet bar with corian counters, ice maker and refrigerator; Family Room; 3/4 bath and 2 different storage areas all with ceramic tile. Second floor has a large Master Suite, double closet with california Organizers and a Master Bath; Full Bath; Laundry Room (washer/dryer included) plus 2 more bedrooms with california closet. All New Carpet in 2016; If this was a car - it would have every option available. **Each unit has a holding tank before it goes into a large system out front (installed by James Backhoe). **Sewage injector pump for lower level. **outlet for hot tub on patio**Roof reserve $120/6 mos. **HOA fees $1050/6 mos. = $195/mo.

Last Agent to Sell the Property

Jeff Speer

RE/MAX Key Advantage License #471000363 Listed on: 02/28/2019

RE/MAX Key Advantage

Last Buyer's Agent

Terry Youngblood

RE/MAX Key Advantage License #475102294

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,380

Year Built

  • Built in 2006

Lot Details

  • 9,149 Sq Ft Lot
  • Waterfront

HOA Fees

  • $195 Monthly HOA Fees

Parking

  • 1.5 Car Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Lake Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Docks
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Water's Edge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1107016035

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,380

Year Built

Built in 2006

Lot Details

0

HOA Fees

$195 per month

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1692.0
  • Directions: Rt. 32/33 N...to Lake Sara Road; turn right on Moccassin Rd.; then left on Cardinal....past golf course - watch for signs
  • Lot Size Acres: 0.21
  • Property Sub Type: Other
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: Water's Edge
  • Year Built: 2006
  • Road Frontage Type: Waterfront
  • Water Body Name: Lake Sara
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Other
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator
  • Has Basement: Finished, Walk-Out Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 656.0
  • Interior Amenities: Wet Bar, Cathedral Ceiling(s), Bath in Master Bedroom
  • Fireplace: No
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Dock
  • Roof: Shingle
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Privileges
  • Waterfront: Yes
  • Foundation Details: Basement

Garage/Parking

  • Garage Spaces: 1.5

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 195.0

Schools

  • Junior High Dist: Beecher City Dist. 20

Lot Info

  • Lot Size Sq Ft: 9149.0
  • Parcel #: 1107016035
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 5380.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 7, 2023
Sold by
Kratzert Jerome A and Kratzert Mary K
Bought by
Kratzert Family Trust
Current Estimated Value
$506,934

Purchase Details

Closed on
Aug 5, 2021
Sold by
Rhodes Travis W and Rhodes Devika J
Bought by
Kratzert Jerome A and Kratzert Mary K

Purchase Details

Listed on
Feb 28, 2019
Closed on
Jul 15, 2019
Sold by
Mcdaniel Jerry L
Bought by
Rhodes Travis W and Rhodes Devika J
Seller's Agent
Jeff Speer
RE/MAX Key Advantage
Buyer's Agent
Terry Youngblood
RE/MAX Key Advantage
List Price
$250,000
Sold Price
$225,000
Premium/Discount to List
-$25,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.08%
Original Mortgage
$180,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2015
Sold by
Mcdaniel Jerry L and Mcdaniel Madalaine A
Bought by
Mcdaniel Jerry L and James H Mcdaniel Revocable Trust
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kratzert Family Trust -- None Listed On Document
Kratzert Jerome A $325,000 Attorney
Rhodes Travis W $225,000 Attorney
Mcdaniel Jerry L -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Rhodes Travis W $180,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2019 07/15/19 Sold $225,000 -10.0% $96 / Sq Ft
05/29/2019 05/29/19 Pending -- -- --
02/28/2019 02/28/19 For Sale $250,000 -- $106 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,091 $90,120 $2,260 $87,860
2022 $4,937 $83,440 $2,090 $81,350
2021 $4,238 $79,470 $1,990 $77,480
2020 $4,238 $76,410 $1,910 $74,500
2019 $4,518 $74,180 $1,850 $72,330
2018 $5,501 $89,840 $1,760 $88,080
2017 $5,380 $88,080 $1,730 $86,350
2016 $5,205 $84,290 $1,660 $82,630
2015 -- $83,450 $1,640 $81,810
2014 -- $82,620 $1,620 $81,000
2013 -- $82,620 $1,620 $81,000
2012 -- $82,620 $1,620 $81,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6190706

APN: 1107016035