NOT LISTED FOR SALE

1595 N St Francis Rd Loretto, KY 40037

Estimated Value: $299,000 - $432,000

3 Beds
1.5 Baths
2,448 Sq Ft
$147/Sq Ft Est. Value

Last Sold November 16, 2022

Last sale price $307,000 $125 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,219/month

77 Days on Market

Highlights

  • 1 Fireplace
  • Central Air
  • Heat Pump System
  • No HOA
  • 2 Car Garage

About This Home

As of November 2022

Welcome home to 1595 N St Francis Road! 2448 square feet and situated on over 5 acres in Loretto, this home features an abundance of privacy and space. Check out the gorgeous view from the large eat in kitchen. It has been updated with new fixtures, new backsplash and is perfect for entertaining. The living room has hardwood floors, a vaulted ceiling and is adjacent to the sunroom, which is a wonderful additional living area. The primary bedroom is ensuite to the half bath. There are 2 more bedrooms and a beautifully updated full bath on the main level. Both baths have been recently remodeled. Also, upstairs is the LAUNDRY ROOM, so convenient to have laundry on the main level! The unfinished basement is ready for you to finish to your liking and is also great for storage. The 2-car garage is oversized and allows for a great workspace. Step right out the back door into your hot tub and spend the evening relaxing and watching the wildlife.

Last Agent to Sell the Property

Kara Rucker Hamilton

Area One Realty, LLC License #219108 Listed on: 08/12/2022

Last Buyer's Agent

Kara Rucker Hamilton

Area One Realty, LLC License #219108 Listed on: 08/12/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,726

Year Built

  • Built in 1993

Lot Details

  • 6

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 2,448 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 010-039-01
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,726

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 2448.0
  • Architectural Style: Ranch
  • Reso Other Structures: Outbuilding
  • Utilities Electricity Connected: Yes
  • Rooms:Living Room5: Yes
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Ranch: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Walkout Unfinished
  • Fireplaces Level 1: 1
  • Bedroom Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Other Level: First
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Total Bedrooms: 7

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 5.52
  • Construction Type: Brick
  • Construction:Brick3: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Lower Level
  • General Property Description:Garage Spaces: 2

Utilities

  • Utilities: Electricity Connected
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 240451.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 010-039-01
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1993

Tax Info

  • Tax Block: 0
  • Tax Lot: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2022
Closed on
Nov 16, 2022
Sold by
Holmes Nathan M and Holmes Milana K
Bought by
Hoskins Matthew L and Hoskins Milana K
Seller's Agent
Kara Rucker Hamilton
Area One Realty, LLC
Buyer's Agent
Kara Rucker Hamilton
Area One Realty, LLC
List Price
$319,900
Sold Price
$307,000
Premium/Discount to List
-$12,900
-4.03%
Total Days on Market
77
Views
66
Current Estimated Value
$360,769

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,769
Avg. Annual Appreciation
7.86%
Original Mortgage
$301,439
Outstanding Balance
$293,584
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$82,179

Purchase Details

Closed on
Dec 1, 2017
Sold by
Yoder Joseph B and Yoder Esther J
Bought by
Holmes Nathan M and Holmes Milana K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,850
Interest Rate
3.92%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Aug 16, 2017
Sold by
Hagan Joseph Raymond and Hagan Mary Linda Fay
Bought by
Yoder Joseph B and Yoder Esther J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hoskins Matthew L $307,000 --
Holmes Nathan M $205,000 None Available
Yoder Joseph B $210,900 None Available
Yoder Joseph B $210,900 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hoskins Matthew L $11,589
Open Hoskins Matthew L $19,308
Open Hoskins Matthew L $301,439
Previous Owner Holmes Nathan M $193,750
Previous Owner Holmes Nathan M $198,850
Previous Owner Hagan Joseph Raymond $20,000
Previous Owner Hagan Jason M $75,230
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/16/2022 11/16/22 Sold $307,000 -4.0% $125 / Sq Ft
10/28/2022 10/28/22 Pending -- -- --
08/12/2022 08/12/22 For Sale $319,900 -- $131 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,726 $307,000 $307,000 $0
2023 $2,754 $307,000 $307,000 $0
2022 $1,853 $205,000 $205,000 $0
2021 $1,886 $205,000 $205,000 $0
2020 $1,900 $205,000 $205,000 $0
2019 $1,900 $205,000 $205,000 $0
2018 $1,919 $205,000 $205,000 $0
2017 $1,070 $152,000 $152,000 $0
2015 $1,017 $152,000 $152,000 $0
2012 $1,010 $152,000 $152,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1619831

Metro Search (Greater Louisville Association of REALTORS®)

APN: 010-039-01