5
Beds
3.5
Baths
2,946
Sq Ft
0.75
Acres
Highlights
- Lake View
- Wooded Lot
- Wood Flooring
- Secluded Lot
- Outdoor Fireplace
- Double Oven
About This Home
As of August 2025PRICE IMPROVEMENT! NEW ROOF!
Just in time for your Lake Cumberland Summer Fun. This lake house has it all. Sitting on the water's edge of beautiful Lake Cumberland with your own walking path down to the water. Boasting just under 3000 sq ft, it has 4 large bedrooms, 3.5 baths and beautiful hardwood floors, stacked stone fireplace, with an open concept feel. The screened in porch offers another stone fireplace and just wait until you open the double set of doors, b/c it will give you a whole other living space that brings the outdoors inside, soothing water sounds and all. The full basement offers a bonus room with walk out access that leads to an outdoor fireplace and walking path to the lake. The large garage is fully capable of storing your boat and other toys too! Conveniently located only 3 miles from the local boat ramp. Grab your cooler, fishing poles and towels, and make yourself right at home on this slice of paradise!
Last Agent to Sell the Property
Lake Cumberland Real Estate Professionals License #241155 Listed on: 03/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,729
Year Built
- Built in 2004
Lot Details
- 0.75 Acre Lot
- Secluded Lot
- Wooded Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Shingle Roof
- Aluminum Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Wood Burning Fireplace
- Family Room with Fireplace
- Living Room
- Dining Room
- Utility Room
- Lake Views
Kitchen
- Double Oven
- Cooktop
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
Outdoor Features
- Outdoor Fireplace
Schools
- Nancy Elementary School
- Southern Middle School
- Southwestern High School
Utilities
- Cooling Available
- Heat Pump System
- Septic Tank
Community Details
- Shepperd Subdivision
Listing and Financial Details
- Assessor Parcel Number AAA-016.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 22, 2023
Sold by
Krach Gerald V and Krach Pamela S
Bought by
Gerald V Krach Trust and Krach
Purchase Details
Closed on
Oct 28, 2015
Sold by
Krach Gerald V and Krach Leejean
Bought by
Krach Gerald V
Purchase Details
Listed on
May 4, 2012
Closed on
Jul 3, 2012
Sold by
Novak Timothy L and Novak Julie P
Bought by
Krach Gerald and Krach Leejean
Seller's Agent
Brad Bigelow
Lake Cumberland Realty
Buyer's Agent
Brad Bigelow
Lake Cumberland Realty
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.18%
Original Mortgage
$140,100
Interest Rate
3.79%
Mortgage Type
FHA
Similar Homes in Nancy, KY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $400,000 | None Listed On Document | |
| Deed | -- | None Available | |
| Deed | $245,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $140,100 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $455,000 | -4.2% | $154 / Sq Ft |
| 07/10/2025 07/10/25 | Pending | -- | -- | -- |
| 07/01/2025 07/01/25 | Price Changed | $475,000 | -3.0% | $161 / Sq Ft |
| 05/14/2025 05/14/25 | Price Changed | $489,500 | -2.0% | $166 / Sq Ft |
| 03/28/2025 03/28/25 | For Sale | $499,500 | +103.9% | $170 / Sq Ft |
| 07/06/2012 07/06/12 | Sold | $245,000 | -2.0% | $82 / Sq Ft |
| 06/06/2012 06/06/12 | Pending | -- | -- | -- |
| 05/04/2012 05/04/12 | For Sale | $249,900 | -- | $83 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,729 | $400,000 | $0 | $0 |
| 2023 | $2,409 | $248,506 | $0 | $0 |
| 2022 | $2,422 | $248,506 | $45,000 | $203,506 |
| 2021 | $2,452 | $248,506 | $45,000 | $203,506 |
| 2020 | $2,483 | $248,506 | $45,000 | $203,506 |
| 2019 | $2,486 | $248,506 | $45,000 | $203,506 |
| 2018 | $2,480 | $248,506 | $45,000 | $203,506 |
| 2017 | $2,499 | $248,506 | $0 | $0 |
| 2016 | $2,371 | $248,506 | $45,000 | $203,506 |
| 2015 | $2,300 | $245,000 | $45,000 | $200,000 |
| 2012 | $2,233 | $245,000 | $45,000 | $200,000 |
Source: Public Records
Agents Affiliated with this Home
-
Gina Hill
G
Seller's Agent in 2025
Gina Hill
Lake Cumberland Real Estate Professionals
(606) 219-1677
31 Total Sales
-
Brandon Becker
Buyer's Agent in 2025
Brandon Becker
CENTURY 21 Advantage Realty
(606) 367-7253
31 Total Sales
-
B
Seller's Agent in 2012
Brad Bigelow
Lake Cumberland Realty
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25006050
APN: AAA-016.00
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The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 LBAR Multiple Listing Service. All Rights Reserved.
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