$324,900
$25K PRICE DROP

16 Wisteria Way Palmyra, VA 22963

Estimated payment $1,961/month

Total Views 8,186
3 Beds
2 Baths
1,344 Sq Ft
$242 Price per Sq Ft

Highlights

  • Views of Trees
  • Skylights
  • Wood Patio
  • Vaulted Ceiling
  • Front Porch
  • Shed

About This Home

Welcome to this beautifully renovated contemporary ranch, situated on a flat lot within the gated community of Lake Monticello! You'll appreciate the extra large paved driveway, 2 car garage, and inviting curb appeal. Step into the living room with a vaulted ceiling, gas fireplace and a window filled, open-concept living space. The brand new kitchen features white cabinets, undermount lighting, stainless steel appliances, granite countertops, a full sized pantry closet and a windowed breakfast nook that make it both stylish and functional. The owner’s bedroom offers a walk-in closet and a private en-suite bathroom. Two additional bedrooms are spacious with ample closet space, ideal for family, guests, or a home office. Enjoy every season in the large all-season room, overlooking the flat, usable backyard — perfect for outdoor activities, gardening, or relaxing. Just through the large 2-car garage is a spacious mudroom equipped with extra cabinetry and a washer/dryer. Access to five sandy beaches, pool/clubhouse, golf, basketball/tennis/pickleball courts, playgrounds and boat launches. Only a short 2 minute walk to beach #3 and 5 minutes to Turkey Sag Trail gate with restaurants, grocery and health care - just 20 miles to Cville!

Listing Agent

Josh White

STORY HOUSE REAL ESTATE License #0225221067 Listed on: 10/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,525

Year Built

  • Built in 1989 | Remodeled

Lot Details

  • 0.34 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $121 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,344 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Vinyl Clad Windows
  • Views of Trees
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Wood Patio
  • Shed
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18/ A 9/ 331/ /

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,525

Year Built

Built in 1989 | Remodeled

Lot Details

0

HOA Fees

$121 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18/ A 9/ 331/ /
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1344.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Refrigerator, Dryer, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: One, Gas, Gas Log, Masonry
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs, Remodeled, Skylights, Vaulted Ceiling(s)
  • Living Area: 1344.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Vinyl, Skylight(s)

Exterior Features

  • Roof: Architectural
  • View: Residential, Trees/Woods
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Front Porch, Porch, Wood
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 121.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Wooded
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1989

Tax Info

  • Year: 2025
  • Tax Annual Amount: 1525.1

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,745 $232,700 $30,000 $202,700
2024 $16 $190,600 $30,000 $160,600
2023 $1,609 $190,600 $30,000 $160,600
2022 $1,422 $163,500 $27,500 $136,000
2021 $1,422 $163,500 $27,500 $136,000
2020 $1,391 $150,400 $27,500 $122,900
2019 $1,391 $150,400 $27,500 $122,900
2018 $1,313 $144,800 $27,500 $117,300
2017 $1,313 $144,800 $27,500 $117,300
2016 $1,362 $148,500 $27,500 $121,000
2015 $1,286 $148,500 $27,500 $121,000
2014 $1,286 $146,100 $27,500 $118,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 Price Changed $324,900 -3.0% $242 / Sq Ft
10/28/2025 10/28/25 Price Changed $335,000 -4.3% $249 / Sq Ft
10/08/2025 10/08/25 For Sale $350,000 +62.4% $260 / Sq Ft
07/11/2025 07/11/25 Sold $215,500 -13.8% $160 / Sq Ft View Prior Sale
06/18/2025 06/18/25 Pending -- -- --
06/11/2025 06/11/25 Price Changed $249,900 -2.0% $186 / Sq Ft
05/09/2025 05/09/25 Price Changed $255,000 -1.9% $190 / Sq Ft
04/17/2025 04/17/25 Price Changed $260,000 -3.7% $193 / Sq Ft
03/05/2025 03/05/25 Price Changed $270,000 -1.8% $201 / Sq Ft
01/28/2025 01/28/25 For Sale $275,000 -- $205 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $215,500 Stewart Title Guaranty Company
Warranty Deed $195,000 Chicago Title Insurance Comp
Warranty Deed $200,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $168,236 FHA
Previous Owner $40,000 Construction
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 669859

Charlottesville area Association of Realtors®

APN: 18A-9-331