160 Terra St Morro Bay, CA 93442
Morro Bay AreaEstimated payment $6,274/month
Highlights
- Golf Course Community
- Fishing
- Deck
- Del Mar Elementary School Rated A-
- Peek-A-Boo Views
- Lawn
About This Home
Charming 3-Bedroom Coastal Home in Morro Bay’s Sought-After Beach Tract
Welcome to 160 Terra Street, a classic single-level home in Morro Bay’s desirable Beach Tract—just a short stroll from the sand, Morro Strand State Beach, and iconic views of Morro Rock. This 3-bedroom, 2-bath residence offers the quintessential Central Coast lifestyle with easy access to the Embarcadero’s restaurants, shops, and waterfront, plus nearby parks, trails, and the protected Morro Bay estuary.
The home sits on a unique street-to-street lot with gated access to the backyard, providing privacy and flexibility. Inside you’ll find a largely original layout that includes a skylight in the dining area for natural light and a private bathroom in the primary bedroom. Windows have been replaced, while the rest of the home remains mostly original—offering a solid foundation for updates and personalization.
This property needs a little work, making it an excellent opportunity for buyers looking to customize a coastal home and build equity in one of Morro Bay’s most convenient beach-close neighborhoods. Single-story living is the long-term character of the Beach Tract, helping preserve the open feel and ocean proximity that define this area.
Enjoy mild year-round weather, morning beach strolls, sunsets over the Pacific, and the relaxed pace of Central Coast living. Whether as a primary residence, vacation home, or renovation project with strong long-term potential, 160 Terra Street delivers location, lifestyle, and opportunity.
Listing Agent
Rock View Realty Brokerage Phone: 805-440-4273 License #01922278 Listed on: 08/31/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1967
Lot Details
- 6,195 Sq Ft Lot
- Wood Fence
- Brick Fence
- Level Lot
- Lawn
- Front Yard
Parking
- 2 Car Attached Garage
- Parking Available
- Front Facing Garage
- Driveway Level
Home Design
- Entry on the 1st floor
- Asphalt Roof
Interior Spaces
- 1,636 Sq Ft Home
- 1-Story Property
- Wet Bar
- Ceiling Fan
- Electric Fireplace
- Sliding Doors
- Family Room Off Kitchen
- Living Room with Fireplace
- Dining Room
- Den
- Peek-A-Boo Views
- Laundry in Garage
Kitchen
- Open to Family Room
- Breakfast Bar
- Electric Oven
- Electric Range
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
- Tile Bathroom Countertop
Outdoor Features
- Deck
- Concrete Porch or Patio
- Shed
Utilities
- Heating Available
- Electric Water Heater
Listing and Financial Details
- Legal Lot and Block 2 / 3
- Tax Tract Number 357
- Assessor Parcel Number 065363002
Community Details
Overview
- No Home Owners Association
- Beach Tract Subdivision
Amenities
- Laundry Facilities
Recreation
- Golf Course Community
- Fishing
- Park
- Dog Park
- Hiking Trails
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,148 | $1,096,500 | $688,500 | $408,000 |
| 2025 | $1,148 | $111,161 | $27,682 | $83,479 |
| 2024 | $1,105 | $108,983 | $27,140 | $81,843 |
| 2023 | $1,105 | $106,847 | $26,608 | $80,239 |
| 2022 | $1,034 | $104,753 | $26,087 | $78,666 |
| 2021 | $1,017 | $102,700 | $25,576 | $77,124 |
| 2020 | $1,005 | $101,648 | $25,314 | $76,334 |
| 2019 | $994 | $99,656 | $24,818 | $74,838 |
| 2018 | $973 | $97,703 | $24,332 | $73,371 |
| 2017 | $952 | $95,788 | $23,855 | $71,933 |
| 2016 | $932 | $93,911 | $23,388 | $70,523 |
| 2015 | $917 | $92,501 | $23,037 | $69,464 |
| 2014 | $840 | $90,690 | $22,586 | $68,104 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/31/2026 08/31/26 | For Sale | $1,125,000 | -- | $688 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $15,000 | -- | |
| Interfamily Deed Transfer | $30,000 | -- | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Grant Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $203,000 | Credit Line Revolving | |
| Previous Owner | $240,000 | Credit Line Revolving |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC26189731
APN: 065-363-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
- 2900 Alder Ave
- 182 Luzon St
- 460 Jamaica St
- 0 Ironwood Ave Unit SC26156744
- 2991 Juniper Ave
- 431 Java St
- 2811 Juniper Ave
- 330 Mindoro St
- 2740 Ironwood Ave
- 670 Sequoia Ct
- 470 Las Vegas St
- 497 Oahu St
- 2440 Greenwood Ave
- 2560 Juniper Ave
- 471 Nevis St
- 2601 Maple Ave
- 2560 Koa Ave
- 381 Rennell St
- 455 Orcas St
- 2630 Maple Ave
Ask me questions while you tour the home.