$555,000
SOLD JUN 22, 2026

1604 Discovery Loop N Panama City, FL 32405

Panama City Area
4 Beds
3.5 Baths
2,426 Sq Ft
5,227 Sq Ft Lot

Sale Details

Date Sold: June 22, 2026

$229 Per Sq Ft

1% Above List Price

6 Days on Market

Highlights

  • Community Boat Dock
  • Deeded access to the beach
  • Craftsman Architecture
  • Beach
  • Fishing
  • Community Pool

About This Home

As of June 2026

This beautifully maintained 4 bedroom, 3.5 bathroom home offers over 2,400 square feet of thoughtfully designed living space in one of Panama City's most sought-after communities. This Captiva floor plan with 2x6 exterior walls and hurricane tie-down rods offers superior construction. This home combines modern coastal style with functional living and an unbeatable lifestyle. The en-suite downstairs is great for guests, an office, or a private mother-in-law suite. Inside, you'll find an open-concept floor plan with spacious living areas, abundant natural light, and designer finishes throughout. The kitchen features quartz countertops, ample cabinetry, and a large island overlooking the main living space, perfect for entertaining or everyday living. The primary suite offers a private retreat with a spa-like bathroom and generous closet space, while additional bedrooms and loft provide flexibility for guests, office space, or growing families. Enjoy all that SweetBay has to offer, including a Town Center, resort-style pools, parks, walking trails, basketball court, playgrounds, a community dock with North Bay access, and golf cart friendly streets. Conveniently located near shopping, dining, medical facilities, downtown Panama City, and just a short drive to the beaches. Move-in ready and positioned in one of Bay County's premier lifestyle communities, this is a rare opportunity you won't want to miss.

Last Agent to Sell the Property

Alec Childres

SweetBay Realty License #3550058 Listed on: 05/13/2026

Last Buyer's Agent

Beth Mulvey

Beach House Sales and Development License #3390217

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,037

Year Built

  • Built in 2019

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 45'x125'
  • Fenced

Parking

  • 2 Car Garage
  • Additional Parking

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Double Pane Windows
  • Family Room
  • Gas Range

Bedrooms and Bathrooms

  • 4 Bedrooms

Home Security

  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Outdoor Shower
  • Deeded access to the beach
  • Covered Patio or Porch

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities

Community Details

Overview

  • Property has a Home Owners Association
  • Sweetbay Subdivision

Amenities

  • Community Barbecue Grill

Recreation

  • Community Boat Dock
  • Beach
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,037

Year Built

Built in 2019

Lot Details

5,227 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2019
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: 45'x125'
  • Subdivision Name: Sweetbay
  • Architectural Style: Craftsman
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Gas Range
  • Interior Amenities: Double Vanity, Interior Steps, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Dining Room Type: Bedroom, Family Room, Primary Bedroom
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Community
  • Fencing: Full, Fenced
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Outdoor Shower
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio, Porch
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Alley Access
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Underground Utilities
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Basketball Court, Beach, Dock, Fishing, Playground, Pool, Shopping, Waterfront
  • Amenities: Beach Rights, Dock, Barbecue
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Sprinkler System
  • Lot Size Sq Ft: 5227.0
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 8037.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Northside
  • High School: Bay

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$554,443
Outstanding Balance
$534,184
Interest Rate
6.39%
Mortgage Type
VA
Estimated Equity
$16,898

Purchase Details

Listed on
Jun 28, 2019
Closed on
Oct 31, 2019
Sold by
Bought by
Seller's Agent
Randall Fisher
Coastal Sun Realty LLC
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$393,930
Sold Price
$393,930

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.09%
Original Mortgage
$406,929
Interest Rate
3.7%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $575,000 South Oak Title
Warranty Deed $393,930 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $554,443 VA
Previous Owner $406,929 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/22/2026 06/22/26 Sold $555,000 +0.9% $229 / Sq Ft
05/19/2026 05/19/26 Pending -- -- --
05/13/2026 05/13/26 For Sale $550,000 +39.6% $227 / Sq Ft
06/20/2022 06/20/22 Off Market $393,930 -- --
10/31/2019 10/31/19 Sold $393,930 0.0% $167 / Sq Ft View Prior Sale
09/30/2019 09/30/19 Pending -- -- --
06/28/2019 06/28/19 For Sale $393,930 -- $167 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,037 $489,861 $66,300 $423,561
2024 $6,776 $482,525 $60,400 $422,125
2023 $6,776 $379,778 $56,265 $332,261
2022 $5,855 $345,253 $51,700 $293,553
2021 $5,771 $335,437 $51,000 $284,437
2020 $5,071 $311,643 $62,500 $249,143
2019 $103 $6,375 $6,375 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 789791

Central Panhandle Association of REALTORS®

APN: 11731-250-570

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