1604 Montecito Rd Unit 24 Ramona, CA 92065
2
Beds
1.5
Baths
884
Sq Ft
$258/mo
HOA Fee
Highlights
- In Ground Pool
- Walk-In Closet
- Laundry Room
- No Units Above
- Living Room
- Central Air
About This Home
As of February 2025*Accepting Backup Offers* *Condo Approved for VA financing* Unique 2bd/1.25ba sunny southwest second story corner residence with no one above or below you, offers an open floor plan with a lot of natural light that gives a roomy feeling to this cozy home. Spacious bedrooms with master walk in closet and en suite sink and vanity. Recently renovated with all new brushed nickel fixtures, new carpet and fresh paint offers a tremendous opportunity and the most affordable value for first time buyers or investors in the neighborhood. This gated complex includes pool, clubhouse, laundry facilities, reserved covered parking and storage beneath the unit and a 2nd uncovered parking spot, all with very low HOAs. Great location and walkability to the center of town, schools, shopping, supermarkets, post office, library, downtown Ramona and more.
Last Agent to Sell the Property
Bradford Management Brokerage Email: beau@bradfordmgmt.com License #01745582 Listed on: 12/20/2024
Last Buyer's Agent
Harry Lake
New Horizons Realtors License #00634034
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,324
Year Built
- Built in 1981
Lot Details
- No Units Above
- End Unit
- No Units Located Below
- Two or More Common Walls
- Southwest Facing Home
HOA Fees
- $258 Monthly HOA Fees
Interior Spaces
- 884 Sq Ft Home
- 2-Story Property
- Living Room
- Laundry Room
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- All Upper Level Bedrooms
- Walk-In Closet
Parking
- 1 Open Parking Space
- 2 Parking Spaces
- 1 Carport Space
Pool
- In Ground Pool
- Fence Around Pool
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Tax Tract Number 10011
- Assessor Parcel Number 2811602224
- Seller Considering Concessions
Community Details
Overview
- Master Insurance
- 24 Units
- Sun Casas Association, Phone Number (858) 224-2328
- Maintained Community
Amenities
- Laundry Facilities
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 20, 2024
Closed on
Feb 4, 2025
Sold by
Araujo Naomi
Bought by
Gomez-Herrera Jose Cruz
Seller's Agent
Beau Bradford
Bradford Management
Buyer's Agent
Harry Lake
New Horizons Realtors
List Price
$329,000
Sold Price
$330,500
Premium/Discount to List
$1,500
0.46%
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,312
Avg. Annual Appreciation
-0.75%
Original Mortgage
$319,130
Outstanding Balance
$317,788
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$11,393
Purchase Details
Listed on
Dec 20, 2024
Closed on
Jan 30, 2025
Sold by
Claudia Gomez De Lowery Trust and De Lowery Claudia
Bought by
Gomez-Herrera Jose Cruz
Seller's Agent
Beau Bradford
Bradford Management
Buyer's Agent
Harry Lake
New Horizons Realtors
List Price
$329,000
Sold Price
$330,500
Premium/Discount to List
$1,500
0.46%
Views
71
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,130
Outstanding Balance
$317,788
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$11,393
Purchase Details
Closed on
Jun 27, 2018
Sold by
Lowery Claudia Gomez De
Bought by
Lowery Claudia Gomez De
Purchase Details
Listed on
May 8, 2013
Closed on
May 21, 2013
Sold by
Lowery Daniel L
Bought by
Delowery Claudia Gomez
Seller's Agent
Richard Zelmer
Richard Zelmer
Buyer's Agent
George Newman
Executive Realty
List Price
$95,000
Sold Price
$90,000
Premium/Discount to List
-$5,000
-5.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%
Original Mortgage
$15,000
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 8, 2013
Closed on
May 13, 2013
Sold by
Mandich Investments Lp
Bought by
Delowery Claudia Gomez
Seller's Agent
Richard Zelmer
Richard Zelmer
Buyer's Agent
George Newman
Executive Realty
List Price
$95,000
Sold Price
$90,000
Premium/Discount to List
-$5,000
-5.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 3, 2009
Sold by
Violeta Jesus and Violeta Mireya
Bought by
Mandich Investments Lp
Purchase Details
Closed on
Apr 8, 2004
Sold by
Moreno Jorge
Bought by
Violeta Jesus and Violeta Mireya
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,800
Interest Rate
5.99%
Mortgage Type
Unknown
Purchase Details
Closed on
May 31, 2001
Sold by
Mendez Adolfo
Bought by
Moreno Jorge
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,150
Interest Rate
7.05%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 14, 2000
Sold by
Stratton James H and Stratton Marion R
Bought by
Mendez Adolfo
Purchase Details
Closed on
Jan 13, 1998
Sold by
Jerry Turco
Bought by
Stratton James H and Stratton Marion R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,000
Interest Rate
7.18%
Purchase Details
Closed on
Mar 27, 1987
Purchase Details
Closed on
Aug 26, 1985
Similar Homes in Ramona, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Corinthian Title Company | |
| Grant Deed | $330,500 | Corinthian Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Ticor Title Company | |
| Grant Deed | $90,000 | Ticor Title Company | |
| Grant Deed | $78,500 | Lawyers Title Sd | |
| Grant Deed | $185,000 | Fidelity National Title | |
| Grant Deed | $95,000 | Commonwealth Land Title Co | |
| Grant Deed | $63,000 | Commonwealth Land Title Co | |
| Grant Deed | $40,000 | Chicago Title Co | |
| Deed | $45,000 | -- | |
| Deed | $35,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,130 | New Conventional | |
| Previous Owner | $15,000 | New Conventional | |
| Previous Owner | $191,250 | Unknown | |
| Previous Owner | $144,800 | Unknown | |
| Previous Owner | $120,000 | Unknown | |
| Previous Owner | $92,150 | FHA | |
| Previous Owner | $32,000 | No Value Available | |
| Closed | $6,000 | No Value Available | |
| Closed | $36,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/06/2025 02/06/25 | Sold | $330,500 | +0.5% | $374 / Sq Ft |
| 12/20/2024 12/20/24 | For Sale | $329,000 | +265.6% | $372 / Sq Ft |
| 06/28/2013 06/28/13 | Sold | $90,000 | -5.3% | $102 / Sq Ft |
| 05/06/2013 05/06/13 | Pending | -- | -- | -- |
| 05/06/2013 05/06/13 | For Sale | $95,000 | -- | $107 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,324 | $110,818 | $36,938 | $73,880 |
| 2024 | $2,324 | $108,646 | $36,214 | $72,432 |
| 2023 | $1,903 | $106,516 | $35,504 | $71,012 |
| 2022 | $2,083 | $104,428 | $34,808 | $69,620 |
| 2021 | $2,068 | $102,381 | $34,126 | $68,255 |
| 2020 | $2,060 | $101,333 | $33,777 | $67,556 |
| 2019 | $2,020 | $99,347 | $33,115 | $66,232 |
| 2018 | $2,049 | $97,400 | $32,466 | $64,934 |
| 2017 | $2,028 | $95,491 | $31,830 | $63,661 |
| 2016 | $1,973 | $93,619 | $31,206 | $62,413 |
| 2015 | $1,910 | $92,214 | $30,738 | $61,476 |
| 2014 | $1,847 | $90,408 | $30,136 | $60,272 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Beau Bradford
Bradford Management
(858) 224-2328
1 in this area
13 Total Sales
-
H
Buyer's Agent in 2025
Harry Lake
New Horizons Realtors
-
Buyer's Agent in 2025
Louis Bucio
LPT Realty
(760) 802-8348
3 in this area
43 Total Sales
-
R
Seller's Agent in 2013
Richard Zelmer
Richard Zelmer
-
G
Buyer's Agent in 2013
George Newman
Executive Realty
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2407676
APN: 281-160-22-24
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