1605 S 18th St Centerville, IA 52544
Estimated payment $821/month
About This Home
Unique Brick 1944 Bank Converted into Residential Home + Commercial Space! Don't miss this rare opportunity to own a piece of history with modern flexibility! This unique property has been thoughtfully converted into a spacious 1,280 SF residential home (with full basement, doubling the SF), with potential for commercial use — or both! As you enter the house, you'll immediately notice how quiet it is inside. Look up and you'll see original tin ceiling tiles (said to be hidden throughout the home under the drop ceiling). This home has 2 bedrooms plus a non-conforming 3rd bedroom, 1 full bath, and 2 half baths, and an eat-in kitchen with a stainless steel refrigerator and a gas stove. A converted tuck-under garage now serves as a recreation room and family room with its own private entrance, ideal for a business setup or separate living quarters. Additional features include: NEW Roof in August 2025 on both house and garages Newer covered back deck with built-in seating Newer windows Newer furnace and hot water heater Two oversized detached garages Multiple off-street parking spaces Shared south driveway Dual access from S 18th Street and Cottage Street. Zoned for flexibility and located on a high-traffic street, this property is ideal for a home-based business, boutique shop, office, or investment opportunity. Selling as-is, with any remaining furniture and personal items included. The solid bones are there! Just add your cosmetic upgrades to make this your own!
Listing Agent
Iowa Realty South Lakes Brokerage Phone: 641-856-9350 Listed on: 10/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $746
Year Built
- Built in 1944
Parking
- 3
Home Design
- Brick Exterior Construction
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 45 x 140
- Forced Air Heating System
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $746 | $33,340 | $4,410 | $28,930 |
| 2024 | $746 | $33,170 | $3,310 | $29,860 |
| 2023 | $906 | $33,170 | $3,310 | $29,860 |
| 2022 | $858 | $37,540 | $2,210 | $35,330 |
| 2021 | $858 | $36,350 | $2,210 | $34,140 |
| 2020 | $822 | $32,430 | $1,760 | $30,670 |
| 2019 | $990 | $36,420 | $0 | $0 |
| 2018 | $1,250 | $47,550 | $0 | $0 |
| 2017 | $118,800 | $44,520 | $0 | $0 |
| 2016 | $1,190 | $0 | $0 | $0 |
| 2015 | $1,190 | $45,560 | $0 | $0 |
| 2014 | $1,206 | $45,560 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/07/2025 10/07/25 | Price Changed | $145,000 | -21.6% | $113 / Sq Ft |
| 10/02/2025 10/02/25 | For Sale | $185,000 | -- | $145 / Sq Ft |
About the Listing Agent
Carie's Other Listings
Source: NoCoast MLS
MLS Number: NOC6332452
APN: 341011001340000
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