$475,000
SOLD MAR 10, 2026
4 Beds
3 Baths
2,174 Sq Ft
0.26 Acres Lot

Sale Details

Date Sold: March 10, 2026

$218 Per Sq Ft

3% Below List Price

31 on Market

Highlights

  • RV Access or Parking
  • Covered Patio or Porch
  • Soaking Tub
  • No HOA
  • Butlers Pantry
  • 1-minute walk to Cove Lane Park

About This Home

As of March 2026

Finally - a Cove home that HAS IT ALL! 9' ceilings in the primary suite with TWO walk-in closets, a walk-in butlers pantry and wet bar, oversized living room, 3 FULL baths. Literally, everything! Step into the charm of The Cove--where tree-lined streets, covered porches, and coastal living blend seamlessly with character and charm. Thoughtfully renovated, this 4-bedroom, 3-full bath home at 2,174 square feet captures every box on your list and then some. Beautifully reimagined, this open-concept living space showcases the original oak hardwood floors, abundant natural light, and new lighting throughout. Custom built-ins and an expanded living area create the perfect setting for entertaining, while the open flow between the kitchen, living, and dining areas offers a seamless, inviting atmosphere. The kitchen is a showpiece with new custom cabinetry, quartz countertops, stainless appliances, modern backsplash, and a butler's pantry that only DREAMS are made of! This walk-in butler's pantry features floor to ceiling cabinetry and doubles as your dream entertaining station just off the covered back porch--complete with wet bar, drink fridge, and coffee bar! One of the best features of this home is the primary suite! Boasting 9' ceilings (a rare find in the Cove!), this suite a is a true retreat, offering TWO full size walk-in closets, new carpet in the bedroom, French doors to the covered patio, a large-modern soaking tub, walk-in tiled shower with seamless glass doors, modern fluted double vanities, fluted linen tower, and brushed gold lighting. Every detail was considered for modern function and refined style of this retreat and with its split floor plan - this space has everything that other Cove homes do not! This home features 3 FULL baths which is a rare find in the Cove. Convenient for guests or for families that don't want to share, you'll love this feature! With 3 guest bedrooms and 2 guest baths, this is a great layout with large closets and renovated baths. The layout was reimagined with a large covered porch off the Butler's pantry area and a back yard with a privacy fenced and a sliding gate for easy access to the alley. This back yard offers 50-amp power and sewer cleanout, great for RV hookup and a slab for a shed or garage with electrical already to it. The driveway is extended with pavers for easy storage for a golf cart or bikes and plenty of parking. This home offers updated plumbing (and updated sewer line to the road), updated electrical, November 2018 roof, new doors and windows, irrigation, sod and so much more. This home blends history and heart with the modern updates in the Cove. With it's proximity to Downtown Panama City, this is one of the area's most beloved neighborhoods. Walk or golf cart to parks, the marina, and downtown restaurants...because life in The Cove is meant to be enjoyed.

Last Agent to Sell the Property

Carly Sostheim

Corcoran Reverie Listed on: 01/02/2026

Corcoran Reverie

Last Buyer's Agent

Ashlie James

Beachy Beach Real Estate License #3073286

Beachy Beach Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1952

Lot Details

  • 11,195 Sq Ft Lot
  • Lot Dimensions are 140x80
  • Fenced

Home Design

  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room

Kitchen

  • Butlers Pantry
  • Gas Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Soaking Tub

Parking

  • Additional Parking
  • RV Access or Parking

Outdoor Features

  • Covered Patio or Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Cove Terrace Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1952

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1952
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.26
  • Lot Size: 140x80
  • Road Frontage Type: City Street
  • Subdivision Name: Cove Terrace
  • Architectural Style: Ranch
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Gas Range, Gas Water Heater, Tankless Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • Fencing: Fenced, Privacy
  • Waterfront: No
  • Construction Type: Concrete, Stucco, Vinyl Siding, Wood Frame
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Parking Features: Additional Parking, RV Access/Parking
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Sprinkler System, Paved
  • Lot Size Sq Ft: 11195.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2026
Closed on
Mar 10, 2026
Sold by
Carl Sostheim and Kiser Carly
Bought by
Howell Gregory
Seller's Agent
Carly Sostheim
Corcoran Reverie
Buyer's Agent
Ashlie James
Beachy Beach Real Estate
List Price
$490,000
Sold Price
$475,000
Premium/Discount to List
-$15,000
-3.06%
Views
101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.27%
Original Mortgage
$380,000
Outstanding Balance
$380,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$92,610

Purchase Details

Closed on
Dec 10, 2025
Sold by
Fingray Llc
Bought by
Sostheim Joseph Carl and Sostheim Carly Kiser

Purchase Details

Closed on
Apr 29, 2021
Sold by
Sostheim Joseph Carl and Sostheim Carly Kiser
Bought by
Fingray Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,500
Interest Rate
3.1%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Oct 21, 2020
Closed on
Nov 5, 2020
Sold by
Thornburg Margaret Farrar and Thornburg Timothy Allan
Bought by
Sostheim Joseph Carl and Sostheim Carly Kiser
Seller's Agent
Deborah Class
ERA Neubauer Real Estate, Inc
Buyer's Agent
Deborah Class
ERA Neubauer Real Estate, Inc
List Price
$275,000
Sold Price
$275,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.27%
Original Mortgage
$275,000
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Listed on
Jul 28, 2017
Closed on
Nov 2, 2017
Sold by
Pippin Ii Tommy R and Pippin Crystal R
Bought by
Thornburg Margaret Farrar and Thornburg Timothy Allan
Seller's Agent
Sarah Steverson
CENTURY 21 Commander Realty
Buyer's Agent
Deborah Class
ERA Neubauer Real Estate, Inc
List Price
$259,000
Sold Price
$235,000
Premium/Discount to List
-$24,000
-9.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$188,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2009
Sold by
Orme Eric Ray
Bought by
Pippin Electric Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,780
Interest Rate
5.53%
Mortgage Type
Balloon

Purchase Details

Closed on
Oct 25, 2004
Sold by
Pippin Tommy R and Pippin Crystal R
Bought by
Pippin Ii Tommy R and Pippin Crystal R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,500
Interest Rate
5.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 22, 2002
Sold by
Lotas Judith Patton and Patton Joanna Sue
Bought by
Pippin Tommy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,150
Interest Rate
6.5%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $475,000 South Oak Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed -- First American Title Ins Co
Warranty Deed $275,000 First American Title Ins Co
Warranty Deed $235,000 Omega Title Llc
Warranty Deed $83,000 Florida Land Title Llc
Interfamily Deed Transfer -- Lanco Title & Escrow
Warranty Deed $77,000 Lanco Title & Escrow
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $266,500 Future Advance Clause Open End Mortgage
Previous Owner $275,000 Commercial
Previous Owner $188,000 New Conventional
Previous Owner $75,780 Balloon
Previous Owner $92,500 New Conventional
Previous Owner $73,150 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2026 03/10/26 Sold $475,000 -3.1% $218 / Sq Ft
02/02/2026 02/02/26 Pending -- -- --
01/02/2026 01/02/26 For Sale $490,000 0.0% $225 / Sq Ft
11/14/2025 11/14/25 Pending -- -- --
11/13/2025 11/13/25 For Sale $490,000 +78.2% $225 / Sq Ft
07/05/2022 07/05/22 Off Market $275,000 -- --
06/20/2022 06/20/22 Off Market $235,000 -- --
11/16/2020 11/16/20 Sold $275,000 0.0% $120 / Sq Ft View Prior Sale
10/17/2020 10/17/20 Pending -- -- --
10/09/2020 10/09/20 For Sale $275,000 +17.0% $120 / Sq Ft
11/03/2017 11/03/17 Sold $235,000 -9.3% $103 / Sq Ft View Prior Sale
10/16/2017 10/16/17 Pending -- -- --
07/28/2017 07/28/17 For Sale $259,000 -- $114 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,864 $311,657 $55,272 $256,385
2024 $4,665 $286,479 -- --
2023 $4,665 $260,435 $49,627 $210,808
2022 $4,086 $238,089 $43,904 $194,185
2021 $3,944 $228,914 $42,649 $186,265
2020 $2,540 $176,099 $41,944 $134,155
2019 $2,195 $176,586 $40,376 $136,210
2018 $2,210 $185,852 $0 $0
2017 $1,031 $108,197 $0 $0
2016 $1,020 $105,972 $0 $0
2015 $1,044 $105,235 $0 $0
2014 $1,001 $103,021 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 781230

Central Panhandle Association of REALTORS®

APN: 21729-000-000

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