$4,500,000
SOLD JUL 26, 2021
4 Beds
5 Baths
4,610 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$976 Per Sq Ft

Highlights

  • Boathouse
  • Docks
  • Waterfront
  • Hallinan Elementary School Rated A
  • Heated Floors
  • Deck

About This Home

As of April 2024

Incredible Oswego Lake Front contemporary on Lake Front Road. Every amenity including wine cellar, fitness center, high ceilings, new roof top deck on the boat house, built in hot tub tub and water feature...perfection!

Last Agent to Sell the Property

Justin Harnish

Harnish Company Realtors License #200112017 Listed on: 07/26/2021

Co-Listed By

Errol Bradley

Harnish Company Realtors License #200505082

Last Buyer's Agent

Justin Harnish

Harnish Company Realtors License #200112017 Listed on: 07/26/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $62,782

Year Built

  • Built in 2000

Lot Details

  • Waterfront
  • Fenced
  • Gentle Sloping Lot
  • Sprinkler System
  • Private Yard

HOA Fees

  • $192 per month

Parking

  • Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Stone Siding
  • Stucco Exterior

Interior Spaces

  • 3-Story Property
  • Sound System
  • High Ceiling
  • 1 Fireplace
  • Double Pane Windows
  • Property Views

Flooring

  • Wood
  • Heated Floors

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Boathouse
  • Docks
  • Deck
  • Patio

Utilities

  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet

Home Details

Home Type

Single Family

Est. Annual Taxes

$62,782

Year Built

Built in 2000

Lot Details

0

HOA Fees

$192 per month

Parking

2

Listing Details

  • Status: Sold
  • Property Category: Residential
  • Property Type: Single Family Residence
  • Style: Custom Style
  • Sq Ft Calculated: 2910
  • Sq Ft Approximate Total: 4610
  • Stories: 3
  • Year Built: 2000
  • Property Condition: Resale
  • Remarks Public: Incredible Oswego Lake Front contemporary on Lake Front Road. Every amenity including wine cellar, fitness center, high ceilings, new roof top deck on the boat house, built in hot tub tub and water feature...perfection!
  • New Construction Supplement: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Additional Room Features: Built-in Features
  • Additional Rooms: Den, Wine Cellar, 4th Bedroom
  • All Room Features: Built-in Features, Fireplace, Gourmet Kitchen, Great Room, Hardwood Floors, Island, Living Room/Dining Room Combo, Pantry, Suite, Walk in Closet, High Ceilings
  • Lower Level Bathrooms: 2.0
  • Main Level Bathrooms: 0.1
  • Total Bathrooms: 4.1
  • Fireplace Description: Gas
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Sound System, Sprinkler, High Ceilings, High Speed Internet, Wood Floors, Heated Tile Floor
  • Kitchen Appliances: Microwave, Built-in Refrigerator, Dishwasher, Gas Appliances, Instant Hot Water, Pantry, Double Oven, Free-Standing Range, Granite, Range Hood
  • Legal Description: 472 OSWEGO LAKE VILLAS LT 40
  • Sq Ft Lower Level: 1700
  • Sq Ft Main Level: 1265
  • Upper Level Sq Ft: 1645
  • Bedrooms: 4
  • Master Bedroom: Features: Suite, Walk in Closet,On Level: Upper
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Lower
  • Full Bathrooms: 4
  • Partial Bathrooms: 1
  • Basement: Daylight, Finished, Full Basement
  • Dining Room: Features: Living Room/Dining Room Combo,On Level: Main
  • Family Room: Features: High Ceilings,On Level: Lower
  • Living Room: Features: Fireplace, Great Room, Hardwood Floors,On Level: Main
  • Kitchen: Features: Gourmet Kitchen, Island, Pantry,On Level: Main
  • Additional Room 1: Description: 4th Bedroom,On Level: Lower
  • Additional Room 2: Description: Den,Features: Built-in Features,On Level: Main
  • Additional Room 3: Description: Wine Cellar,On Level: Lower
  • Bathrooms Lower Level Full: 2
  • Bathrooms Main Level Partial: 1
  • Total Bathrooms: 5
  • Bathrooms Upper Level Full: 2
  • Window Features: Double Pane Windows

Exterior Features

  • Exterior Description: Stone, Stucco
  • Exterior Features: Deck, Fenced, Patio, Sprinkler, Dock, Boat House, Yard
  • Lot Size: 7K-9,999SF
  • Roof Type: Composition
  • View: Lake, Territorial
  • Waterfront Description: Lake
  • Waterfront: Yes
  • Water Name: Oswego Lake
  • View: Yes
  • Additional Structure Supplement: No

Garage/Parking

  • Garage Or Parking Spaces: 2
  • Garage Type: Attached
  • Parking Description: Driveway, Off Street

Utilities

  • Fuel Description: Gas
  • Hot Water: Gas
  • Sewer: Public Sewer
  • Water Description: Public
  • Cooling Description: Central Air
  • Heating Description: Forced Air
  • Internet Service Type: Cable

Condo/Co-op/Association

  • HOA Fees: 2300
  • HOA Payment Frequency: Annually
  • HOA: Yes
  • Other Payment Freq: One Time

Association/Amenities

  • Amenities Supplement: No

Schools

  • Elementary School: Hallinan
  • Middle School: Lakeridge
  • High School: Lakeridge

Lot Info

  • Lot Description: Gentle Sloping
  • Acres: 0.17
  • Farm Supplement: No
  • Water Rights Supplement: No

Green Features

  • Green Energy Supplement: No

Multi Family

  • Other Fee: 7500
  • Non Owner Occ Supplement: No

Tax Info

  • Tax Amount: 48394.56
  • Assessor Parcel Number: 00260087
  • Tax Year: 2020

MLS Schools

  • Elementary School: Hallinan
  • High School: Lakeridge
  • Middle School: Lakeridge

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2024
Closed on
Apr 8, 2024
Sold by
Enso Lf Llc
Bought by
Lake Front Lo Llc
Seller's Agent
Justin Harnish
Harnish Company Realtors
Buyer's Agent
Justin Harnish
Harnish Company Realtors
List Price
$4,898,000
Sold Price
$4,700,000
Premium/Discount to List
-$198,000
-4.04%
Views
45
Current Estimated Value
$4,885,286

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$185,286
Avg. Annual Appreciation
1.64%
Original Mortgage
$3,525,000
Outstanding Balance
$3,378,591
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$1,421,206

Purchase Details

Listed on
Jul 26, 2021
Closed on
Jul 22, 2021
Sold by
Kaiser Daniel K and The Daniel K Kaiser Living Tru
Bought by
Enso Lf Llc
Seller's Agent
Justin Harnish
Harnish Company Realtors
Buyer's Agent
Justin Harnish
Harnish Company Realtors
List Price
$4,500,000
Sold Price
$4,500,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.62%

Purchase Details

Closed on
Oct 25, 2017
Sold by
Kaiser Daniel K
Bought by
Kaiser Daniel K and Daniel K Kaiser Living Trust

Purchase Details

Closed on
Mar 21, 2013
Sold by
Catlett Benjamin S and Catlett Pamela M
Bought by
Kaiser Daniel K

Purchase Details

Closed on
Dec 22, 2011
Sold by
Watson Wayne B and Watson Alice M
Bought by
Catlett Pamela M and Catlett Benjamin S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,500,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 4, 2005
Sold by
Stern Karen R
Bought by
Watson Wayne B and Watson Alice M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,500,000
Interest Rate
5.99%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 22, 1999
Sold by
Terry Betty L
Bought by
Stern Karen R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
7.05%

Purchase Details

Closed on
Jul 17, 1998
Sold by
Terry Betty Lee
Bought by
Terry Betty L

Purchase Details

Closed on
Sep 25, 1984
Sold by
Terry Jay P
Bought by
Terry Jack P and Terry Betty L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $4,700,000 Wfg Title
Warranty Deed $4,500,000 Wfg Title
Interfamily Deed Transfer -- None Available
Warranty Deed $3,000,000 Fidelity Natl Title Of Or
Interfamily Deed Transfer -- None Available
Warranty Deed $2,250,000 Wfg Title
Warranty Deed $2,880,000 First American Title Insuran
Warranty Deed $615,000 Pacific Nw Title
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $3,525,000 New Conventional
Previous Owner $2,710,000 Adjustable Rate Mortgage/ARM
Previous Owner $2,000,000 Credit Line Revolving
Previous Owner $1,500,000 Adjustable Rate Mortgage/ARM
Previous Owner $1,500,000 Fannie Mae Freddie Mac
Previous Owner $880,000 Credit Line Revolving
Previous Owner $650,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/10/2024 04/10/24 Sold $4,700,000 -4.0% $1,020 / Sq Ft
02/16/2024 02/16/24 Pending -- -- --
01/11/2024 01/11/24 For Sale $4,898,000 +8.8% $1,062 / Sq Ft
07/26/2021 07/26/21 Sold $4,500,000 0.0% $976 / Sq Ft
07/26/2021 07/26/21 Pending -- -- --
07/26/2021 07/26/21 For Sale $4,500,000 -- $976 / Sq Ft
Source: Regional Multiple Listing Service (RMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $62,782 $2,884,353 $0 $0
2022 $53,753 $2,800,343 $0 $0
2021 $49,641 $2,718,780 $0 $0
2020 $48,395 $2,639,593 $0 $0
2019 $47,204 $2,562,712 $0 $0
2018 $44,888 $2,488,070 $0 $0
2017 $43,312 $2,415,602 $0 $0
2016 $39,425 $2,345,245 $0 $0
2015 $38,090 $2,276,937 $0 $0
2014 $37,598 $2,210,618 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Regional Multiple Listing Service (RMLS)

MLS Number: 21482155

Regional Multiple Listing Service (RMLS)

APN: 00260087