$250,000
SOLD APR 23, 2025

162 Cady St Ludlow, MA 01056

2 Beds
1 Bath
1,007 Sq Ft
0.39 Acres

Recently Sold

$248 Per Sq Ft

6% Below List Price

31 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • 1 Car Detached Garage
  • East Street Elementary School Rated A-
  • No HOA
  • Porch

About This Home

As of April 2025

Affordable home in Ludlow! Great price point for this cozy cape style home. This 2 bedroom, 1 bathroom home is convenient to shopping as well as Mass Turnpike. Many updates over the last 4 years, including: kitchen, bathroom, furnace, and central air. New septic system installed last year. Kitchen has granite and a large farmhouse sink. Stay warm near the pellet stove on these cold winter nights. Once spring arrives, there is also plenty of yard to enjoy as well as a deck off the back of the home. Schedule your appointment to tour this home.

Last Agent to Sell the Property

Susan Crowley

Keller Williams Realty Listed on: 02/20/2025

Keller Williams Realty

Last Buyer's Agent

Onna Roberts

ERA M Connie Laplante Real Estate

ERA M Connie Laplante Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,817

Year Built

  • Built in 1988

Lot Details

  • 0.39 Acre Lot
  • Level Lot
  • Property is zoned RES A

Parking

  • 1 Car Detached Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,007 Sq Ft Home
  • Crawl Space
  • Range with Range Hood

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Pellet Stove burns compressed wood to generate heat
  • Gas Water Heater
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number M:1C B:3200 P:110,2550362

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,817

Year Built

Built in 1988

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cape
  • Year Built: 1988
  • Year Built Details: Unknown/Mixed
  • Year Round: Yes
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Fireplace YN: No
  • Appliances: Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood
  • Total Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1007
  • Living Area: 1007
  • Spa YN: No
  • MAIN LO: M95273
  • LIST PRICE PER Sq Ft: 248.26
  • PRICE PER Sq Ft: 248.26
  • MAIN SO: J02000

Exterior Features

  • Exterior Features: Porch, Deck
  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter, Block
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Paved Drive, Off Street, Paved
  • Total Parking Spaces: 3

Utilities

  • Sewer: Private Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas, Pellet Stove
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association YN: No
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:1C B:3200 P:110,2550362
  • Zoning: RES A
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.39
  • Lot Size Area: 0.39
  • Lot Size Sq Ft: 16807
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 576
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3817
  • Tax Book Number: 23207

Multi Family

  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2025
Closed on
Apr 23, 2025
Sold by
Roberts Michael L
Bought by
Leone Megan A
Seller's Agent
Susan Crowley
Keller Williams Realty
Buyer's Agent
Onna Roberts
ERA M Connie Laplante Real Estate
List Price
$265,000
Sold Price
$250,000
Premium/Discount to List
-$15,000
-5.66%
Views
192
Current Estimated Value
$246,956

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,044
Avg. Annual Appreciation
3.80%
Original Mortgage
$242,500
Outstanding Balance
$242,287
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$10,242

Purchase Details

Closed on
May 11, 2020
Sold by
Roberts James M Est
Bought by
Roberts Michael L

Purchase Details

Closed on
Oct 14, 2005
Sold by
Roberts Gregory O
Bought by
Roberts James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 7, 1991
Sold by
Lajeunesse David R and Calabrese Elaine
Bought by
Roberts Gregory O
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $250,000 None Available
Deed $250,000 None Available
Personal Reps Deed $118,500 None Available
Personal Reps Deed $118,500 None Available
Deed $90,000 --
Deed $90,000 --
Deed $70,000 --
Deed $70,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $242,500 Purchase Money Mortgage
Closed $242,500 Purchase Money Mortgage
Previous Owner $75,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $82,000 Purchase Money Mortgage
Previous Owner $10,000 No Value Available
Previous Owner $63,000 No Value Available
Previous Owner $63,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2025 04/23/25 Sold $250,000 0.0% $248 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/07/2025 03/07/25 Price Changed $250,000 -5.7% $248 / Sq Ft
02/20/2025 02/20/25 For Sale $265,000 -- $263 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,930 $226,500 $78,800 $147,700
2024 $3,817 $211,000 $78,700 $132,300
2023 $3,553 $182,100 $69,100 $113,000
2022 $3,406 $170,400 $69,100 $101,300
2021 $3,436 $163,000 $69,100 $93,900
2020 $3,293 $159,700 $68,000 $91,700
2019 $3,058 $154,300 $67,400 $86,900
2018 $2,874 $151,200 $67,400 $83,800
2017 $2,715 $146,500 $65,400 $81,100
2016 $2,580 $142,300 $64,100 $78,200
2015 $2,421 $140,000 $63,400 $76,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73336845

MLS Property Information Network (MLS PIN)

APN: LUDL-103200-000000-C000110