$575,000
SOLD JUN 30, 2025

1628 12th St SW Largo, FL 33778

4 Beds
2 Baths
1,788 Sq Ft
0.33 Acres

Recently Sold

$322 Per Sq Ft

1% Below List Price

16 Days on Market

Highlights

  • Screened Pool
  • Open Floorplan
  • Solid Surface Countertops
  • Ridgecrest Elementary School Rated A-
  • Vaulted Ceiling
  • No HOA

About This Home

As of June 2025

Income-Producing Pool Home Just Minutes from the Beach!

Welcome to this beautifully renovated 4-bedroom, 2-bath home sitting on a spacious 1/3-acre corner lot in Largo. This property is not only move-in ready but also a fully operational Airbnb with impressive income potential—a rare opportunity for both homeowners and savvy investors!

Inside, you'll find an open and versatile layout with three distinct living spaces including a bonus room with a cozy wood-burning fireplace—perfect for a game room, office, or family hangout and/or another bedroom (current use). The remodeled kitchen features soft-close solid wood cabinets, granite countertops, crown molding with backlighting, and modern LED lighting.

Both bathrooms have been tastefully updated with high-end finishes, and the home boasts scratch-resistant vinyl flooring, fresh paint, upgraded fans, cordless blinds,new pool heater, new pool pump and new mini split for bonus room/4th bedroom. The oversized backyard includes a screened-in patio, sparkling pool, large deck, and alley access for RV or boat parking.

No flood insurance required. Located just minutes from Indian Rocks Beach, top-rated parks like Taylor Park and the YMCA, and tons of dining and shopping.

Whether you're looking for a forever home or a proven short-term rental investment, this one checks all the boxes!

Last Agent to Sell the Property

Victoria Mcguire

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3116183 Listed on: 04/18/2025

LPT REALTY, LLC

Last Buyer's Agent

Taylor McNeill Cone

COMPASS FLORIDA LLC License #3513762

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,328

Year Built

  • Built in 1985

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 63x95
  • East Facing Home
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,788 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • French Doors
  • Combination Dining and Living Room

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Exterior Lighting
  • Rain Gutters

Schools

  • Ridgecrest Elementary School
  • Seminole Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Stacey Acres Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,328

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco, Frame
  • Fireplace: Yes
  • Living Area: 1788
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 2244
  • Lot Size Sq Ft: 14384
  • Directions to Property: Head south on US-19 ALT S/S Missouri Ave, Continue to follow US-19 ALT S, Turn right onto 8th Ave SW, Turn left onto Clearwater Largo Rd S, Continue onto Ridge Rd S, Turn right onto 16th Ave SW, Turn left onto 12th St SW
  • Status: Sold
  • Street Post Direction: SW
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33756
  • Escrow State: FL
  • Escrow Street Name: Court St
  • Escrow Street Number: 1267
  • List Office Head Office Key Nume: 524162049
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 321.59
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 877-366-2213
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Other, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 1628
  • Living Area Meters: 166.11
  • Room Count: 9

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: French Doors, Lighting, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Off Street

Utilities

  • Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Ridgecrest Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Seminole Middle-PN

Lot Info

  • Parcel Number: 04-30-15-85098-000-0010
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Dimensions: 63x95
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 1336

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please contact City of Largo to confirm Lease restrictions. Currently operated as airbnb with no issues.

Tax Info

  • Tax Annual Amount: 7328
  • Tax Block: 00
  • Tax Book Number: 91-91
  • Tax Lot: 1

Multi Family

  • Approval Process: Please contact City of Largo for Lease restrictions

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2025
Closed on
Jun 27, 2025
Sold by
Bahia Jaskaran and Khatra Tarannum
Bought by
Zagurasky John and Zagurasky Theresa
Seller's Agent
Victoria Mcguire
LPT REALTY, LLC
Buyer's Agent
Taylor McNeill Cone
COMPASS FLORIDA LLC
List Price
$579,999
Sold Price
$575,000
Premium/Discount to List
-$4,999
-0.86%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.79%
Original Mortgage
$517,500
Outstanding Balance
$517,500
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$54,275

Purchase Details

Listed on
Mar 11, 2023
Closed on
Apr 5, 2023
Sold by
Ruder Heather and Ruder Eric
Bought by
Bahia Jaskaran and Khatra Tarannum
Seller's Agent
Kenny Hayslett
RE/MAX ACTION FIRST OF FLORIDA
Buyer's Agent
Victoria Mcguire
LPT REALTY, LLC
List Price
$500,000
Sold Price
$500,000
Views
48

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.44%
Original Mortgage
$400,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 10, 2021
Closed on
Jul 9, 2021
Sold by
Male Tristan Brunler
Bought by
Ruder Heather and Ruder Eric
Seller's Agent
Bert Morrison
CENTURY 21 RE CHAMPIONS
Buyer's Agent
Heather Breeze
BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE
List Price
$399,900
Sold Price
$417,000
Premium/Discount to List
$17,100
4.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.93%
Original Mortgage
$383,800
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 27, 2015
Sold by
Diamond Curtis G and Diamond Lisa
Bought by
Mele Tristan Brunier

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,320
Interest Rate
4.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 8, 2000
Sold by
Beausoliel Ernest and Beausoliel Dianne
Bought by
Diamond Curtis G

Purchase Details

Closed on
Jul 21, 1998
Sold by
Cerminara Edward and Cerminara Patricia
Bought by
Beausoliel Ernest and Beausoliel Dianne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 1996
Sold by
Polglaze Harold L and Polglaze Vergual L
Bought by
Cerminara Edward and Cerminara Patricia

Purchase Details

Closed on
Jun 1, 1994
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Polglaze Harold L and Polglaze Vergual L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,200
Interest Rate
8.46%

Purchase Details

Closed on
Feb 7, 1994
Sold by
Citibank Fed Sav Bk
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jan 31, 1994
Sold by
Clerk Circuit Court
Bought by
Citibank Fed Sav Bk
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $575,000 First Title Source
Warranty Deed $575,000 First Title Source
Warranty Deed $500,000 First Title Source
Warranty Deed $417,000 Priority Natl Ttl Svcs Inc
Warranty Deed $182,900 Coastline Title Pinellas Llc
Warranty Deed $132,900 --
Warranty Deed $112,500 --
Warranty Deed $105,000 --
Deed $69,000 --
Quit Claim Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $517,500 New Conventional
Closed $517,500 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $383,800 New Conventional
Previous Owner $146,320 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $45,894 Unknown
Previous Owner $43,500 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Previous Owner $90,000 New Conventional
Previous Owner $55,200 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $575,000 -0.9% $322 / Sq Ft
05/04/2025 05/04/25 Pending -- -- --
04/18/2025 04/18/25 For Sale $579,999 +16.0% $324 / Sq Ft
04/05/2023 04/05/23 Sold $500,000 0.0% $280 / Sq Ft
03/18/2023 03/18/23 Pending -- -- --
03/16/2023 03/16/23 For Sale $500,000 0.0% $280 / Sq Ft
03/13/2023 03/13/23 Pending -- -- --
03/11/2023 03/11/23 For Sale $500,000 +19.9% $280 / Sq Ft
07/05/2021 07/05/21 Sold $417,000 +4.3% $233 / Sq Ft
06/12/2021 06/12/21 Pending -- -- --
06/10/2021 06/10/21 For Sale $399,900 -- $224 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,724 $394,371 $128,991 $265,380
2023 $5,724 $344,840 $0 $0
2022 $5,568 $334,796 $137,846 $196,950
2021 $4,975 $249,431 $0 $0
2020 $3,049 $192,635 $0 $0
2019 $2,989 $188,304 $0 $0
2018 $2,959 $184,793 $0 $0
2017 $2,926 $180,992 $0 $0
2016 $3,382 $161,511 $0 $0
2015 $1,847 $127,296 $0 $0
2014 $1,821 $126,286 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8376191

Stellar MLS

APN: 04-30-15-85098-000-0010